Univest Financial Corporation
Financials
Valuation Metrics
Univest Financial Corporation's Market Cap is $1.15B. At end of 2025 it was $929M. Ranked #2352 of 3,118 in US market (top 75%), #946 of 1,474 on NASDAQ (top 64%), #164 of 245 in Banks (top 67%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.15B | US#2,352/3,118 Sec#164/245 |
| Revenue | $339M | US#2,379/3,118 Sec#131/245 |
| Net Income | $98M | US#1,626/3,118 Sec#153/245 |
| Total Assets | $8.20B | US#1,100/3,118 Sec#160/245 |
| Net Assets | $954M | US#1,787/3,118 Sec#158/245 |
| Employees | 921 | US#2,010/3,118 Sec#140/245 |
| Value | ||
| P/E | 11.68x | US#447/3,118 Sec#82/245 |
| P/B | 1.20x | US#562/3,118 Sec#83/245 |
| PEG | 0.50x | US#586/3,118 Sec#63/245 |
| P/S | 3.39x | US#1,828/3,118 Sec#84/245 |
| EV/EBITDA | 11.50x | US#989/3,118 Sec#97/245 |
| FCF Yield | 8.95% | US#670/3,118 Sec#104/245 |
| Profitability | ||
| ROE | 10.31% | US#1,339/3,118 Sec#140/245 |
| ROA | 1.20% | US#1,888/3,118 Sec#122/245 |
| Op. Margin | 36.25% | US#369/3,118 Sec#104/245 |
| Revenue Growth | 9.14% | US#1,325/3,118 Sec#108/245 |
| Earnings Growth | 23.20% | US#789/3,118 Sec#71/245 |
| Financial Health | ||
| Debt Ratio | 759.62% | US#2,565/3,118 Sec#99/245 |
| Total Debt | $270M | US#2,123/3,118 Sec#175/245 |
| FCF | $103M | US#1,711/3,118 Sec#145/245 |
| Cash | $-37M | US—/3,118 Sec—/245 |
| Net Debt/EBITDA | 2.42x | US#1,456/3,118 Sec#136/245 |
| Dividend | ||
| Div. Yield | 2.22% | US#822/3,118 Sec#141/245 |
| Div. Growth | 1.98% | US#1,057/3,118 Sec#153/245 |
| Performance | ||
| 1Y Return | 40.63% | US#788/3,118 Sec#85/245 |
| 1M Return | -1.24% | US#2,074/3,118 Sec#201/245 |
| From 52W High | -9.17% | US#1,007/3,118 Sec#174/245 |
| 1Y MDD | -13.01% | US#151/3,118 Sec#62/245 |
| Trading | ||
| Volume | 240,203 shares | US#2,319/3,118 Sec#108/245 |
| Trading Value | $10M | US#2,118/3,118 Sec#115/245 |
| Per Share | ||
| EPS | $3.53 | US#946/3,118 Sec#108/245 |
| BPS | $34.27 | US#770/3,118 Sec#113/245 |
Company Info
Univest Financial Corporation operates as the parent company for Univest Bank and Trust Co., primarily delivering banking solutions throughout Pennsylvania. The organization structures its operations into three core segments: Banking, Wealth Management, and Insurance. The Banking segment provides a comprehensive array of services to individuals, businesses, municipalities, and non-profit entities. These offerings encompass deposit accounts, loan origination and management, mortgage banking, general financial services, and equipment lease financing. Through its Wealth Management segment, Univest offers specialized services including investment advisory, financial planning, trust administration, and brokerage facilities. This segment serves a diverse client base, such as private families and individuals, municipal pension schemes, various retirement plans, and trusts and guardianships. Finally, the Insurance segment delivers a range of services, including commercial property and casualty coverage, employee benefits packages, personal insurance policies, and human resources consulting. With 37 banking offices, Univest extends its reach across numerous counties in Pennsylvania, specifically Bucks, Berks, Chester, Cumberland, Dauphin, Delaware, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia, and York. Additionally, it serves customers in Atlantic, Burlington, and Cape May counties in New Jersey. Founded in 1876, the company initially operated as Univest Corporation of Pennsylvania before rebranding to Univest Financial Corporation in January 2019. Its corporate headquarters are located in Souderton, Pennsylvania.