Safety Insurance Group, Inc.
Financials
Valuation Metrics
Safety Insurance Group, Inc.'s Market Cap is $1.52B. At end of 2025 it was $1.13B. Ranked #2208 of 3,121 in US market (top 71%), #873 of 1,463 on NASDAQ (top 60%), #74 of 93 in Insurance (top 80%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.52B | US#2,208/3,121 Sec#74/93 |
| Revenue | $1.47B | US#1,640/3,121 Sec#64/93 |
| Net Income | $69M | US#1,757/3,121 Sec#75/93 |
| Total Assets | $2.50B | US#1,934/3,121 Sec#75/93 |
| Net Assets | $877M | US#1,863/3,121 Sec#69/93 |
| Employees | 568 | US#2,233/3,121 Sec#73/93 |
| Value | ||
| P/E | 22.16x | US#1,267/3,121 Sec#78/93 |
| P/B | 1.73x | US#1,061/3,121 Sec#47/93 |
| P/S | 1.03x | US#719/3,121 Sec#29/93 |
| EV/EBITDA | 15.32x | US#1,567/3,121 Sec#72/93 |
| FCF Yield | 11.56% | US#452/3,121 Sec#49/93 |
| Profitability | ||
| ROE | 7.83% | US#1,612/3,121 Sec#74/93 |
| ROA | 2.74% | US#1,480/3,121 Sec#58/93 |
| Op. Margin | 5.94% | US#1,916/3,121 Sec#74/93 |
| Revenue Growth | 23.75% | US#576/3,121 Sec#15/93 |
| Earnings Growth | -19.14% | US#1,545/3,121 Sec#76/93 |
| Financial Health | ||
| Debt Ratio | 185.55% | US#1,720/3,121 Sec#20/93 |
| Total Debt | $60M | US#2,574/3,121 Sec#84/93 |
| FCF | $176M | US#1,455/3,121 Sec#72/93 |
| Cash | $68M | US#2,443/3,121 Sec#82/93 |
| Current Ratio | 1.42x | US#1,761/3,121 Sec#37/93 |
| Net Debt/EBITDA | -0.08x | US#542/3,121 Sec#29/93 |
| Dividend | ||
| Div. Yield | 3.55% | US#490/3,121 Sec#18/93 |
| Div. Growth | 0.88% | US#1,161/3,121 Sec#53/93 |
| Performance | ||
| 1Y Return | 46.12% | US#598/3,121 Sec#5/93 |
| 1M Return | -0.02% | US#913/3,121 Sec#31/93 |
| From 52W High | -0.25% | US#13/3,121 Sec#1/93 |
| 1Y MDD | -14.20% | US#271/3,121 Sec#27/93 |
| Trading | ||
| Volume | 216,215 shares | US#2,903/3,121 Sec#85/93 |
| Trading Value | $22M | US#2,307/3,121 Sec#71/93 |
| Per Share | ||
| EPS | $4.67 | US#735/3,121 Sec#52/93 |
| BPS | $59.70 | US#315/3,121 Sec#33/93 |
Company Info
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in Massachusetts, the United States. The company offers private passenger automobile policies that provide coverage for bodily injury and property damage to others, no-fault personal injury coverage for the insured/insured's car occupants, and physical damage coverage for an insured's own vehicle for collision or other perils. It also provides commercial automobile policies that offer insurance for commercial vehicles used for business purposes, including private passenger-type vehicles, trucks, tractors and trailers, and insure individual vehicles, as well as commercial fleets; and homeowners policies, which provide coverage for homes, condominiums, and apartments for losses to a dwelling and its contents from various perils, and coverage for liability to others arising from ownership or occupancy. In addition, the company offers business owners policies that cover apartments and residential condominiums, restaurants, office condominiums, processing and services businesses, special trade contractors, and wholesalers. Further, it provides personal umbrella policies, which provide personal excess liability coverage over and above the limits of individual automobile, watercraft, and homeowner's insurance policies; dwelling fire insurance for non-owner occupied residences; and commercial umbrella, which offers an excess liability product to clients. Additionally, the company offers inland marine coverage for homeowners and business owner policies; and watercraft coverage for small and medium sized pleasure crafts. It distributes its products through independent agents. The company was formerly known as Safety Holdings Inc and changed its name to Safety Insurance Group, Inc. in April 2002. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts.