Tompkins Financial Corporation
Financials
Valuation Metrics
Tompkins Financial Corporation's Market Cap is $1.42B. At end of 2025 it was $1.03B. Ranked #2209 of 3,116 in US market (top 71%), #1334 of 1,644 on NYSE (top 81%), #152 of 245 in Banks (top 62%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.42B | US#2,209/3,116 Sec#152/245 |
| Revenue | $393M | US#2,336/3,116 Sec#126/245 |
| Net Income | $175M | US#1,347/3,116 Sec#121/245 |
| Total Assets | $8.80B | US#1,061/3,116 Sec#155/245 |
| Net Assets | $960M | US#1,783/3,116 Sec#157/245 |
| Employees | 813 | US#2,068/3,116 Sec#148/245 |
| Value | ||
| P/E | 8.13x | US#214/3,116 Sec#18/245 |
| P/B | 1.48x | US#907/3,116 Sec#171/245 |
| PEG | 0.07x | US#157/3,116 Sec#7/245 |
| P/S | 3.63x | US#1,974/3,116 Sec#126/245 |
| EV/EBITDA | 11.91x | US#1,121/3,116 Sec#116/245 |
| FCF Yield | 3.63% | US#1,693/3,116 Sec#210/245 |
| Profitability | ||
| ROE | 18.26% | US#682/3,116 Sec#16/245 |
| ROA | 1.99% | US#1,634/3,116 Sec#18/245 |
| Op. Margin | 43.51% | US#208/3,116 Sec#46/245 |
| Revenue Growth | 23.81% | US#564/3,116 Sec#38/245 |
| Earnings Growth | 120.65% | US#247/3,116 Sec#10/245 |
| Financial Health | ||
| Debt Ratio | 816.89% | US#2,627/3,116 Sec#142/245 |
| Total Debt | $728M | US#1,688/3,116 Sec#116/245 |
| FCF | $52M | US#1,969/3,116 Sec#188/245 |
| Cash | $72M | US#2,410/3,116 Sec#194/245 |
| Current Ratio | 0.01x | US#2,995/3,116 Sec#217/245 |
| Net Debt/EBITDA | 3.76x | US#1,796/3,116 Sec#152/245 |
| Dividend | ||
| Div. Yield | 2.64% | US#738/3,116 Sec#113/245 |
| Div. Growth | 2.73% | US#1,000/3,116 Sec#143/245 |
| Performance | ||
| 1Y Return | 56.76% | US#385/3,116 Sec#14/245 |
| 1M Return | 2.91% | US#1,320/3,116 Sec#89/245 |
| From 52W High | -4.92% | US#262/3,116 Sec#28/245 |
| 1Y MDD | -13.03% | US#153/3,116 Sec#64/245 |
| Trading | ||
| Volume | 68,235 shares | US#2,872/3,116 Sec#191/245 |
| Trading Value | $7M | US#2,204/3,116 Sec#132/245 |
| Per Share | ||
| EPS | $12.19 | US#212/3,116 Sec#11/245 |
| BPS | $66.74 | US#263/3,116 Sec#30/245 |
Company Info
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.