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Universal Insurance Holdings, Inc.

UVE· NYSE
$44.13-0.61%
2026-09-18

Financials

Valuation Metrics

Universal Insurance Holdings, Inc.'s Market Cap is $1.23B. At end of 2025 it was $941M. Ranked #2344 of 3,121 in US market (top 75%), #1401 of 1,658 on NYSE (top 84%), #77 of 93 in Insurance (top 83%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$1.23B
Revenue$1.62B
Net Income$220M
Total Assets$3.31B
Net Assets$637M
Employees929
Value
P/E5.60x
P/B1.93x
PEG0.02x
P/S0.76x
EV/EBITDA2.60x
FCF Yield27.58%
Profitability
ROE34.51%
ROA6.65%
Op. Margin18.02%
Revenue Growth3.58%
Earnings Growth231.23%
Financial Health
Debt Ratio418.89%
Total Debt$98M
FCF$340M
Cash$532M
Current Ratio76.09x
Net Debt/EBITDA-1.42x
Dividend
Div. Yield1.80%
Div. Growth-0.68%
Performance
1Y Return71.65%
1M Return4.50%
From 52W High-2.26%
1Y MDD-17.74%
Trading
Volume90,993 shares
Trading Value$4M
Per Share
EPS$7.88
BPS$22.83

Company Info

CEO Stephen J. Donaghy
Employees 929
HQ Fort Lauderdale, US

Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.