Provident Financial Services, Inc.
Financials
Valuation Metrics
Provident Financial Services, Inc.'s Market Cap is $3.07B. At end of 2025 it was $2.55B. Ranked #1700 of 3,114 in US market (top 55%), #1098 of 1,645 on NYSE (top 67%), #106 of 245 in Banks (top 43%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $3.07B | US#1,700/3,114 Sec#106/245 |
| Revenue | $999M | US#1,870/3,114 Sec#79/245 |
| Net Income | $313M | US#1,068/3,114 Sec#90/245 |
| Total Assets | $25.66B | US#528/3,114 Sec#90/245 |
| Net Assets | $2.91B | US#990/3,114 Sec#99/245 |
| Employees | 1,817 | US#1,733/3,114 Sec#106/245 |
| Value | ||
| P/E | 9.81x | US#308/3,114 Sec#30/245 |
| P/B | 1.06x | US#442/3,114 Sec#45/245 |
| PEG | 0.28x | US#403/3,114 Sec#35/245 |
| P/S | 3.07x | US#1,715/3,114 Sec#53/245 |
| EV/EBITDA | 15.69x | US#1,567/3,114 Sec#161/245 |
| FCF Yield | 11.82% | US#409/3,114 Sec#52/245 |
| Profitability | ||
| ROE | 10.76% | US#1,282/3,114 Sec#116/245 |
| ROA | 1.22% | US#1,882/3,114 Sec#112/245 |
| Op. Margin | 39.84% | US#276/3,114 Sec#69/245 |
| Revenue Growth | 7.54% | US#1,497/3,114 Sec#119/245 |
| Earnings Growth | 35.41% | US#623/3,114 Sec#49/245 |
| Financial Health | ||
| Debt Ratio | 782.82% | US#2,595/3,114 Sec#117/245 |
| Total Debt | $4.79B | US#701/3,114 Sec#62/245 |
| FCF | $363M | US#1,053/3,114 Sec#83/245 |
| Cash | $228M | US#1,628/3,114 Sec#145/245 |
| Net Debt/EBITDA | 9.38x | US#2,342/3,114 Sec#212/245 |
| Dividend | ||
| Div. Yield | 4.05% | US#397/3,114 Sec#24/245 |
| Div. Growth | 4.75% | US#830/3,114 Sec#121/245 |
| Performance | ||
| 1Y Return | 31.78% | US#962/3,114 Sec#123/245 |
| 1M Return | 4.27% | US#1,183/3,114 Sec#88/245 |
| From 52W High | -7.63% | US#742/3,114 Sec#137/245 |
| 1Y MDD | -14.49% | US#239/3,114 Sec#93/245 |
| Trading | ||
| Volume | 1,028,716 shares | US#2,024/3,114 Sec#97/245 |
| Trading Value | $24M | US#2,178/3,114 Sec#134/245 |
| Per Share | ||
| EPS | $2.40 | US#1,211/3,114 Sec#162/245 |
| BPS | $22.31 | US#1,135/3,114 Sec#173/245 |
Company Info
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company's loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.