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Synchrony Financial

SYF· NYSE
$77.85+2.72%
2026-08-03

Financials

Valuation Metrics

Synchrony Financial's Market Cap is $26.19B. At end of 2025 it was $28.45B. Ranked #514 of 3,112 in US market (top 17%), #363 of 1,667 on NYSE (top 22%), #31 of 161 in Financial Services (top 19%) by Market Cap.

Investment Metrics(as of 2026-08-03)

MetricValue
Size
Market Cap$26.19B
Revenue$19.90B
Net Income$3.52B
Total Assets$121.93B
Net Assets$16.90B
Employees20,000
Value
P/E7.44x
P/B1.55x
P/S1.32x
EV/EBITDA5.18x
FCF Yield37.02%
Profitability
ROE20.82%
ROA2.89%
Op. Margin23.57%
Revenue Growth-0.40%
Earnings Growth-8.48%
Financial Health
Debt Ratio621.61%
Total Debt$16.43B
FCF$9.69B
Cash$16.19B
Current Ratio0.18x
Net Debt/EBITDA0.05x
Dividend
Div. Yield1.60%
Div. Growth18.88%
Performance
1Y Return16.73%
1M Return1.99%
From 52W High-11.94%
1Y MDD-27.61%
Trading
Volume1,860,772 shares
Trading Value$144M
Per Share
EPS$9.93
BPS$46.85

Company Info

CEO Mr. Brian D. Doubles
Employees 20,000
HQ Stamford, United States

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.