Westamerica Bancorporation
Financials
Valuation Metrics
Westamerica Bancorporation's Market Cap is $1.43B. At end of 2025 it was $1.16B. Ranked #2260 of 3,121 in US market (top 72%), #903 of 1,463 on NASDAQ (top 62%), #156 of 248 in Banks (top 63%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.43B | US#2,260/3,121 Sec#156/248 |
| Revenue | $252M | US#2,522/3,121 Sec#165/248 |
| Net Income | $111M | US#1,583/3,121 Sec#147/248 |
| Total Assets | $5.81B | US#1,335/3,121 Sec#190/248 |
| Net Assets | $853M | US#1,877/3,121 Sec#166/248 |
| Employees | 608 | US#2,189/3,121 Sec#169/248 |
| Value | ||
| P/E | 12.87x | US#595/3,121 Sec#133/248 |
| P/B | 1.67x | US#1,015/3,121 Sec#192/248 |
| P/S | 5.66x | US#2,388/3,121 Sec#228/248 |
| EV/EBITDA | 8.35x | US#541/3,121 Sec#42/248 |
| FCF Yield | 7.58% | US#905/3,121 Sec#147/248 |
| Profitability | ||
| ROE | 12.99% | US#1,055/3,121 Sec#60/248 |
| ROA | 1.91% | US#1,673/3,121 Sec#24/248 |
| Op. Margin | 59.15% | US#72/3,121 Sec#9/248 |
| Revenue Growth | -8.28% | US#2,578/3,121 Sec#185/248 |
| Earnings Growth | -12.65% | US#1,477/3,121 Sec#170/248 |
| Financial Health | ||
| Debt Ratio | 580.43% | US#2,415/3,121 Sec#22/248 |
| Total Debt | $154M | US#2,324/3,121 Sec#203/248 |
| FCF | $108M | US#1,707/3,121 Sec#141/248 |
| Cash | $302M | US#1,411/3,121 Sec#126/248 |
| Current Ratio | 2.29x | US#1,086/3,121 Sec#63/248 |
| Net Debt/EBITDA | -0.97x | US#289/3,121 Sec#40/248 |
| Dividend | ||
| Div. Yield | 3.21% | US#562/3,121 Sec#56/248 |
| Div. Growth | 7.34% | US#653/3,121 Sec#95/248 |
| Performance | ||
| 1Y Return | 22.39% | US#1,018/3,121 Sec#109/248 |
| 1M Return | 4.48% | US#726/3,121 Sec#22/248 |
| From 52W High | -4.57% | US#320/3,121 Sec#66/248 |
| 1Y MDD | -9.47% | US#31/3,121 Sec#9/248 |
| Trading | ||
| Volume | 890,296 shares | US#2,457/3,121 Sec#127/248 |
| Trading Value | $54M | US#2,009/3,121 Sec#101/248 |
| Per Share | ||
| EPS | $4.72 | US#723/3,121 Sec#78/248 |
| BPS | $36.32 | US#720/3,121 Sec#103/248 |
Company Info
Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.