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Qfin Holdings, Inc.

QFIN· NASDAQ
CNCN
$5.36+3.68%
2026-11-02

Financials

Valuation Metrics

Qfin Holdings, Inc.'s Market Cap is $653M. Ranked #2651 of 3,118 in US market (top 85%), #1138 of 1,474 on NASDAQ (top 77%), #145 of 157 in Financial Services (top 92%) by Market Cap.

Investment Metrics(as of 2026-11-02)

MetricValue
Size
Market Cap$653M
Revenue$2.24B
Net Income$520M
Total Assets$7.59B
Net Assets$3.54B
Employees3,557
Value
P/E1.25x
P/B0.18x
P/S0.29x
FCF Yield121.20%
Profitability
ROE14.71%
ROA6.86%
Op. Margin31.70%
Revenue Growth-6.73%
Earnings Growth-48.44%
Financial Health
Debt Ratio114.37%
Total Debt$421M
FCF$791M
Cash$1.10B
Current Ratio5.47x
Net Debt/EBITDA-0.86x
Dividend
Div. Growth9.12%
Performance
1Y Return-77.81%
1M Return-17.03%
From 52W High-77.71%
1Y MDD-78.03%
Trading
Volume1,469,420 shares
Trading Value$8M

Company Info

CEO Haisheng Wu
Employees 3,557
HQ Shanghai, CN

Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.