Waterstone Financial, Inc.

WSBF· NASDAQ· Financials· Banks

$20.77+1.22%

2026-08-03

Financials

Valuation Metrics

Waterstone Financial, Inc.'s Market Cap is $375M. At end of 2025 it was $295M. Ranked #2904 of 3,112 in US market (top 93%), #1287 of 1,445 on NASDAQ (top 89%), #238 of 249 in Banks (top 96%) by Market Cap.

Investment Metrics(as of 2026-08-03)

Metric	Value	Rank
Size
Market Cap	$375M	US#2,904/3,112 Sec#238/249
Revenue	$207M	US#2,669/3,112 Sec#220/249
Net Income	$29M	US#2,003/3,112 Sec#229/249
Total Assets	$2.25B	US#2,002/3,112 Sec#244/249
Net Assets	$348M	US#2,474/3,112 Sec#232/249
Value
P/E	12.77x	US#481/3,112 Sec#101/249
P/B	1.08x	US#399/3,112 Sec#39/249
PEG	0.13x	US#230/3,112 Sec#17/249
P/S	1.81x	US#1,148/3,112 Sec#31/249
EV/EBITDA	18.79x	US#1,791/3,112 Sec#202/249
FCF Yield	-1.36%	US—/3,112 Sec—/249
Profitability
ROE	8.43%	US#1,550/3,112 Sec#185/249
ROA	1.30%	US#1,805/3,112 Sec#77/249
Op. Margin	17.94%	US#1,043/3,112 Sec#203/249
Revenue Growth	12.08%	US#1,131/3,112 Sec#61/249
Earnings Growth	97.53%	US#352/3,112 Sec#23/249
Financial Health
Debt Ratio	546.51%	US#2,415/3,112 Sec#17/249
Total Debt	$413M	US#1,906/3,112 Sec#140/249
FCF	$-5M	US#2,297/3,112 Sec#225/249
Cash	$39M	US#2,682/3,112 Sec#224/249
Current Ratio	0.23x	US#2,869/3,112 Sec#164/249
Net Debt/EBITDA	9.39x	US#2,354/3,112 Sec#216/249
Dividend
Div. Yield	2.84%	US#625/3,112 Sec#68/249
Div. Growth	-4.44%	US—/3,112 Sec—/249
Performance
1Y Return	57.23%	US#656/3,112 Sec#38/249
1M Return	0.83%	US#1,526/3,112 Sec#191/249
From 52W High	-1.45%	US#148/3,112 Sec#67/249
1Y MDD	-10.09%	US#61/3,112 Sec#5/249
Trading
Volume	67,468 shares	US#3,025/3,112 Sec#229/249
Trading Value	$1M	US#2,991/3,112 Sec#240/249
Per Share
EPS	$1.48	US#1,442/3,112 Sec#194/249
BPS	$19.59	US#1,218/3,112 Sec#181/249