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Regional Management Corp.

RM· NYSE
$39.28+8.21%
2026-11-02

Financials

Valuation Metrics

Regional Management Corp.'s Market Cap is $362M. At end of 2025 it was $385M. Ranked #2887 of 3,116 in US market (top 93%), #1591 of 1,644 on NYSE (top 97%), #153 of 157 in Financial Services (top 97%) by Market Cap.

Investment Metrics(as of 2026-11-02)

MetricValue
Size
Market Cap$362M
Revenue$580M
Net Income$47M
Total Assets$2.13B
Net Assets$378M
Employees2,112
Value
P/E7.73x
P/B0.96x
PEG0.22x
P/S0.62x
EV/EBITDA14.07x
FCF Yield87.77%
Profitability
ROE12.38%
ROA2.20%
Op. Margin22.25%
Revenue Growth8.96%
Earnings Growth34.83%
Financial Health
Debt Ratio462.89%
Total Debt$1.72B
FCF$317M
Cash$7M
Current Ratio64.04x
Net Debt/EBITDA11.61x
Dividend
Div. Yield3.22%
Div. Growth-5.41%
Performance
1Y Return-0.18%
1M Return23.52%
From 52W High-11.33%
1Y MDD-30.51%
Trading
Volume143,903 shares
Trading Value$6M
Per Share
EPS$5.08
BPS$41.09

Company Info

CEO Lakhbir S. Lamba
Employees 2,112
HQ Greer, US

Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.