Southside Bancshares, Inc.
Financials
Valuation Metrics
Southside Bancshares, Inc.'s Market Cap is $975M. At end of 2025 it was $898M. Ranked #2503 of 3,111 in US market (top 80%), #1030 of 1,445 on NASDAQ (top 71%), #184 of 249 in Banks (top 74%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $975M | US#2,503/3,111 Sec#184/249 |
| Revenue | $458M | US#2,393/3,111 Sec#161/249 |
| Net Income | $76M | US#1,707/3,111 Sec#167/249 |
| Total Assets | $8.76B | US#1,063/3,111 Sec#154/249 |
| Net Assets | $882M | US#1,864/3,111 Sec#164/249 |
| Employees | 781 | US#1,301/3,111 Sec#87/249 |
| Value | ||
| P/E | 12.83x | US#498/3,111 Sec#109/249 |
| P/B | 1.10x | US#440/3,111 Sec#49/249 |
| PEG | 0.56x | US#597/3,111 Sec#99/249 |
| P/S | 2.13x | US#1,337/3,111 Sec#53/249 |
| EV/EBITDA | 16.15x | US#1,601/3,111 Sec#179/249 |
| FCF Yield | 5.56% | US#1,180/3,111 Sec#184/249 |
| Profitability | ||
| ROE | 8.61% | US#1,523/3,111 Sec#178/249 |
| ROA | 0.87% | US#2,009/3,111 Sec#174/249 |
| Op. Margin | 19.86% | US#926/3,111 Sec#189/249 |
| Revenue Growth | 6.91% | US#1,551/3,111 Sec#99/249 |
| Earnings Growth | 23.03% | US#856/3,111 Sec#110/249 |
| Financial Health | ||
| Debt Ratio | 893.10% | US#2,727/3,111 Sec#174/249 |
| Total Debt | $1.64B | US#1,263/3,111 Sec#85/249 |
| FCF | $54M | US#1,914/3,111 Sec#178/249 |
| Cash | $397M | US#1,235/3,111 Sec#123/249 |
| Current Ratio | 0.27x | US#2,870/3,111 Sec#153/249 |
| Net Debt/EBITDA | 9.04x | US#2,351/3,111 Sec#215/249 |
| Dividend | ||
| Div. Yield | 4.41% | US#325/3,111 Sec#13/249 |
| Div. Growth | -0.10% | US—/3,111 Sec—/249 |
| Payout Ratio | 62.88% | US#24/3,111 Sec#7/249 |
| Performance | ||
| 1Y Return | 18.37% | US#1,577/3,111 Sec#213/249 |
| 1M Return | -6.10% | US#2,398/3,111 Sec#242/249 |
| From 52W High | -9.48% | US#988/3,111 Sec#211/249 |
| 1Y MDD | -15.77% | US#365/3,111 Sec#110/249 |
| Trading | ||
| Volume | 88,892 shares | US#2,938/3,111 Sec#207/249 |
| Trading Value | $3M | US#2,809/3,111 Sec#222/249 |
| Per Share | ||
| EPS | $2.29 | US#1,177/3,111 Sec#151/249 |
| BPS | $28.52 | US#905/3,111 Sec#142/249 |
Company Info
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.