Qfin Holdings, Inc.
Financials
Valuation Metrics
Qfin Holdings, Inc.'s Market Cap is $653M. Ranked #2651 of 3,118 in US market (top 85%), #1138 of 1,474 on NASDAQ (top 77%), #145 of 157 in Financial Services (top 92%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $653M | US#2,651/3,118 Sec#145/157 |
| Revenue | $2.24B | US#1,355/3,118 Sec#68/157 |
| Net Income | $520M | US#824/3,118 Sec#54/157 |
| Total Assets | $7.59B | US#1,145/3,118 Sec#82/157 |
| Net Assets | $3.54B | US#860/3,118 Sec#56/157 |
| Employees | 3,557 | US#1,402/3,118 Sec#65/157 |
| Value | ||
| P/E | 1.25x | US#7/3,118 Sec#2/157 |
| P/B | 0.18x | US#16/3,118 Sec#1/157 |
| P/S | 0.29x | US#150/3,118 Sec#7/157 |
| FCF Yield | 121.20% | US#8/3,118 Sec#1/157 |
| Profitability | ||
| ROE | 14.71% | US#911/3,118 Sec#74/157 |
| ROA | 6.86% | US#807/3,118 Sec#48/157 |
| Op. Margin | 31.70% | US#465/3,118 Sec#48/157 |
| Revenue Growth | -6.73% | US#2,486/3,118 Sec#113/157 |
| Earnings Growth | -48.44% | US#1,693/3,118 Sec#93/157 |
| Financial Health | ||
| Debt Ratio | 114.37% | US#1,215/3,118 Sec#37/157 |
| Total Debt | $421M | US#1,949/3,118 Sec#120/157 |
| FCF | $791M | US#684/3,118 Sec#47/157 |
| Cash | $1.10B | US#633/3,118 Sec#57/157 |
| Current Ratio | 5.47x | US#427/3,118 Sec#28/157 |
| Net Debt/EBITDA | -0.86x | US#317/3,118 Sec#17/157 |
| Dividend | ||
| Div. Growth | 9.12% | US#564/3,118 Sec#52/157 |
| Performance | ||
| 1Y Return | -77.81% | US#3,058/3,118 Sec#156/157 |
| 1M Return | -17.03% | US#2,868/3,118 Sec#142/157 |
| From 52W High | -77.71% | US#3,050/3,118 Sec#157/157 |
| 1Y MDD | -78.03% | US#3,030/3,118 Sec#155/157 |
| Trading | ||
| Volume | 1,469,420 shares | US#1,136/3,118 Sec#66/157 |
| Trading Value | $8M | US#2,388/3,118 Sec#128/157 |
Company Info
Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.