Upstart Holdings, Inc.

UPST· NASDAQ· Financials· Diversified Financials

$23.02-7.33%

2026-10-30

Financials

Valuation Metrics

Upstart Holdings, Inc.'s Market Cap is $2.20B. At end of 2025 it was $4.27B. Ranked #1895 of 3,115 in US market (top 61%), #696 of 1,472 on NASDAQ (top 47%), #108 of 157 in Financial Services (top 69%) by Market Cap.

Investment Metrics(as of 2026-10-30)

Metric	Value	Rank
Size
Market Cap	$2.20B	US#1,895/3,115 Sec#108/157
Revenue	$1.29B	US#1,723/3,115 Sec#85/157
Net Income	$60M	US#1,803/3,115 Sec#121/157
Total Assets	$3.17B	US#1,772/3,115 Sec#114/157
Net Assets	$797M	US#1,913/3,115 Sec#119/157
Value
P/E	36.52x	US#1,737/3,115 Sec#119/157
P/B	2.76x	US#1,688/3,115 Sec#90/157
P/S	1.71x	US#1,160/3,115 Sec#49/157
EV/EBITDA	43.24x	US#2,324/3,115 Sec#130/157
FCF Yield	-13.47%	US—/3,115 Sec—/157
Profitability
ROE	7.57%	US#1,625/3,115 Sec#110/157
ROA	1.90%	US#1,665/3,115 Sec#92/157
Op. Margin	4.80%	US#1,981/3,115 Sec#113/157
Revenue Growth	45.33%	US#258/3,115 Sec#15/157
Financial Health
Debt Ratio	297.66%	US#2,095/3,115 Sec#81/157
Total Debt	$2.03B	US#1,163/3,115 Sec#84/157
FCF	$-297M	US#2,850/3,115 Sec#125/157
Cash	$456M	US#1,128/3,115 Sec#81/157
Current Ratio	14.10x	US#174/3,115 Sec#17/157
Net Debt/EBITDA	17.99x	US#2,456/3,115 Sec#129/157
Performance
1Y Return	-48.80%	US#2,924/3,115 Sec#141/157
1M Return	0.13%	US#1,928/3,115 Sec#82/157
From 52W High	-55.82%	US#2,802/3,115 Sec#136/157
1Y MDD	-55.15%	US#2,646/3,115 Sec#135/157
Trading
Volume	4,203,017 shares	US#549/3,115 Sec#34/157
Trading Value	$98M	US#1,012/3,115 Sec#61/157
Per Share
EPS	$0.63	US#1,816/3,115 Sec#111/157
BPS	$8.33	US#1,953/3,115 Sec#112/157