World Acceptance Corporation
Financials
Valuation Metrics
World Acceptance Corporation's Market Cap is $772M. At end of 2025 it was $705M. Ranked #2559 of 3,118 in US market (top 82%), #1076 of 1,474 on NASDAQ (top 73%), #136 of 157 in Financial Services (top 87%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $772M | US#2,559/3,118 Sec#136/157 |
| Revenue | $541M | US#2,199/3,118 Sec#108/157 |
| Net Income | $39M | US#1,955/3,118 Sec#129/157 |
| Total Assets | $1.08B | US#2,436/3,118 Sec#144/157 |
| Net Assets | $362M | US#2,425/3,118 Sec#139/157 |
| Employees | 2,838 | US#1,501/3,118 Sec#69/157 |
| Value | ||
| P/E | 19.62x | US#1,084/3,118 Sec#86/157 |
| P/B | 2.13x | US#1,352/3,118 Sec#77/157 |
| P/S | 1.43x | US#986/3,118 Sec#39/157 |
| EV/EBITDA | 23.47x | US#2,045/3,118 Sec#113/157 |
| FCF Yield | 33.72% | US#71/3,118 Sec#15/157 |
| Profitability | ||
| ROE | 10.86% | US#1,269/3,118 Sec#94/157 |
| ROA | 3.65% | US#1,280/3,118 Sec#66/157 |
| Op. Margin | 9.47% | US#1,624/3,118 Sec#106/157 |
| Revenue Growth | 2.89% | US#1,968/3,118 Sec#98/157 |
| Earnings Growth | -51.65% | US#1,705/3,118 Sec#94/157 |
| Financial Health | ||
| Debt Ratio | 197.93% | US#1,773/3,118 Sec#65/157 |
| Total Debt | $648M | US#1,744/3,118 Sec#108/157 |
| FCF | $260M | US#1,240/3,118 Sec#81/157 |
| Cash | $10M | US#2,956/3,118 Sec#148/157 |
| Current Ratio | 0.43x | US#2,762/3,118 Sec#128/157 |
| Net Debt/EBITDA | 10.62x | US#2,377/3,118 Sec#114/157 |
| Dividend | ||
| Div. Yield | 0.00% | US—/3,118 Sec—/157 |
| Payout Ratio | 0.00% | US—/3,118 Sec—/157 |
| Performance | ||
| 1Y Return | 29.85% | US#879/3,118 Sec#27/157 |
| 1M Return | -5.11% | US#2,108/3,118 Sec#113/157 |
| From 52W High | -27.30% | US#1,853/3,118 Sec#93/157 |
| 1Y MDD | -35.65% | US#1,691/3,118 Sec#92/157 |
| Trading | ||
| Volume | 30,897 shares | US#2,986/3,118 Sec#146/157 |
| Trading Value | $5M | US#2,209/3,118 Sec#117/157 |
| Per Share | ||
| EPS | $8.44 | US#370/3,118 Sec#39/157 |
| BPS | $77.67 | US#186/3,118 Sec#14/157 |
Company Info
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.