White Mountains Insurance Group, Ltd.
Financials
Valuation Metrics
White Mountains Insurance Group, Ltd.'s Market Cap is $5.74B. At end of 2025 it was $5.31B. Ranked #1273 of 3,116 in US market (top 41%), #849 of 1,644 on NYSE (top 52%), #51 of 93 in Insurance (top 55%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.74B | US#1,273/3,116 Sec#51/93 |
| Revenue | $2.80B | US#1,230/3,116 Sec#52/93 |
| Net Income | $1.12B | US#509/3,116 Sec#31/93 |
| Total Assets | $13.77B | US#810/3,116 Sec#48/93 |
| Net Assets | $5.39B | US#657/3,116 Sec#42/93 |
| Employees | 1,648 | US#1,782/3,116 Sec#53/93 |
| Value | ||
| P/E | 5.14x | US#55/3,116 Sec#5/93 |
| P/B | 1.07x | US#424/3,116 Sec#16/93 |
| PEG | 0.01x | US#32/3,116 Sec#1/93 |
| P/S | 2.05x | US#1,273/3,116 Sec#60/93 |
| EV/EBITDA | 4.65x | US#145/3,116 Sec#15/93 |
| FCF Yield | 6.76% | US#991/3,116 Sec#66/93 |
| Profitability | ||
| ROE | 20.75% | US#544/3,116 Sec#23/93 |
| ROA | 8.12% | US#645/3,116 Sec#16/93 |
| Op. Margin | 46.79% | US#159/3,116 Sec#8/93 |
| Revenue Growth | 8.60% | US#1,381/3,116 Sec#41/93 |
| Earnings Growth | 444.30% | US#74/3,116 Sec#2/93 |
| Financial Health | ||
| Debt Ratio | 139.46% | US#1,414/3,116 Sec#18/93 |
| Total Debt | $933M | US#1,557/3,116 Sec#49/93 |
| FCF | $388M | US#1,013/3,116 Sec#61/93 |
| Cash | $99M | US#2,235/3,116 Sec#77/93 |
| Net Debt/EBITDA | 0.59x | US#807/3,116 Sec#54/93 |
| Dividend | ||
| Div. Yield | 0.05% | US#1,706/3,116 Sec#70/93 |
| Div. Growth | 4.00% | US#894/3,116 Sec#40/93 |
| Performance | ||
| 1Y Return | 21.78% | US#1,227/3,116 Sec#39/93 |
| 1M Return | 14.77% | US#629/3,116 Sec#25/93 |
| From 52W High | -0.58% | US#360/3,116 Sec#24/93 |
| 1Y MDD | -14.22% | US#223/3,116 Sec#22/93 |
| Trading | ||
| Volume | 22,061 shares | US#3,099/3,116 Sec#92/93 |
| Trading Value | $51M | US#1,367/3,116 Sec#38/93 |
| Per Share | ||
| EPS | $451.41 | US#2/3,116 Sec#1/93 |
| BPS | $2175.62 | US#2/3,116 Sec#1/93 |
Company Info
White Mountains Insurance Group, Ltd. provides insurance services in the United States, the United Kingdom, Bermuda, and internationally. It operates through Ark/WM Outrigger, HG Global, Kudu, Distinguished, and Other Operations segments. The company offers property insurance and reinsurance; specialty insurance and reinsurance consisting of aviation, contingency, cyber, fine art and specie, mortgage, nuclear, political and credit, space, surety, and terrorism and political violence; marine and energy insurance and reinsurance; casualty insurance and reinsurance, such as medical malpractice, and professional and general liability; and accident and health insurance and reinsurance, which includes personal accident, sickness, disability, travel, short-term life, and medical products through brokers, managing general agents (MGA), and reinsurance intermediaries. It also provides municipal bond guarantee reinsurance, which focuses on single risk limits for small-to-medium sized, and public investment grade municipal bonds that are issued to finance public purpose projects, including schools, utilities, and transportation facilities. In addition, the company offers capital solutions for boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisition and growth finance, and legacy partner liquidity; strategic advice; investment management; and specialty electrical contracting services. Further, it operates as a full-service MGA and program administrator for specialty property and casualty insurance for the real estate and hospitality end markets, and start-up programs; and an MGA for leisure travel and global expatriate medical insurance in Israel, the European Union, and Australia. The company was formerly known as Fund American Enterprises Holdings, Inc. and changed its name to White Mountains Insurance Group, Ltd. in 1999. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.