Tompkins Financial Corporation
Financials
Valuation Metrics
Tompkins Financial Corporation's Market Cap is $1.41B. At end of 2025 it was $1.03B. Ranked #2262 of 3,121 in US market (top 72%), #1358 of 1,658 on NYSE (top 82%), #157 of 248 in Banks (top 63%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.41B | US#2,262/3,121 Sec#157/248 |
| Revenue | $453M | US#2,306/3,121 Sec#121/248 |
| Net Income | $175M | US#1,354/3,121 Sec#121/248 |
| Total Assets | $8.80B | US#1,066/3,121 Sec#156/248 |
| Net Assets | $960M | US#1,793/3,121 Sec#158/248 |
| Employees | 813 | US#2,078/3,121 Sec#149/248 |
| Value | ||
| P/E | 8.05x | US#201/3,121 Sec#9/248 |
| P/B | 1.47x | US#862/3,121 Sec#164/248 |
| PEG | 0.07x | US#159/3,121 Sec#10/248 |
| P/S | 3.12x | US#1,750/3,121 Sec#60/248 |
| EV/EBITDA | 11.84x | US#1,111/3,121 Sec#110/248 |
| FCF Yield | 3.66% | US#1,700/3,121 Sec#212/248 |
| Profitability | ||
| ROE | 18.26% | US#681/3,121 Sec#17/248 |
| ROA | 1.99% | US#1,646/3,121 Sec#20/248 |
| Op. Margin | 37.70% | US#333/3,121 Sec#90/248 |
| Revenue Growth | 42.89% | US#279/3,121 Sec#11/248 |
| Earnings Growth | 120.65% | US#259/3,121 Sec#16/248 |
| Financial Health | ||
| Debt Ratio | 816.89% | US#2,645/3,121 Sec#143/248 |
| Total Debt | $728M | US#1,705/3,121 Sec#116/248 |
| FCF | $52M | US#1,980/3,121 Sec#188/248 |
| Cash | $72M | US#2,415/3,121 Sec#195/248 |
| Current Ratio | 0.01x | US#3,005/3,121 Sec#217/248 |
| Net Debt/EBITDA | 3.76x | US#1,793/3,121 Sec#152/248 |
| Dividend | ||
| Div. Yield | 2.66% | US#732/3,121 Sec#104/248 |
| Div. Growth | 2.73% | US#1,004/3,121 Sec#144/248 |
| Performance | ||
| 1Y Return | 46.11% | US#618/3,121 Sec#28/248 |
| 1M Return | -2.08% | US#1,232/3,121 Sec#88/248 |
| From 52W High | -4.32% | US#251/3,121 Sec#42/248 |
| 1Y MDD | -13.03% | US#187/3,121 Sec#60/248 |
| Trading | ||
| Volume | 62,739 shares | US#3,018/3,121 Sec#213/248 |
| Trading Value | $6M | US#2,582/3,121 Sec#168/248 |
| Per Share | ||
| EPS | $12.19 | US#212/3,121 Sec#11/248 |
| BPS | $66.74 | US#255/3,121 Sec#30/248 |
Company Info
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.