South Plains Financial, Inc.
Financials
Valuation Metrics
South Plains Financial, Inc.'s Market Cap is $840M. At end of 2025 it was $630M. Ranked #2559 of 3,121 in US market (top 82%), #1073 of 1,463 on NASDAQ (top 73%), #193 of 248 in Banks (top 78%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $840M | US#2,559/3,121 Sec#193/248 |
| Revenue | $227M | US#2,547/3,121 Sec#172/248 |
| Net Income | $65M | US#1,785/3,121 Sec#181/248 |
| Total Assets | $5.39B | US#1,397/3,121 Sec#197/248 |
| Net Assets | $630M | US#2,083/3,121 Sec#189/248 |
| Employees | 574 | US#2,229/3,121 Sec#179/248 |
| Value | ||
| P/E | 12.90x | US#605/3,121 Sec#139/248 |
| P/B | 1.33x | US#721/3,121 Sec#136/248 |
| PEG | 0.67x | US#721/3,121 Sec#101/248 |
| P/S | 3.71x | US#1,990/3,121 Sec#134/248 |
| EV/EBITDA | 1.28x | US#8/3,121 Sec#2/248 |
| FCF Yield | 8.99% | US#715/3,121 Sec#111/248 |
| Profitability | ||
| ROE | 10.34% | US#1,343/3,121 Sec#138/248 |
| ROA | 1.21% | US#1,889/3,121 Sec#116/248 |
| Op. Margin | 36.34% | US#366/3,121 Sec#105/248 |
| Revenue Growth | 12.14% | US#1,101/3,121 Sec#104/248 |
| Earnings Growth | 19.23% | US#879/3,121 Sec#97/248 |
| Financial Health | ||
| Debt Ratio | 756.07% | US#2,575/3,121 Sec#95/248 |
| Total Debt | $60M | US#2,570/3,121 Sec#231/248 |
| FCF | $76M | US#1,848/3,121 Sec#167/248 |
| Cash | $788M | US#801/3,121 Sec#87/248 |
| Current Ratio | 0.29x | US#2,856/3,121 Sec#136/248 |
| Net Debt/EBITDA | -8.24x | US#48/3,121 Sec#6/248 |
| Dividend | ||
| Div. Yield | 1.34% | US#1,171/3,121 Sec#188/248 |
| Div. Growth | 10.35% | US#490/3,121 Sec#78/248 |
| Performance | ||
| 1Y Return | 7.95% | US#1,447/3,121 Sec#190/248 |
| 1M Return | -0.75% | US#1,412/3,121 Sec#125/248 |
| From 52W High | -6.52% | US#456/3,121 Sec#109/248 |
| 1Y MDD | -12.54% | US#161/3,121 Sec#51/248 |
| Trading | ||
| Volume | 185,927 shares | US#2,909/3,121 Sec#184/248 |
| Trading Value | $8M | US#2,712/3,121 Sec#194/248 |
| Per Share | ||
| EPS | $3.40 | US#977/3,121 Sec#117/248 |
| BPS | $32.89 | US#810/3,121 Sec#120/248 |
Company Info
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.