TrustCo Bank Corp NY
Financials
Valuation Metrics
TrustCo Bank Corp NY's Market Cap is $958M. At end of 2025 it was $755M. Ranked #2490 of 3,121 in US market (top 80%), #1030 of 1,463 on NASDAQ (top 70%), #182 of 248 in Banks (top 73%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $958M | US#2,490/3,121 Sec#182/248 |
| Revenue | $197M | US#2,582/3,121 Sec#179/248 |
| Net Income | $65M | US#1,786/3,121 Sec#182/248 |
| Total Assets | $6.53B | US#1,258/3,121 Sec#183/248 |
| Net Assets | $656M | US#2,059/3,121 Sec#186/248 |
| Employees | 743 | US#2,109/3,121 Sec#154/248 |
| Value | ||
| P/E | 14.72x | US#751/3,121 Sec#181/248 |
| P/B | 1.46x | US#846/3,121 Sec#163/248 |
| PEG | 0.68x | US#724/3,121 Sec#103/248 |
| P/S | 4.86x | US#2,275/3,121 Sec#210/248 |
| EV/EBITDA | 21.80x | US#1,975/3,121 Sec#200/248 |
| FCF Yield | 6.67% | US#1,085/3,121 Sec#177/248 |
| Profitability | ||
| ROE | 9.92% | US#1,385/3,121 Sec#156/248 |
| ROA | 1.00% | US#1,991/3,121 Sec#162/248 |
| Op. Margin | 21.71% | US#822/3,121 Sec#181/248 |
| Revenue Growth | 10.16% | US#1,254/3,121 Sec#121/248 |
| Earnings Growth | 21.70% | US#830/3,121 Sec#86/248 |
| Financial Health | ||
| Debt Ratio | 894.64% | US#2,695/3,121 Sec#175/248 |
| Total Debt | $145M | US#2,344/3,121 Sec#206/248 |
| FCF | $64M | US#1,894/3,121 Sec#174/248 |
| Cash | $45M | US#2,624/3,121 Sec#211/248 |
| Current Ratio | 0.41x | US#2,784/3,121 Sec#105/248 |
| Net Debt/EBITDA | 2.06x | US#1,339/3,121 Sec#128/248 |
| Dividend | ||
| Div. Yield | 2.86% | US#673/3,121 Sec#83/248 |
| Div. Growth | 4.87% | US#823/3,121 Sec#119/248 |
| Payout Ratio | 45.54% | US#14/3,121 Sec#3/248 |
| Performance | ||
| 1Y Return | 46.04% | US#619/3,121 Sec#29/248 |
| 1M Return | -1.87% | US#1,191/3,121 Sec#82/248 |
| From 52W High | -5.08% | US#313/3,121 Sec#64/248 |
| 1Y MDD | -14.11% | US#263/3,121 Sec#87/248 |
| Trading | ||
| Volume | 155,878 shares | US#2,772/3,121 Sec#160/248 |
| Trading Value | $9M | US#2,413/3,121 Sec#147/248 |
| Per Share | ||
| EPS | $3.82 | US#886/3,121 Sec#101/248 |
| BPS | $38.53 | US#650/3,121 Sec#95/248 |
Company Info
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. The company was founded in 1902 and is headquartered in Glenville, New York.