South Plains Financial, Inc.
Financials
Valuation Metrics
South Plains Financial, Inc.'s Market Cap is $849M. At end of 2025 it was $630M. Ranked #2503 of 3,118 in US market (top 80%), #1043 of 1,474 on NASDAQ (top 71%), #190 of 245 in Banks (top 78%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $849M | US#2,503/3,118 Sec#190/245 |
| Revenue | $217M | US#2,528/3,118 Sec#166/245 |
| Net Income | $65M | US#1,777/3,118 Sec#180/245 |
| Total Assets | $5.39B | US#1,392/3,118 Sec#196/245 |
| Net Assets | $630M | US#2,070/3,118 Sec#188/245 |
| Employees | 574 | US#2,218/3,118 Sec#178/245 |
| Value | ||
| P/E | 13.04x | US#602/3,118 Sec#146/245 |
| P/B | 1.35x | US#765/3,118 Sec#138/245 |
| PEG | 0.68x | US#705/3,118 Sec#94/245 |
| P/S | 3.92x | US#2,044/3,118 Sec#146/245 |
| EV/EBITDA | 1.38x | US#10/3,118 Sec#2/245 |
| FCF Yield | 8.89% | US#709/3,118 Sec#113/245 |
| Profitability | ||
| ROE | 10.34% | US#1,336/3,118 Sec#139/245 |
| ROA | 1.21% | US#1,881/3,118 Sec#117/245 |
| Op. Margin | 38.02% | US#325/3,118 Sec#87/245 |
| Revenue Growth | 7.97% | US#1,443/3,118 Sec#115/245 |
| Earnings Growth | 19.23% | US#860/3,118 Sec#89/245 |
| Financial Health | ||
| Debt Ratio | 756.07% | US#2,561/3,118 Sec#95/245 |
| Total Debt | $60M | US#2,555/3,118 Sec#230/245 |
| FCF | $76M | US#1,835/3,118 Sec#166/245 |
| Cash | $788M | US#802/3,118 Sec#87/245 |
| Current Ratio | 0.29x | US#2,844/3,118 Sec#130/245 |
| Net Debt/EBITDA | -8.24x | US#49/3,118 Sec#6/245 |
| Dividend | ||
| Div. Yield | 1.32% | US#1,163/3,118 Sec#190/245 |
| Div. Growth | 10.35% | US#488/3,118 Sec#78/245 |
| Performance | ||
| 1Y Return | 21.53% | US#1,080/3,118 Sec#143/245 |
| 1M Return | 3.11% | US#1,198/3,118 Sec#57/245 |
| From 52W High | -5.50% | US#517/3,118 Sec#73/245 |
| 1Y MDD | -12.54% | US#126/3,118 Sec#52/245 |
| Trading | ||
| Volume | 110,863 shares | US#3,014/3,118 Sec#220/245 |
| Trading Value | $5M | US#2,812/3,118 Sec#207/245 |
| Per Share | ||
| EPS | $3.40 | US#974/3,118 Sec#116/245 |
| BPS | $32.89 | US#803/3,118 Sec#119/245 |
Company Info
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.