United Community Banks, Inc.
Financials
Valuation Metrics
United Community Banks, Inc.'s Market Cap is $4.51B. At end of 2025 it was $3.76B. Ranked #1427 of 3,115 in US market (top 46%), #936 of 1,643 on NYSE (top 57%), #83 of 245 in Banks (top 34%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $4.51B | US#1,427/3,115 Sec#83/245 |
| Revenue | $1.12B | US#1,806/3,115 Sec#71/245 |
| Net Income | $378M | US#974/3,115 Sec#77/245 |
| Total Assets | $29.05B | US#485/3,115 Sec#83/245 |
| Net Assets | $3.75B | US#840/3,115 Sec#84/245 |
| Employees | 3,070 | US#1,462/3,115 Sec#76/245 |
| Value | ||
| P/E | 11.92x | US#487/3,115 Sec#98/245 |
| P/B | 1.20x | US#577/3,115 Sec#88/245 |
| PEG | 0.31x | US#428/3,115 Sec#39/245 |
| P/S | 4.02x | US#2,039/3,115 Sec#145/245 |
| EV/EBITDA | 9.15x | US#652/3,115 Sec#60/245 |
| FCF Yield | 9.15% | US#655/3,115 Sec#97/245 |
| Profitability | ||
| ROE | 10.09% | US#1,363/3,115 Sec#150/245 |
| ROA | 1.30% | US#1,837/3,115 Sec#85/245 |
| Op. Margin | 42.57% | US#229/3,115 Sec#52/245 |
| Revenue Growth | 16.19% | US#839/3,115 Sec#62/245 |
| Earnings Growth | 38.29% | US#591/3,115 Sec#39/245 |
| Financial Health | ||
| Debt Ratio | 675.73% | US#2,494/3,115 Sec#56/245 |
| Total Debt | $381M | US#2,009/3,115 Sec#154/245 |
| FCF | $412M | US#983/3,115 Sec#74/245 |
| Cash | $129M | US#2,042/3,115 Sec#167/245 |
| Current Ratio | 11.77x | US#207/3,115 Sec#30/245 |
| Net Debt/EBITDA | 0.48x | US#775/3,115 Sec#86/245 |
| Dividend | ||
| Div. Yield | 2.69% | US#678/3,115 Sec#94/245 |
| Div. Growth | 3.88% | US#903/3,115 Sec#132/245 |
| Performance | ||
| 1Y Return | 29.92% | US#998/3,115 Sec#121/245 |
| 1M Return | 10.36% | US#792/3,115 Sec#19/245 |
| From 52W High | -0.73% | US#167/3,115 Sec#15/245 |
| 1Y MDD | -18.63% | US#540/3,115 Sec#176/245 |
| Trading | ||
| Volume | 765,384 shares | US#1,595/3,115 Sec#68/245 |
| Trading Value | $29M | US#1,627/3,115 Sec#83/245 |
| Per Share | ||
| EPS | $3.16 | US#1,026/3,115 Sec#128/245 |
| BPS | $31.29 | US#849/3,115 Sec#129/245 |
Company Info
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage, home equity, manufactured housing, and consumer loans, as well as commercial and residential construction and land. In addition, the company offers private banking, investment management, investment advice, financial planning services, estate and retirement planning, and insurance products; non-deposit investment products and insurance products, such as life insurance, long-term care insurance and tax-deferred annuities; and trust services to manage fiduciary assets. Further, it provides reinsurance on property insurance contracts and payment processing services for commercial and small business customers. The company serves the commercial, retail, government, education, energy, health care, and real estate sectors. United Community Banks, Inc. was founded in 1950 and is headquartered in Greenville, South Carolina.