Synchrony Financial
Financials
Valuation Metrics
Synchrony Financial's Market Cap is $24.99B. At end of 2025 it was $28.45B. Ranked #520 of 3,118 in US market (top 17%), #363 of 1,644 on NYSE (top 22%), #31 of 157 in Financial Services (top 20%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $24.99B | US#520/3,118 Sec#31/157 |
| Revenue | $19.19B | US#332/3,118 Sec#19/157 |
| Net Income | $3.33B | US#222/3,118 Sec#17/157 |
| Total Assets | $122.47B | US#147/3,118 Sec#20/157 |
| Net Assets | $16.55B | US#275/3,118 Sec#19/157 |
| Employees | 20,000 | US#546/3,118 Sec#21/157 |
| Value | ||
| P/E | 7.50x | US#165/3,118 Sec#23/157 |
| P/B | 1.51x | US#885/3,118 Sec#54/157 |
| P/S | 1.30x | US#893/3,118 Sec#32/157 |
| EV/EBITDA | 5.45x | US#215/3,118 Sec#14/157 |
| FCF Yield | 38.23% | US#56/3,118 Sec#13/157 |
| Profitability | ||
| ROE | 20.14% | US#572/3,118 Sec#45/157 |
| ROA | 2.72% | US#1,476/3,118 Sec#73/157 |
| Op. Margin | 22.75% | US#767/3,118 Sec#74/157 |
| Revenue Growth | 0.92% | US#2,135/3,118 Sec#103/157 |
| Earnings Growth | -6.77% | US#1,396/3,118 Sec#78/157 |
| Financial Health | ||
| Debt Ratio | 639.99% | US#2,456/3,118 Sec#106/157 |
| Total Debt | $17.02B | US#263/3,118 Sec#24/157 |
| FCF | $9.55B | US#88/3,118 Sec#5/157 |
| Cash | $15.90B | US#72/3,118 Sec#9/157 |
| Net Debt/EBITDA | 0.23x | US#681/3,118 Sec#42/157 |
| Dividend | ||
| Div. Yield | 1.24% | US#1,189/3,118 Sec#82/157 |
| Div. Growth | 18.88% | US#273/3,118 Sec#23/157 |
| Performance | ||
| 1Y Return | 4.13% | US#1,718/3,118 Sec#65/157 |
| 1M Return | 7.04% | US#1,130/3,118 Sec#35/157 |
| From 52W High | -13.11% | US#1,151/3,118 Sec#50/157 |
| 1Y MDD | -27.61% | US#1,123/3,118 Sec#62/157 |
| Trading | ||
| Volume | 4,854,286 shares | US#887/3,118 Sec#52/157 |
| Trading Value | $372M | US#638/3,118 Sec#41/157 |
| Per Share | ||
| EPS | $10.24 | US#290/3,118 Sec#33/157 |
| BPS | $50.87 | US#431/3,118 Sec#34/157 |
Company Info
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party firms. In addition, the company provides debt cancellation products to its credit card customers through online and mobile channels; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Pandora, Polaris, Suzuki, and Sweetwater. It offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, pet, outdoor, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.