Preferred Bank
Financials
Valuation Metrics
Preferred Bank's Market Cap is $1.25B. At end of 2025 it was $1.14B. Ranked #2293 of 3,116 in US market (top 74%), #917 of 1,472 on NASDAQ (top 62%), #159 of 245 in Banks (top 65%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.25B | US#2,293/3,116 Sec#159/245 |
| Revenue | $292M | US#2,439/3,116 Sec#142/245 |
| Net Income | $135M | US#1,483/3,116 Sec#135/245 |
| Total Assets | $7.73B | US#1,130/3,116 Sec#163/245 |
| Net Assets | $794M | US#1,917/3,116 Sec#173/245 |
| Employees | 324 | US#2,390/3,116 Sec#199/245 |
| Value | ||
| P/E | 9.26x | US#280/3,116 Sec#28/245 |
| P/B | 1.58x | US#967/3,116 Sec#187/245 |
| P/S | 4.29x | US#2,148/3,116 Sec#180/245 |
| EV/EBITDA | 4.57x | US#152/3,116 Sec#15/245 |
| FCF Yield | 13.39% | US#347/3,116 Sec#38/245 |
| Profitability | ||
| ROE | 17.07% | US#751/3,116 Sec#21/245 |
| ROA | 1.75% | US#1,708/3,116 Sec#31/245 |
| Op. Margin | 66.24% | US#41/3,116 Sec#1/245 |
| Financial Health | ||
| Debt Ratio | 874.21% | US#2,666/3,116 Sec#165/245 |
| Total Debt | $385M | US#2,004/3,116 Sec#152/245 |
| FCF | $168M | US#1,479/3,116 Sec#120/245 |
| Cash | $750M | US#828/3,116 Sec#89/245 |
| Current Ratio | 255.01x | US#24/3,116 Sec#7/245 |
| Net Debt/EBITDA | -1.87x | US#186/3,116 Sec#28/245 |
| Dividend | ||
| Div. Yield | 3.01% | US#600/3,116 Sec#69/245 |
| Div. Growth | 8.10% | US#609/3,116 Sec#88/245 |
| Performance | ||
| 1Y Return | 17.64% | US#1,207/3,116 Sec#166/245 |
| 1M Return | 1.11% | US#1,785/3,116 Sec#174/245 |
| From 52W High | -5.67% | US#441/3,116 Sec#65/245 |
| 1Y MDD | -18.58% | US#536/3,116 Sec#174/245 |
| Trading | ||
| Volume | 60,557 shares | US#3,008/3,116 Sec#217/245 |
| Trading Value | $6M | US#2,461/3,116 Sec#164/245 |
| Per Share | ||
| EPS | $11.44 | US#239/3,116 Sec#13/245 |
| BPS | $67.01 | US#261/3,116 Sec#29/245 |
Company Info
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans, including lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans for business purposes, such as owner-occupied commercial real estate, business acquisitions, start-ups, franchise financing, working capital, improvements and renovations, inventory and equipment, and debt-refinancing. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company was incorporated in 1991 and is headquartered in Los Angeles, California.