Upstart Holdings, Inc.

UPST· NASDAQ· Financials· Diversified Financials

$29.43+7.25%

2026-08-03

Financials

Valuation Metrics

Upstart Holdings, Inc.'s Market Cap is $2.82B. At end of 2025 it was $4.27B. Ranked #1807 of 3,112 in US market (top 58%), #651 of 1,445 on NASDAQ (top 45%), #111 of 161 in Financial Services (top 69%) by Market Cap.

Investment Metrics(as of 2026-08-03)

Metric	Value	Rank
Size
Market Cap	$2.82B	US#1,807/3,112 Sec#111/161
Revenue	$1.16B	US#1,854/3,112 Sec#105/161
Net Income	$49M	US#1,861/3,112 Sec#127/161
Total Assets	$2.96B	US#1,804/3,112 Sec#116/161
Net Assets	$733M	US#1,976/3,112 Sec#125/161
Value
P/E	57.02x	US#1,903/3,112 Sec#123/161
P/B	3.84x	US#1,942/3,112 Sec#105/161
P/S	2.42x	US#1,475/3,112 Sec#66/161
EV/EBITDA	52.55x	US#2,362/3,112 Sec#133/161
FCF Yield	-10.18%	US—/3,112 Sec—/161
Profitability
ROE	6.74%	US#1,694/3,112 Sec#111/161
ROA	1.67%	US#1,699/3,112 Sec#97/161
Op. Margin	4.23%	US#2,136/3,112 Sec#133/161
Revenue Growth	39.85%	US#375/3,112 Sec#23/161
Financial Health
Debt Ratio	303.96%	US#2,128/3,112 Sec#86/161
Total Debt	$1.98B	US#1,141/3,112 Sec#85/161
FCF	$-287M	US#2,779/3,112 Sec#126/161
Cash	$931M	US#736/3,112 Sec#64/161
Current Ratio	4.03x	US#591/3,112 Sec#45/161
Net Debt/EBITDA	14.24x	US#2,437/3,112 Sec#130/161
Performance
1Y Return	-62.85%	US#3,064/3,112 Sec#160/161
1M Return	-15.38%	US#2,824/3,112 Sec#153/161
From 52W High	-65.50%	US#2,984/3,112 Sec#155/161
1Y MDD	-71.21%	US#2,936/3,112 Sec#152/161
Trading
Volume	4,323,520 shares	US#433/3,112 Sec#30/161
Trading Value	$126M	US#769/3,112 Sec#48/161
Per Share
EPS	$0.55	US#1,807/3,112 Sec#108/161
BPS	$8.19	US#1,916/3,112 Sec#110/161