Upstart Holdings, Inc.

UPST· NASDAQ· Financials· Diversified Financials

$24.77-0.32%

2026-09-17

Financials

Valuation Metrics

Upstart Holdings, Inc.'s Market Cap is $2.37B. At end of 2025 it was $4.27B. Ranked #1912 of 3,121 in US market (top 61%), #718 of 1,463 on NASDAQ (top 49%), #109 of 157 in Financial Services (top 69%) by Market Cap.

Investment Metrics(as of 2026-09-18)

Metric	Value	Rank
Size
Market Cap	$2.37B	US#1,912/3,121 Sec#109/157
Revenue	$1.16B	US#1,805/3,121 Sec#88/157
Net Income	$60M	US#1,811/3,121 Sec#121/157
Total Assets	$3.17B	US#1,778/3,121 Sec#114/157
Net Assets	$797M	US#1,923/3,121 Sec#119/157
Value
P/E	39.29x	US#1,786/3,121 Sec#119/157
P/B	2.97x	US#1,738/3,121 Sec#90/157
P/S	2.05x	US#1,317/3,121 Sec#55/157
EV/EBITDA	47.72x	US#2,354/3,121 Sec#132/157
FCF Yield	-12.51%	US—/3,121 Sec—/157
Profitability
ROE	7.57%	US#1,633/3,121 Sec#110/157
ROA	1.90%	US#1,676/3,121 Sec#93/157
Op. Margin	4.16%	US#2,068/3,121 Sec#110/157
Revenue Growth	30.60%	US#421/3,121 Sec#28/157
Financial Health
Debt Ratio	297.66%	US#2,106/3,121 Sec#81/157
Total Debt	$2.03B	US#1,172/3,121 Sec#85/157
FCF	$-297M	US#2,847/3,121 Sec#124/157
Cash	$456M	US#1,131/3,121 Sec#82/157
Current Ratio	14.10x	US#181/3,121 Sec#18/157
Net Debt/EBITDA	19.01x	US#2,465/3,121 Sec#131/157
Performance
1Y Return	-63.64%	US#3,038/3,121 Sec#153/157
1M Return	-14.91%	US#2,807/3,121 Sec#149/157
From 52W High	-65.30%	US#2,971/3,121 Sec#149/157
1Y MDD	-64.41%	US#2,863/3,121 Sec#143/157
Trading
Volume	3,050,129 shares	US#578/3,121 Sec#35/157
Trading Value	$76M	US#989/3,121 Sec#63/157
Per Share
EPS	$0.63	US#1,827/3,121 Sec#111/157
BPS	$8.33	US#1,963/3,121 Sec#112/157