Orrstown Financial Services, Inc.
Financials
Valuation Metrics
Orrstown Financial Services, Inc.'s Market Cap is $863M. At end of 2025 it was $589M. Ranked #2493 of 3,118 in US market (top 80%), #1036 of 1,474 on NASDAQ (top 70%), #188 of 245 in Banks (top 77%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $863M | US#2,493/3,118 Sec#188/245 |
| Revenue | $256M | US#2,482/3,118 Sec#154/245 |
| Net Income | $86M | US#1,676/3,118 Sec#163/245 |
| Total Assets | $5.61B | US#1,353/3,118 Sec#191/245 |
| Net Assets | $622M | US#2,073/3,118 Sec#189/245 |
| Employees | 627 | US#2,166/3,118 Sec#166/245 |
| Value | ||
| P/E | 10.00x | US#335/3,118 Sec#43/245 |
| P/B | 1.39x | US#812/3,118 Sec#151/245 |
| PEG | 0.10x | US#201/3,118 Sec#11/245 |
| P/S | 3.38x | US#1,877/3,118 Sec#96/245 |
| EV/EBITDA | 9.29x | US#711/3,118 Sec#67/245 |
| FCF Yield | 9.93% | US#597/3,118 Sec#84/245 |
| Profitability | ||
| ROE | 13.89% | US#975/3,118 Sec#49/245 |
| ROA | 1.54% | US#1,770/3,118 Sec#50/245 |
| Op. Margin | 42.01% | US#240/3,118 Sec#58/245 |
| Revenue Growth | 3.33% | US#1,928/3,118 Sec#143/245 |
| Earnings Growth | 99.45% | US#301/3,118 Sec#12/245 |
| Financial Health | ||
| Debt Ratio | 802.78% | US#2,608/3,118 Sec#128/245 |
| Total Debt | $282M | US#2,109/3,118 Sec#169/245 |
| FCF | $86M | US#1,791/3,118 Sec#159/245 |
| Cash | $58M | US#2,514/3,118 Sec#204/245 |
| Current Ratio | 0.21x | US#2,894/3,118 Sec#160/245 |
| Net Debt/EBITDA | 1.91x | US#1,306/3,118 Sec#127/245 |
| Dividend | ||
| Div. Yield | 2.58% | US#739/3,118 Sec#117/245 |
| Div. Growth | 56.66% | US#109/3,118 Sec#12/245 |
| Performance | ||
| 1Y Return | 32.65% | US#809/3,118 Sec#87/245 |
| 1M Return | 8.23% | US#935/3,118 Sec#28/245 |
| From 52W High | -3.26% | US#268/3,118 Sec#26/245 |
| 1Y MDD | -13.86% | US#199/3,118 Sec#77/245 |
| Trading | ||
| Volume | 93,473 shares | US#2,917/3,118 Sec#193/245 |
| Trading Value | $4M | US#2,682/3,118 Sec#191/245 |
| Per Share | ||
| EPS | $4.39 | US#778/3,118 Sec#82/245 |
| BPS | $31.64 | US#838/3,118 Sec#125/245 |
Company Info
Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).