Bank OZK
Financials
Valuation Metrics
Bank OZK's Market Cap is $5.53B. At end of 2025 it was $5.03B. Ranked #1268 of 3,116 in US market (top 41%), #422 of 1,472 on NASDAQ (top 29%), #75 of 245 in Banks (top 31%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.53B | US#1,268/3,116 Sec#75/245 |
| Revenue | $1.74B | US#1,512/3,116 Sec#59/245 |
| Net Income | $691M | US#691/3,116 Sec#61/245 |
| Total Assets | $41.70B | US#371/3,116 Sec#68/245 |
| Net Assets | $6.28B | US#601/3,116 Sec#63/245 |
| Employees | 3,280 | US#1,436/3,116 Sec#73/245 |
| Value | ||
| P/E | 8.00x | US#196/3,116 Sec#14/245 |
| P/B | 0.88x | US#311/3,116 Sec#18/245 |
| P/S | 3.18x | US#1,800/3,116 Sec#77/245 |
| EV/EBITDA | 4.65x | US#159/3,116 Sec#17/245 |
| FCF Yield | 13.79% | US#328/3,116 Sec#37/245 |
| Profitability | ||
| ROE | 11.01% | US#1,256/3,116 Sec#108/245 |
| ROA | 1.66% | US#1,732/3,116 Sec#39/245 |
| Op. Margin | 51.54% | US#114/3,116 Sec#16/245 |
| Financial Health | ||
| Debt Ratio | 564.27% | US#2,389/3,116 Sec#16/245 |
| Total Debt | $668M | US#1,737/3,116 Sec#121/245 |
| FCF | $762M | US#699/3,116 Sec#54/245 |
| Cash | $1.55B | US#513/3,116 Sec#68/245 |
| Net Debt/EBITDA | -0.89x | US#304/3,116 Sec#40/245 |
| Dividend | ||
| Div. Yield | 3.67% | US#459/3,116 Sec#36/245 |
| Div. Growth | 12.87% | US#403/3,116 Sec#67/245 |
| Performance | ||
| 1Y Return | 14.79% | US#1,343/3,116 Sec#180/245 |
| 1M Return | 10.20% | US#638/3,116 Sec#10/245 |
| From 52W High | -5.13% | US#378/3,116 Sec#49/245 |
| 1Y MDD | -17.95% | US#489/3,116 Sec#164/245 |
| Trading | ||
| Volume | 916,016 shares | US#1,660/3,116 Sec#66/245 |
| Trading Value | $47M | US#1,428/3,116 Sec#63/245 |
| Per Share | ||
| EPS | $6.33 | US#524/3,116 Sec#44/245 |
| BPS | $57.51 | US#346/3,116 Sec#43/245 |
Company Info
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.