United Bankshares, Inc.
Financials
Valuation Metrics
United Bankshares, Inc.'s Market Cap is $6.80B. At end of 2025 it was $5.39B. Ranked #1136 of 3,116 in US market (top 36%), #369 of 1,472 on NASDAQ (top 25%), #67 of 245 in Banks (top 27%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $6.80B | US#1,136/3,116 Sec#67/245 |
| Revenue | $1.37B | US#1,668/3,116 Sec#65/245 |
| Net Income | $515M | US#831/3,116 Sec#69/245 |
| Total Assets | $33.75B | US#431/3,116 Sec#76/245 |
| Net Assets | $5.51B | US#645/3,116 Sec#67/245 |
| Employees | 2,694 | US#1,528/3,116 Sec#83/245 |
| Value | ||
| P/E | 13.19x | US#603/3,116 Sec#144/245 |
| P/B | 1.23x | US#617/3,116 Sec#102/245 |
| PEG | 0.43x | US#539/3,116 Sec#56/245 |
| P/S | 4.94x | US#2,267/3,116 Sec#207/245 |
| EV/EBITDA | 8.97x | US#637/3,116 Sec#60/245 |
| FCF Yield | 8.12% | US#792/3,116 Sec#128/245 |
| Profitability | ||
| ROE | 9.35% | US#1,435/3,116 Sec#169/245 |
| ROA | 1.53% | US#1,772/3,116 Sec#52/245 |
| Op. Margin | 44.57% | US#189/3,116 Sec#38/245 |
| Revenue Growth | 23.01% | US#585/3,116 Sec#40/245 |
| Earnings Growth | 30.52% | US#673/3,116 Sec#55/245 |
| Financial Health | ||
| Debt Ratio | 512.50% | US#2,356/3,116 Sec#12/245 |
| Total Debt | $799M | US#1,642/3,116 Sec#110/245 |
| FCF | $552M | US#853/3,116 Sec#62/245 |
| Cash | $2.08B | US#407/3,116 Sec#57/245 |
| Current Ratio | 32.34x | US#76/3,116 Sec#20/245 |
| Net Debt/EBITDA | -2.09x | US#164/3,116 Sec#25/245 |
| Dividend | ||
| Div. Yield | 3.12% | US#565/3,116 Sec#57/245 |
| Div. Growth | 0.03% | US#1,258/3,116 Sec#183/245 |
| Performance | ||
| 1Y Return | 39.14% | US#737/3,116 Sec#74/245 |
| 1M Return | 4.85% | US#1,219/3,116 Sec#69/245 |
| From 52W High | -0.60% | US#194/3,116 Sec#17/245 |
| 1Y MDD | -14.56% | US#245/3,116 Sec#95/245 |
| Trading | ||
| Volume | 706,708 shares | US#2,192/3,116 Sec#104/245 |
| Trading Value | $35M | US#1,871/3,116 Sec#97/245 |
| Per Share | ||
| EPS | $3.74 | US#898/3,116 Sec#104/245 |
| BPS | $39.99 | US#620/3,116 Sec#90/245 |
Company Info
United Bankshares, Inc., through its subsidiaries, provides commercial and retail banking products and services in the United States. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, and NOW accounts. Its loan products include commercial loans and leases to small to mid-size industrial and commercial companies, as well as automobile dealers, service, retail and wholesale merchants; construction and real estate loans, such as commercial and residential mortgages, and loans secured by owner-occupied real estate; personal, automobiles, boats, recreational vehicles, credit card receivables, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; trust, safe deposit boxes, wire transfers, and other banking products and services; investment and security services; buying and selling federal fund services; automated teller machine services; and internet and automated telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services, as well as custody of assets, investment management, escrow services, and related fiduciary activities. The company was incorporated in 1982 and is headquartered in Charleston, West Virginia.