Universal Insurance Holdings, Inc.
Financials
Valuation Metrics
Universal Insurance Holdings, Inc.'s Market Cap is $1.23B. At end of 2025 it was $941M. Ranked #2344 of 3,121 in US market (top 75%), #1401 of 1,658 on NYSE (top 84%), #77 of 93 in Insurance (top 83%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.23B | US#2,344/3,121 Sec#77/93 |
| Revenue | $1.62B | US#1,571/3,121 Sec#60/93 |
| Net Income | $220M | US#1,245/3,121 Sec#59/93 |
| Total Assets | $3.31B | US#1,750/3,121 Sec#71/93 |
| Net Assets | $637M | US#2,078/3,121 Sec#77/93 |
| Employees | 929 | US#2,015/3,121 Sec#62/93 |
| Value | ||
| P/E | 5.60x | US#74/3,121 Sec#10/93 |
| P/B | 1.93x | US#1,207/3,121 Sec#56/93 |
| PEG | 0.02x | US#71/3,121 Sec#4/93 |
| P/S | 0.76x | US#517/3,121 Sec#18/93 |
| EV/EBITDA | 2.60x | US#34/3,121 Sec#6/93 |
| FCF Yield | 27.58% | US#95/3,121 Sec#15/93 |
| Profitability | ||
| ROE | 34.51% | US#231/3,121 Sec#7/93 |
| ROA | 6.65% | US#835/3,121 Sec#24/93 |
| Op. Margin | 18.02% | US#1,018/3,121 Sec#34/93 |
| Revenue Growth | 3.58% | US#1,946/3,121 Sec#66/93 |
| Earnings Growth | 231.23% | US#145/3,121 Sec#8/93 |
| Financial Health | ||
| Debt Ratio | 418.89% | US#2,298/3,121 Sec#58/93 |
| Total Debt | $98M | US#2,451/3,121 Sec#79/93 |
| FCF | $340M | US#1,091/3,121 Sec#63/93 |
| Cash | $532M | US#1,035/3,121 Sec#46/93 |
| Current Ratio | 76.09x | US#43/3,121 Sec#10/93 |
| Net Debt/EBITDA | -1.42x | US#237/3,121 Sec#14/93 |
| Dividend | ||
| Div. Yield | 1.80% | US#1,029/3,121 Sec#43/93 |
| Div. Growth | -0.68% | US—/3,121 Sec—/93 |
| Performance | ||
| 1Y Return | 71.65% | US#329/3,121 Sec#2/93 |
| 1M Return | 4.50% | US#594/3,121 Sec#10/93 |
| From 52W High | -2.26% | US#91/3,121 Sec#4/93 |
| 1Y MDD | -17.74% | US#534/3,121 Sec#43/93 |
| Trading | ||
| Volume | 90,993 shares | US#2,865/3,121 Sec#83/93 |
| Trading Value | $4M | US#2,650/3,121 Sec#81/93 |
| Per Share | ||
| EPS | $7.88 | US#402/3,121 Sec#35/93 |
| BPS | $22.83 | US#1,120/3,121 Sec#65/93 |
Company Info
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.