Regional Management Corp.
Financials
Valuation Metrics
Regional Management Corp.'s Market Cap is $362M. At end of 2025 it was $385M. Ranked #2887 of 3,116 in US market (top 93%), #1591 of 1,644 on NYSE (top 97%), #153 of 157 in Financial Services (top 97%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $362M | US#2,887/3,116 Sec#153/157 |
| Revenue | $580M | US#2,178/3,116 Sec#106/157 |
| Net Income | $47M | US#1,894/3,116 Sec#126/157 |
| Total Assets | $2.13B | US#2,035/3,116 Sec#125/157 |
| Net Assets | $378M | US#2,391/3,116 Sec#138/157 |
| Employees | 2,112 | US#1,641/3,116 Sec#75/157 |
| Value | ||
| P/E | 7.73x | US#150/3,116 Sec#19/157 |
| P/B | 0.96x | US#307/3,116 Sec#27/157 |
| PEG | 0.22x | US#321/3,116 Sec#15/157 |
| P/S | 0.62x | US#386/3,116 Sec#13/157 |
| EV/EBITDA | 14.07x | US#1,356/3,116 Sec#73/157 |
| FCF Yield | 87.77% | US#15/3,116 Sec#3/157 |
| Profitability | ||
| ROE | 12.38% | US#1,117/3,116 Sec#87/157 |
| ROA | 2.20% | US#1,584/3,116 Sec#84/157 |
| Op. Margin | 22.25% | US#782/3,116 Sec#77/157 |
| Revenue Growth | 8.96% | US#1,337/3,116 Sec#81/157 |
| Earnings Growth | 34.83% | US#623/3,116 Sec#34/157 |
| Financial Health | ||
| Debt Ratio | 462.89% | US#2,327/3,116 Sec#99/157 |
| Total Debt | $1.72B | US#1,242/3,116 Sec#92/157 |
| FCF | $317M | US#1,131/3,116 Sec#75/157 |
| Cash | $7M | US#3,001/3,116 Sec#149/157 |
| Current Ratio | 64.04x | US#48/3,116 Sec#5/157 |
| Net Debt/EBITDA | 11.61x | US#2,389/3,116 Sec#118/157 |
| Dividend | ||
| Div. Yield | 3.22% | US#495/3,116 Sec#45/157 |
| Div. Growth | -5.41% | US—/3,116 Sec—/157 |
| Performance | ||
| 1Y Return | -0.18% | US#2,043/3,116 Sec#85/157 |
| 1M Return | 23.52% | US#247/3,116 Sec#8/157 |
| From 52W High | -11.33% | US#1,404/3,116 Sec#67/157 |
| 1Y MDD | -30.51% | US#1,345/3,116 Sec#74/157 |
| Trading | ||
| Volume | 143,903 shares | US#2,760/3,116 Sec#135/157 |
| Trading Value | $6M | US#2,594/3,116 Sec#139/157 |
| Per Share | ||
| EPS | $5.08 | US#666/3,116 Sec#54/157 |
| BPS | $41.09 | US#601/3,116 Sec#43/157 |
Company Info
Regional Management Corp. (RMC) functions as a broad-based financial services provider, concentrating on offering consumer installment loans. Its primary focus is on serving individuals across the United States who face challenges in securing credit through conventional channels such as banks, savings institutions, and credit card companies. RMC's product portfolio includes a range of personal installment loans, varying in size, along with retail financing options designed to help customers acquire items like furniture and appliances. In addition to its lending activities, the company furnishes a variety of insurance products, which include credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment coverage, as well as collateral protection and reinsurance services. The company leverages multiple avenues to originate its loans, including its network of physical branches, centrally managed direct marketing campaigns, collaborations with digital partners, retail alliances, and its dedicated consumer-facing website. As of February 24, 2022, RMC operated a substantial branch network comprising approximately 350 locations situated across 14 states. Founded in 1987, Regional Management Corp. maintains its corporate headquarters in Greer, South Carolina.