Westamerica Bancorporation
Financials
Valuation Metrics
Westamerica Bancorporation's Market Cap is $1.44B. At end of 2025 it was $1.16B. Ranked #2207 of 3,118 in US market (top 71%), #873 of 1,474 on NASDAQ (top 59%), #152 of 245 in Banks (top 62%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.44B | US#2,207/3,118 Sec#152/245 |
| Revenue | $252M | US#2,487/3,118 Sec#156/245 |
| Net Income | $111M | US#1,573/3,118 Sec#146/245 |
| Total Assets | $5.81B | US#1,332/3,118 Sec#189/245 |
| Net Assets | $853M | US#1,866/3,118 Sec#165/245 |
| Employees | 608 | US#2,179/3,118 Sec#168/245 |
| Value | ||
| P/E | 12.99x | US#596/3,118 Sec#144/245 |
| P/B | 1.69x | US#1,033/3,118 Sec#195/245 |
| P/S | 5.71x | US#2,398/3,118 Sec#223/245 |
| EV/EBITDA | 8.44x | US#581/3,118 Sec#53/245 |
| FCF Yield | 7.51% | US#899/3,118 Sec#144/245 |
| Profitability | ||
| ROE | 12.99% | US#1,047/3,118 Sec#62/245 |
| ROA | 1.91% | US#1,660/3,118 Sec#23/245 |
| Op. Margin | 59.13% | US#74/3,118 Sec#8/245 |
| Revenue Growth | -8.26% | US#2,522/3,118 Sec#163/245 |
| Earnings Growth | -12.65% | US#1,469/3,118 Sec#155/245 |
| Financial Health | ||
| Debt Ratio | 580.43% | US#2,403/3,118 Sec#22/245 |
| Total Debt | $154M | US#2,309/3,118 Sec#203/245 |
| FCF | $108M | US#1,696/3,118 Sec#143/245 |
| Cash | $302M | US#1,404/3,118 Sec#124/245 |
| Current Ratio | 2.29x | US#1,068/3,118 Sec#61/245 |
| Net Debt/EBITDA | -0.97x | US#293/3,118 Sec#40/245 |
| Dividend | ||
| Div. Yield | 3.18% | US#551/3,118 Sec#56/245 |
| Div. Growth | 7.34% | US#650/3,118 Sec#94/245 |
| Performance | ||
| 1Y Return | 29.86% | US#922/3,118 Sec#108/245 |
| 1M Return | 2.82% | US#1,332/3,118 Sec#93/245 |
| From 52W High | -3.66% | US#368/3,118 Sec#42/245 |
| 1Y MDD | -7.86% | US#8/3,118 Sec#2/245 |
| Trading | ||
| Volume | 132,969 shares | US#2,911/3,118 Sec#190/245 |
| Trading Value | $8M | US#2,548/3,118 Sec#169/245 |
| Per Share | ||
| EPS | $4.72 | US#721/3,118 Sec#77/245 |
| BPS | $36.32 | US#716/3,118 Sec#102/245 |
Company Info
Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.