TrustCo Bank Corp NY
Financials
Valuation Metrics
TrustCo Bank Corp NY's Market Cap is $985M. At end of 2025 it was $755M. Ranked #2438 of 3,116 in US market (top 78%), #996 of 1,472 on NASDAQ (top 68%), #182 of 245 in Banks (top 74%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $985M | US#2,438/3,116 Sec#182/245 |
| Revenue | $175M | US#2,574/3,116 Sec#178/245 |
| Net Income | $65M | US#1,776/3,116 Sec#181/245 |
| Total Assets | $6.53B | US#1,253/3,116 Sec#182/245 |
| Net Assets | $656M | US#2,046/3,116 Sec#185/245 |
| Employees | 743 | US#2,099/3,116 Sec#153/245 |
| Value | ||
| P/E | 15.14x | US#750/3,116 Sec#182/245 |
| P/B | 1.50x | US#871/3,116 Sec#166/245 |
| PEG | 0.70x | US#707/3,116 Sec#96/245 |
| P/S | 5.64x | US#2,364/3,116 Sec#221/245 |
| EV/EBITDA | 22.36x | US#1,969/3,116 Sec#199/245 |
| FCF Yield | 6.48% | US#1,062/3,116 Sec#175/245 |
| Profitability | ||
| ROE | 9.92% | US#1,377/3,116 Sec#155/245 |
| ROA | 1.00% | US#1,978/3,116 Sec#163/245 |
| Op. Margin | 24.49% | US#693/3,116 Sec#164/245 |
| Revenue Growth | -2.33% | US#2,335/3,116 Sec#155/245 |
| Earnings Growth | 21.70% | US#818/3,116 Sec#76/245 |
| Financial Health | ||
| Debt Ratio | 894.64% | US#2,678/3,116 Sec#174/245 |
| Total Debt | $145M | US#2,331/3,116 Sec#206/245 |
| FCF | $64M | US#1,888/3,116 Sec#175/245 |
| Cash | $45M | US#2,616/3,116 Sec#210/245 |
| Current Ratio | 0.41x | US#2,777/3,116 Sec#101/245 |
| Net Debt/EBITDA | 2.06x | US#1,347/3,116 Sec#127/245 |
| Dividend | ||
| Div. Yield | 2.78% | US#646/3,116 Sec#86/245 |
| Div. Growth | 4.87% | US#821/3,116 Sec#119/245 |
| Payout Ratio | 45.54% | US#14/3,116 Sec#3/245 |
| Performance | ||
| 1Y Return | 54.81% | US#471/3,116 Sec#25/245 |
| 1M Return | 3.91% | US#1,388/3,116 Sec#105/245 |
| From 52W High | -2.38% | US#398/3,116 Sec#53/245 |
| 1Y MDD | -9.34% | US#20/3,116 Sec#8/245 |
| Trading | ||
| Volume | 100,865 shares | US#2,936/3,116 Sec#204/245 |
| Trading Value | $6M | US#2,608/3,116 Sec#184/245 |
| Per Share | ||
| EPS | $3.82 | US#882/3,116 Sec#100/245 |
| BPS | $38.53 | US#650/3,116 Sec#94/245 |
Company Info
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. The company was founded in 1902 and is headquartered in Glenville, New York.