Primerica, Inc.
Financials
Valuation Metrics
Primerica, Inc.'s Market Cap is $9.89B. At end of 2025 it was $8.22B. Ranked #953 of 3,112 in US market (top 31%), #648 of 1,667 on NYSE (top 39%), #38 of 94 in Insurance (top 40%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $9.89B | US#953/3,112 Sec#38/94 |
| Revenue | $3.33B | US#1,158/3,112 Sec#48/94 |
| Net Income | $772M | US#631/3,112 Sec#36/94 |
| Total Assets | $14.68B | US#766/3,112 Sec#48/94 |
| Net Assets | $2.52B | US#1,097/3,112 Sec#56/94 |
| Employees | 2,301 | US#1,078/3,112 Sec#41/94 |
| Value | ||
| P/E | 12.81x | US#488/3,112 Sec#46/94 |
| P/B | 3.93x | US#1,961/3,112 Sec#82/94 |
| PEG | 1.03x | US#831/3,112 Sec#48/94 |
| P/S | 2.97x | US#1,745/3,112 Sec#72/94 |
| EV/EBITDA | 10.55x | US#854/3,112 Sec#58/94 |
| FCF Yield | 8.61% | US#639/3,112 Sec#58/94 |
| Profitability | ||
| ROE | 30.65% | US#287/3,112 Sec#10/94 |
| ROA | 5.26% | US#955/3,112 Sec#29/94 |
| Op. Margin | 30.13% | US#441/3,112 Sec#17/94 |
| Revenue Growth | 6.46% | US#1,602/3,112 Sec#44/94 |
| Earnings Growth | 12.45% | US#1,093/3,112 Sec#51/94 |
| Financial Health | ||
| Debt Ratio | 482.47% | US#2,359/3,112 Sec#66/94 |
| Total Debt | $1.77B | US#1,198/3,112 Sec#40/94 |
| FCF | $852M | US#630/3,112 Sec#43/94 |
| Cash | $646M | US#912/3,112 Sec#44/94 |
| Current Ratio | 7.42x | US#318/3,112 Sec#13/94 |
| Net Debt/EBITDA | 1.08x | US#1,052/3,112 Sec#62/94 |
| Dividend | ||
| Div. Yield | 1.41% | US#1,119/3,112 Sec#48/94 |
| Div. Growth | 26.18% | US#214/3,112 Sec#5/94 |
| Performance | ||
| 1Y Return | 23.79% | US#1,434/3,112 Sec#42/94 |
| 1M Return | 6.78% | US#786/3,112 Sec#20/94 |
| From 52W High | -2.93% | US#326/3,112 Sec#20/94 |
| 1Y MDD | -13.28% | US#206/3,112 Sec#20/94 |
| Trading | ||
| Volume | 151,683 shares | US#2,786/3,112 Sec#80/94 |
| Trading Value | $49M | US#1,379/3,112 Sec#38/94 |
| Per Share | ||
| EPS | $23.49 | US#57/3,112 Sec#10/94 |
| BPS | $76.48 | US#184/3,112 Sec#24/94 |
Company Info
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.