World Acceptance Corporation
Financials
Valuation Metrics
World Acceptance Corporation's Market Cap is $846M. At end of 2025 it was $705M. Ranked #2592 of 3,112 in US market (top 83%), #1086 of 1,445 on NASDAQ (top 75%), #143 of 161 in Financial Services (top 89%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $846M | US#2,592/3,112 Sec#143/161 |
| Revenue | $585M | US#2,267/3,112 Sec#125/161 |
| Net Income | $35M | US#1,966/3,112 Sec#130/161 |
| Total Assets | $1.05B | US#2,423/3,112 Sec#146/161 |
| Net Assets | $351M | US#2,471/3,112 Sec#144/161 |
| Employees | 2,838 | US#1,022/3,112 Sec#45/161 |
| Value | ||
| P/E | 24.47x | US#1,266/3,112 Sec#94/161 |
| P/B | 2.41x | US#1,429/3,112 Sec#78/161 |
| P/S | 1.45x | US#945/3,112 Sec#41/161 |
| EV/EBITDA | 27.69x | US#2,127/3,112 Sec#120/161 |
| FCF Yield | 30.18% | US#69/3,112 Sec#12/161 |
| Profitability | ||
| ROE | 9.85% | US#1,386/3,112 Sec#103/161 |
| ROA | 3.28% | US#1,332/3,112 Sec#68/161 |
| Op. Margin | 7.73% | US#1,820/3,112 Sec#130/161 |
| Revenue Growth | 7.09% | US#1,529/3,112 Sec#90/161 |
| Earnings Growth | -18.47% | US#1,643/3,112 Sec#97/161 |
| Financial Health | ||
| Debt Ratio | 200.31% | US#1,792/3,112 Sec#71/161 |
| Total Debt | $661M | US#1,681/3,112 Sec#111/161 |
| FCF | $255M | US#1,224/3,112 Sec#77/161 |
| Cash | $6M | US#2,990/3,112 Sec#154/161 |
| Current Ratio | 0.77x | US#2,527/3,112 Sec#113/161 |
| Net Debt/EBITDA | 12.08x | US#2,393/3,112 Sec#123/161 |
| Dividend | ||
| Div. Yield | 0.00% | US—/3,112 Sec—/161 |
| Payout Ratio | 0.00% | US—/3,112 Sec—/161 |
| Performance | ||
| 1Y Return | 21.86% | US#1,508/3,112 Sec#47/161 |
| 1M Return | -9.56% | US#2,572/3,112 Sec#140/161 |
| From 52W High | -17.38% | US#1,565/3,112 Sec#81/161 |
| 1Y MDD | -37.34% | US#1,821/3,112 Sec#97/161 |
| Trading | ||
| Volume | 125,325 shares | US#2,867/3,112 Sec#143/161 |
| Trading Value | $23M | US#1,877/3,112 Sec#107/161 |
| Per Share | ||
| EPS | $7.77 | US#360/3,112 Sec#37/161 |
| BPS | $73.90 | US#191/3,112 Sec#15/161 |
Company Info
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.