Regional Management Corp.
Financials
Valuation Metrics
Regional Management Corp.'s Market Cap is $289M. At end of 2025 it was $385M. Ranked #2946 of 3,121 in US market (top 94%), #1618 of 1,658 on NYSE (top 98%), #153 of 157 in Financial Services (top 97%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $289M | US#2,946/3,121 Sec#153/157 |
| Revenue | $580M | US#2,199/3,121 Sec#105/157 |
| Net Income | $47M | US#1,908/3,121 Sec#126/157 |
| Total Assets | $2.13B | US#2,045/3,121 Sec#125/157 |
| Net Assets | $378M | US#2,409/3,121 Sec#138/157 |
| Employees | 2,112 | US#1,651/3,121 Sec#75/157 |
| Value | ||
| P/E | 6.16x | US#104/3,121 Sec#11/157 |
| P/B | 0.76x | US#208/3,121 Sec#14/157 |
| PEG | 0.18x | US#304/3,121 Sec#12/157 |
| P/S | 0.50x | US#328/3,121 Sec#12/157 |
| EV/EBITDA | 13.57x | US#1,370/3,121 Sec#72/157 |
| FCF Yield | 110.00% | US#7/3,121 Sec#1/157 |
| Profitability | ||
| ROE | 12.38% | US#1,121/3,121 Sec#87/157 |
| ROA | 2.20% | US#1,595/3,121 Sec#84/157 |
| Op. Margin | 22.25% | US#797/3,121 Sec#75/157 |
| Revenue Growth | 8.96% | US#1,365/3,121 Sec#80/157 |
| Earnings Growth | 34.83% | US#640/3,121 Sec#36/157 |
| Financial Health | ||
| Debt Ratio | 462.89% | US#2,340/3,121 Sec#99/157 |
| Total Debt | $1.72B | US#1,259/3,121 Sec#93/157 |
| FCF | $317M | US#1,133/3,121 Sec#73/157 |
| Cash | $7M | US#3,012/3,121 Sec#149/157 |
| Current Ratio | 64.04x | US#49/3,121 Sec#6/157 |
| Net Debt/EBITDA | 11.61x | US#2,390/3,121 Sec#118/157 |
| Dividend | ||
| Div. Yield | 4.03% | US#427/3,121 Sec#40/157 |
| Div. Growth | -5.41% | US—/3,121 Sec—/157 |
| Performance | ||
| 1Y Return | -31.18% | US#2,557/3,121 Sec#119/157 |
| 1M Return | -6.62% | US#1,790/3,121 Sec#96/157 |
| From 52W High | -31.47% | US#2,050/3,121 Sec#102/157 |
| 1Y MDD | -29.93% | US#1,432/3,121 Sec#72/157 |
| Trading | ||
| Volume | 61,893 shares | US#3,069/3,121 Sec#152/157 |
| Trading Value | $2M | US#2,985/3,121 Sec#154/157 |
| Per Share | ||
| EPS | $5.08 | US#668/3,121 Sec#54/157 |
| BPS | $41.09 | US#600/3,121 Sec#43/157 |
Company Info
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.