Bank OZK
Financials
Valuation Metrics
Bank OZK's Market Cap is $5.64B. At end of 2025 it was $5.03B. Ranked #1306 of 3,111 in US market (top 42%), #440 of 1,445 on NASDAQ (top 30%), #82 of 249 in Banks (top 33%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $5.64B | US#1,306/3,111 Sec#82/249 |
| Revenue | $2.80B | US#1,283/3,111 Sec#68/249 |
| Net Income | $707M | US#662/3,111 Sec#59/249 |
| Total Assets | $41.66B | US#378/3,111 Sec#69/249 |
| Net Assets | $6.16B | US#609/3,111 Sec#62/249 |
| Employees | 3,280 | US#977/3,111 Sec#39/249 |
| Value | ||
| P/E | 7.99x | US#150/3,111 Sec#4/249 |
| P/B | 0.92x | US#298/3,111 Sec#16/249 |
| P/S | 2.02x | US#1,286/3,111 Sec#46/249 |
| EV/EBITDA | 4.64x | US#131/3,111 Sec#14/249 |
| FCF Yield | 12.43% | US#338/3,111 Sec#37/249 |
| Profitability | ||
| ROE | 11.48% | US#1,183/3,111 Sec#86/249 |
| ROA | 1.70% | US#1,697/3,111 Sec#31/249 |
| Op. Margin | 32.97% | US#359/3,111 Sec#40/249 |
| Revenue Growth | -1.33% | US#2,344/3,111 Sec#197/249 |
| Earnings Growth | -5.00% | US#1,472/3,111 Sec#218/249 |
| Financial Health | ||
| Debt Ratio | 576.78% | US#2,440/3,111 Sec#22/249 |
| Total Debt | $814M | US#1,601/3,111 Sec#107/249 |
| FCF | $701M | US#716/3,111 Sec#53/249 |
| Cash | $1.70B | US#484/3,111 Sec#68/249 |
| Current Ratio | 5.36x | US#442/3,111 Sec#50/249 |
| Net Debt/EBITDA | -0.87x | US#333/3,111 Sec#59/249 |
| Dividend | ||
| Div. Yield | 3.54% | US#472/3,111 Sec#34/249 |
| Div. Growth | 12.87% | US#402/3,111 Sec#67/249 |
| Performance | ||
| 1Y Return | 10.17% | US#1,837/3,111 Sec#229/249 |
| 1M Return | 3.75% | US#1,892/3,111 Sec#204/249 |
| From 52W High | -3.15% | US#385/3,111 Sec#142/249 |
| 1Y MDD | -19.03% | US#612/3,111 Sec#176/249 |
| Trading | ||
| Volume | 615,033 shares | US#1,759/3,111 Sec#76/249 |
| Trading Value | $32M | US#1,563/3,111 Sec#75/249 |
| Per Share | ||
| EPS | $6.48 | US#482/3,111 Sec#45/249 |
| BPS | $55.53 | US#357/3,111 Sec#44/249 |
Company Info
Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services in the United States. The company offers deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits. It also provides trust and wealth services, such as personal trusts, custodial accounts, investment management accounts, and retirement accounts; corporate trust services that include trustee, paying agent and registered transfer agent services, and other related services; and treasury management services, which include automated clearing house, wire transfer, current and prior day transaction reporting, wholesale lockbox, remote deposit capture, automated credit line transfer, reconciliation, positive pay, commercial card, and other services, as well as zero balance and investment sweep accounts. In addition, the company offers real estate, consumer, small business, indirect recreational vehicle and marine, equipment, agricultural, commercial and industrial, government guaranteed, lines of credit, homebuilder, and housing loans; lender and structured, business aviation, and subscription financing services; and mortgage and other lending products. The company was formerly known as Bank of the Ozarks and changed its name to Bank OZK in July 2018. Bank OZK was founded in 1903 and is headquartered in Little Rock, Arkansas.