World Acceptance Corporation
Financials
Valuation Metrics
World Acceptance Corporation's Market Cap is $849M. At end of 2025 it was $705M. Ranked #2543 of 3,121 in US market (top 81%), #1059 of 1,463 on NASDAQ (top 72%), #137 of 157 in Financial Services (top 87%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $849M | US#2,543/3,121 Sec#137/157 |
| Revenue | $541M | US#2,228/3,121 Sec#107/157 |
| Net Income | $39M | US#1,968/3,121 Sec#129/157 |
| Total Assets | $1.08B | US#2,447/3,121 Sec#144/157 |
| Net Assets | $362M | US#2,440/3,121 Sec#139/157 |
| Employees | 2,838 | US#1,509/3,121 Sec#69/157 |
| Value | ||
| P/E | 21.59x | US#1,248/3,121 Sec#91/157 |
| P/B | 2.35x | US#1,477/3,121 Sec#77/157 |
| P/S | 1.57x | US#1,080/3,121 Sec#40/157 |
| EV/EBITDA | 24.76x | US#2,106/3,121 Sec#119/157 |
| FCF Yield | 30.64% | US#77/3,121 Sec#13/157 |
| Profitability | ||
| ROE | 10.86% | US#1,276/3,121 Sec#94/157 |
| ROA | 3.65% | US#1,292/3,121 Sec#66/157 |
| Op. Margin | 9.47% | US#1,648/3,121 Sec#105/157 |
| Revenue Growth | 2.89% | US#2,009/3,121 Sec#103/157 |
| Earnings Growth | -51.65% | US#1,739/3,121 Sec#93/157 |
| Financial Health | ||
| Debt Ratio | 197.93% | US#1,782/3,121 Sec#65/157 |
| Total Debt | $648M | US#1,759/3,121 Sec#109/157 |
| FCF | $260M | US#1,245/3,121 Sec#79/157 |
| Cash | $10M | US#2,969/3,121 Sec#148/157 |
| Current Ratio | 0.43x | US#2,775/3,121 Sec#130/157 |
| Net Debt/EBITDA | 10.62x | US#2,372/3,121 Sec#114/157 |
| Dividend | ||
| Div. Yield | 0.00% | US—/3,121 Sec—/157 |
| Payout Ratio | 0.00% | US—/3,121 Sec—/157 |
| Performance | ||
| 1Y Return | 4.00% | US#1,463/3,121 Sec#50/157 |
| 1M Return | -1.31% | US#1,259/3,121 Sec#65/157 |
| From 52W High | -20.00% | US#1,430/3,121 Sec#77/157 |
| 1Y MDD | -37.34% | US#1,876/3,121 Sec#99/157 |
| Trading | ||
| Volume | 55,926 shares | US#3,075/3,121 Sec#153/157 |
| Trading Value | $10M | US#2,527/3,121 Sec#130/157 |
| Per Share | ||
| EPS | $8.44 | US#366/3,121 Sec#39/157 |
| BPS | $77.67 | US#183/3,121 Sec#15/157 |
Company Info
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.