Westamerica Bancorporation
Financials
Valuation Metrics
Westamerica Bancorporation's Market Cap is $1.42B. At end of 2025 it was $1.16B. Ranked #2279 of 3,112 in US market (top 73%), #909 of 1,445 on NASDAQ (top 63%), #157 of 249 in Banks (top 63%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.42B | US#2,279/3,112 Sec#157/249 |
| Revenue | $267M | US#2,603/3,112 Sec#202/249 |
| Net Income | $112M | US#1,558/3,112 Sec#142/249 |
| Total Assets | $5.86B | US#1,326/3,112 Sec#190/249 |
| Net Assets | $883M | US#1,858/3,112 Sec#163/249 |
| Employees | 608 | US#1,335/3,112 Sec#95/249 |
| Value | ||
| P/E | 12.59x | US#461/3,112 Sec#93/249 |
| P/B | 1.61x | US#914/3,112 Sec#171/249 |
| P/S | 5.30x | US#2,317/3,112 Sec#236/249 |
| EV/EBITDA | 7.52x | US#418/3,112 Sec#38/249 |
| FCF Yield | 8.16% | US#708/3,112 Sec#110/249 |
| Profitability | ||
| ROE | 12.74% | US#1,045/3,112 Sec#58/249 |
| ROA | 1.92% | US#1,632/3,112 Sec#22/249 |
| Op. Margin | 56.59% | US#77/3,112 Sec#2/249 |
| Revenue Growth | -6.35% | US#2,558/3,112 Sec#209/249 |
| Earnings Growth | -11.86% | US#1,569/3,112 Sec#225/249 |
| Financial Health | ||
| Debt Ratio | 564.38% | US#2,422/3,112 Sec#19/249 |
| Total Debt | $165M | US#2,254/3,112 Sec#188/249 |
| FCF | $116M | US#1,608/3,112 Sec#136/249 |
| Cash | $397M | US#1,236/3,112 Sec#123/249 |
| Current Ratio | 2.91x | US#839/3,112 Sec#66/249 |
| Net Debt/EBITDA | -1.47x | US#242/3,112 Sec#48/249 |
| Dividend | ||
| Div. Yield | 3.28% | US#518/3,112 Sec#44/249 |
| Div. Growth | 7.34% | US#655/3,112 Sec#95/249 |
| Performance | ||
| 1Y Return | 29.98% | US#1,275/3,112 Sec#179/249 |
| 1M Return | 1.36% | US#1,451/3,112 Sec#179/249 |
| From 52W High | -5.17% | US#580/3,112 Sec#174/249 |
| 1Y MDD | -11.82% | US#119/3,112 Sec#15/249 |
| Trading | ||
| Volume | 154,855 shares | US#2,778/3,112 Sec#175/249 |
| Trading Value | $9M | US#2,370/3,112 Sec#165/249 |
| Per Share | ||
| EPS | $4.68 | US#693/3,112 Sec#75/249 |
| BPS | $37.57 | US#643/3,112 Sec#94/249 |
Company Info
Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.