Southside Bancshares, Inc.
Financials
Valuation Metrics
Southside Bancshares, Inc.'s Market Cap is $1.00B. At end of 2025 it was $898M. Ranked #2446 of 3,114 in US market (top 79%), #1002 of 1,469 on NASDAQ (top 68%), #182 of 245 in Banks (top 74%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.00B | US#2,446/3,114 Sec#182/245 |
| Net Income | $76M | US#1,727/3,114 Sec#171/245 |
| Total Assets | $8.76B | US#1,064/3,114 Sec#156/245 |
| Net Assets | $882M | US#1,851/3,114 Sec#164/245 |
| Employees | 781 | US#2,087/3,114 Sec#149/245 |
| Value | ||
| P/E | 13.19x | US#550/3,114 Sec#124/245 |
| P/B | 1.14x | US#471/3,114 Sec#56/245 |
| P/S | 4.23x | US#2,059/3,114 Sec#148/245 |
| EV/EBITDA | 16.35x | US#1,607/3,114 Sec#164/245 |
| FCF Yield | 12.64% | US#329/3,114 Sec#37/245 |
| Profitability | ||
| ROE | 8.61% | US#1,533/3,114 Sec#187/245 |
| ROA | 0.87% | US#2,035/3,114 Sec#184/245 |
| Financial Health | ||
| Debt Ratio | 893.10% | US#2,682/3,114 Sec#173/245 |
| Total Debt | $1.64B | US#1,280/3,114 Sec#85/245 |
| FCF | $127M | US#1,631/3,114 Sec#136/245 |
| Cash | $397M | US#1,223/3,114 Sec#112/245 |
| Current Ratio | 0.27x | US#2,874/3,114 Sec#142/245 |
| Net Debt/EBITDA | 9.04x | US#2,332/3,114 Sec#209/245 |
| Dividend | ||
| Div. Yield | 4.29% | US#331/3,114 Sec#14/245 |
| Div. Growth | -0.10% | US—/3,114 Sec—/245 |
| Payout Ratio | 62.88% | US#23/3,114 Sec#7/245 |
| Performance | ||
| 1Y Return | 21.26% | US#1,238/3,114 Sec#178/245 |
| 1M Return | 12.00% | US#1,246/3,114 Sec#108/245 |
| From 52W High | -6.93% | US#951/3,114 Sec#176/245 |
| 1Y MDD | -15.84% | US#330/3,114 Sec#128/245 |
| Trading | ||
| Volume | 168,451 shares | US#2,982/3,114 Sec#213/245 |
| Trading Value | $6M | US#2,821/3,114 Sec#221/245 |
| Per Share | ||
| EPS | $2.55 | US#1,169/3,114 Sec#156/245 |
| BPS | $29.66 | US#891/3,114 Sec#139/245 |
Company Info
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.