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SOFI

SOFI· NASDAQ
$16.96+1.40%
2026-09-18

Financials

Valuation Metrics

SOFI's Market Cap is $21.76B. At end of 2025 it was $32.01B. Ranked #568 of 3,121 in US market (top 18%), #176 of 1,463 on NASDAQ (top 12%), #36 of 157 in Financial Services (top 23%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$21.76B
Revenue$4.31B
Net Income$636M
Total Assets$60.95B
Net Assets$11.08B
Employees6,100
Value
P/E34.20x
P/B1.96x
PEG2.57x
P/S5.05x
EV/EBITDA23.76x
FCF Yield-22.91%
Profitability
ROE5.74%
ROA1.04%
Op. Margin17.13%
Revenue Growth40.80%
Earnings Growth13.30%
Financial Health
Debt Ratio450.26%
Total Debt$3.41B
FCF$-4.98B
Cash$3.13B
Current Ratio0.16x
Net Debt/EBITDA0.30x
Performance
1Y Return-39.65%
1M Return-7.90%
From 52W High-48.17%
1Y MDD-52.96%
Trading
Volume37,026,594 shares
Trading Value$626M
Per Share
EPS$0.50
BPS$8.63

Company Info

CEO Mr. Anthony J. Noto
Employees 6,100
HQ San Francisco, United States

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.