TrustCo Bank Corp NY
Financials
Valuation Metrics
TrustCo Bank Corp NY's Market Cap is $1.00B. At end of 2025 it was $755M. Ranked #2497 of 3,112 in US market (top 80%), #1028 of 1,445 on NASDAQ (top 71%), #182 of 249 in Banks (top 73%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.00B | US#2,497/3,112 Sec#182/249 |
| Revenue | $282M | US#2,589/3,112 Sec#200/249 |
| Net Income | $63M | US#1,773/3,112 Sec#182/249 |
| Total Assets | $6.51B | US#1,248/3,112 Sec#184/249 |
| Net Assets | $671M | US#2,045/3,112 Sec#185/249 |
| Employees | 743 | US#1,303/3,112 Sec#88/249 |
| Value | ||
| P/E | 15.84x | US#740/3,112 Sec#172/249 |
| P/B | 1.49x | US#811/3,112 Sec#149/249 |
| PEG | 1.12x | US#866/3,112 Sec#155/249 |
| P/S | 3.55x | US#1,961/3,112 Sec#199/249 |
| EV/EBITDA | 11.92x | US#1,049/3,112 Sec#118/249 |
| FCF Yield | 5.92% | US#1,091/3,112 Sec#174/249 |
| Profitability | ||
| ROE | 9.41% | US#1,436/3,112 Sec#152/249 |
| ROA | 0.97% | US#1,968/3,112 Sec#160/249 |
| Op. Margin | 29.87% | US#449/3,112 Sec#73/249 |
| Revenue Growth | 4.80% | US#1,752/3,112 Sec#117/249 |
| Earnings Growth | 14.08% | US#1,060/3,112 Sec#156/249 |
| Financial Health | ||
| Debt Ratio | 869.99% | US#2,703/3,112 Sec#165/249 |
| Total Debt | $149M | US#2,283/3,112 Sec#194/249 |
| FCF | $59M | US#1,874/3,112 Sec#172/249 |
| Cash | $43M | US#2,645/3,112 Sec#222/249 |
| Current Ratio | 0.49x | US#2,733/3,112 Sec#115/249 |
| Net Debt/EBITDA | 1.14x | US#1,072/3,112 Sec#127/249 |
| Dividend | ||
| Div. Yield | 2.75% | US#649/3,112 Sec#76/249 |
| Div. Growth | 4.87% | US#821/3,112 Sec#118/249 |
| Payout Ratio | 45.54% | US#14/3,112 Sec#3/249 |
| Performance | ||
| 1Y Return | 76.33% | US#445/3,112 Sec#8/249 |
| 1M Return | 4.93% | US#965/3,112 Sec#100/249 |
| From 52W High | -2.97% | US#333/3,112 Sec#137/249 |
| 1Y MDD | -14.11% | US#260/3,112 Sec#65/249 |
| Trading | ||
| Volume | 120,900 shares | US#2,877/3,112 Sec#194/249 |
| Trading Value | $7M | US#2,528/3,112 Sec#186/249 |
| Per Share | ||
| EPS | $3.25 | US#934/3,112 Sec#110/249 |
| BPS | $38.08 | US#629/3,112 Sec#92/249 |
Company Info
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. The company was founded in 1902 and is headquartered in Glenville, New York.