Universal Insurance Holdings, Inc.
Financials
Valuation Metrics
Universal Insurance Holdings, Inc.'s Market Cap is $1.37B. At end of 2025 it was $941M. Ranked #2236 of 3,118 in US market (top 72%), #1347 of 1,644 on NYSE (top 82%), #77 of 93 in Insurance (top 83%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.37B | US#2,236/3,118 Sec#77/93 |
| Revenue | $1.66B | US#1,556/3,118 Sec#59/93 |
| Net Income | $233M | US#1,236/3,118 Sec#58/93 |
| Total Assets | $3.18B | US#1,737/3,118 Sec#71/93 |
| Net Assets | $646M | US#2,065/3,118 Sec#77/93 |
| Employees | 929 | US#2,005/3,118 Sec#62/93 |
| Value | ||
| P/E | 5.89x | US#103/3,118 Sec#14/93 |
| P/B | 2.12x | US#1,354/3,118 Sec#62/93 |
| PEG | 0.07x | US#76/3,118 Sec#4/93 |
| P/S | 0.82x | US#596/3,118 Sec#18/93 |
| EV/EBITDA | 2.55x | US#58/3,118 Sec#5/93 |
| FCF Yield | 26.33% | US#127/3,118 Sec#18/93 |
| Profitability | ||
| ROE | 36.00% | US#233/3,118 Sec#6/93 |
| ROA | 7.31% | US#838/3,118 Sec#20/93 |
| Op. Margin | 18.77% | US#998/3,118 Sec#32/93 |
| Revenue Growth | 5.12% | US#1,907/3,118 Sec#65/93 |
| Earnings Growth | 90.04% | US#144/3,118 Sec#7/93 |
| Financial Health | ||
| Debt Ratio | 392.79% | US#2,285/3,118 Sec#57/93 |
| Total Debt | $97M | US#2,438/3,118 Sec#79/93 |
| FCF | $360M | US#1,085/3,118 Sec#62/93 |
| Cash | $638M | US#1,031/3,118 Sec#46/93 |
| Current Ratio | 1.28x | US#43/3,118 Sec#10/93 |
| Net Debt/EBITDA | -1.67x | US#239/3,118 Sec#14/93 |
| Dividend | ||
| Div. Yield | 1.62% | US#1,054/3,118 Sec#42/93 |
| Div. Growth | -0.68% | US—/3,118 Sec—/93 |
| Performance | ||
| 1Y Return | 59.12% | US#443/3,118 Sec#5/93 |
| 1M Return | 11.58% | US#428/3,118 Sec#20/93 |
| From 52W High | -3.37% | US#369/3,118 Sec#29/93 |
| 1Y MDD | -17.74% | US#467/3,118 Sec#39/93 |
| Trading | ||
| Volume | 137,155 shares | US#2,585/3,118 Sec#69/93 |
| Trading Value | $7M | US#2,243/3,118 Sec#69/93 |
| Per Share | ||
| EPS | $8.33 | US#405/3,118 Sec#34/93 |
| BPS | $23.15 | US#1,113/3,118 Sec#64/93 |
Company Info
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.