Tompkins Financial Corporation
Financials
Valuation Metrics
Tompkins Financial Corporation's Market Cap is $1.45B. At end of 2025 it was $1.03B. Ranked #2267 of 3,112 in US market (top 73%), #1364 of 1,667 on NYSE (top 82%), #155 of 249 in Banks (top 62%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.45B | US#2,267/3,112 Sec#155/249 |
| Revenue | $579M | US#2,273/3,112 Sec#144/249 |
| Net Income | $167M | US#1,356/3,112 Sec#121/249 |
| Total Assets | $8.70B | US#1,064/3,112 Sec#155/249 |
| Net Assets | $947M | US#1,816/3,112 Sec#158/249 |
| Employees | 813 | US#1,292/3,112 Sec#86/249 |
| Value | ||
| P/E | 8.64x | US#175/3,112 Sec#7/249 |
| P/B | 1.53x | US#842/3,112 Sec#157/249 |
| PEG | 0.27x | US#384/3,112 Sec#37/249 |
| P/S | 2.50x | US#1,514/3,112 Sec#99/249 |
| EV/EBITDA | 8.05x | US#492/3,112 Sec#48/249 |
| FCF Yield | 5.71% | US#1,138/3,112 Sec#182/249 |
| Profitability | ||
| ROE | 17.69% | US#687/3,112 Sec#15/249 |
| ROA | 1.93% | US#1,631/3,112 Sec#21/249 |
| Op. Margin | 40.34% | US#226/3,112 Sec#11/249 |
| Revenue Growth | 0.01% | US#2,237/3,112 Sec#183/249 |
| Earnings Growth | 32.50% | US#735/3,112 Sec#77/249 |
| Financial Health | ||
| Debt Ratio | 818.49% | US#2,653/3,112 Sec#138/249 |
| Total Debt | $568M | US#1,747/3,112 Sec#126/249 |
| FCF | $83M | US#1,748/3,112 Sec#153/249 |
| Cash | $69M | US#2,426/3,112 Sec#204/249 |
| Current Ratio | 0.58x | US#2,671/3,112 Sec#109/249 |
| Net Debt/EBITDA | 2.06x | US#1,396/3,112 Sec#147/249 |
| Dividend | ||
| Div. Yield | 2.54% | US#727/3,112 Sec#99/249 |
| Div. Growth | 2.73% | US#998/3,112 Sec#143/249 |
| Performance | ||
| 1Y Return | 64.74% | US#567/3,112 Sec#24/249 |
| 1M Return | 6.43% | US#818/3,112 Sec#72/249 |
| From 52W High | -1.37% | US#140/3,112 Sec#62/249 |
| 1Y MDD | -13.03% | US#190/3,112 Sec#37/249 |
| Trading | ||
| Volume | 57,299 shares | US#3,042/3,112 Sec#235/249 |
| Trading Value | $6M | US#2,616/3,112 Sec#198/249 |
| Per Share | ||
| EPS | $11.29 | US#194/3,112 Sec#11/249 |
| BPS | $65.76 | US#254/3,112 Sec#28/249 |
Company Info
Tompkins Financial Corporation, a financial holding company, provides commercial and consumer banking, leasing, trust and investment management, financial planning and wealth management, and insurance services. It operates through two segments: Banking, and Wealth Management. The company accepts various deposit products, including checking and savings accounts, time deposits, and IRA products. It also offers loans for various business purposes, including real estate financing, construction, equipment financing, accounts receivable financing, and commercial leasing; residential mortgage loans; personal loans; home equity loans; residential real estate loans; commercial and industrial loans; commercial real estate loans; agriculture loans; and consumer and other loans, such as direct and indirect personal installment loans, automobile financing, and overdraft lines of credit. In addition, the company provides letters of credit and sweep accounts; credit and debit cards; deposit and cash management, internet-based account, remote deposit, safe deposit, ATM, voice response, and mobile and internet banking services; trust and estate; financial and tax planning services; property and casualty, life, disability, and long-term care insurance services; employee benefit consulting services; and insurance planning services. It primarily serves individuals, corporate executives, small business owners, and high net worth individuals. Tompkins Financial Corporation was founded in 1836 and is headquartered in Ithaca, New York.