Orrstown Financial Services, Inc.
Financials
Valuation Metrics
Orrstown Financial Services, Inc.'s Market Cap is $822M. At end of 2025 it was $589M. Ranked #2571 of 3,121 in US market (top 82%), #1078 of 1,463 on NASDAQ (top 74%), #195 of 248 in Banks (top 79%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $822M | US#2,571/3,121 Sec#195/248 |
| Revenue | $257M | US#2,514/3,121 Sec#161/248 |
| Net Income | $86M | US#1,685/3,121 Sec#163/248 |
| Total Assets | $5.61B | US#1,360/3,121 Sec#192/248 |
| Net Assets | $622M | US#2,086/3,121 Sec#190/248 |
| Employees | 627 | US#2,176/3,121 Sec#167/248 |
| Value | ||
| P/E | 9.53x | US#278/3,121 Sec#28/248 |
| P/B | 1.32x | US#711/3,121 Sec#132/248 |
| PEG | 0.10x | US#205/3,121 Sec#17/248 |
| P/S | 3.21x | US#1,787/3,121 Sec#72/248 |
| EV/EBITDA | 8.94x | US#642/3,121 Sec#60/248 |
| FCF Yield | 10.42% | US#541/3,121 Sec#73/248 |
| Profitability | ||
| ROE | 13.89% | US#979/3,121 Sec#49/248 |
| ROA | 1.54% | US#1,777/3,121 Sec#49/248 |
| Op. Margin | 41.87% | US#246/3,121 Sec#58/248 |
| Revenue Growth | 3.15% | US#1,984/3,121 Sec#162/248 |
| Earnings Growth | 99.45% | US#316/3,121 Sec#19/248 |
| Financial Health | ||
| Debt Ratio | 802.78% | US#2,627/3,121 Sec#130/248 |
| Total Debt | $282M | US#2,127/3,121 Sec#169/248 |
| FCF | $86M | US#1,800/3,121 Sec#157/248 |
| Cash | $58M | US#2,522/3,121 Sec#204/248 |
| Current Ratio | 0.21x | US#2,899/3,121 Sec#162/248 |
| Net Debt/EBITDA | 1.91x | US#1,297/3,121 Sec#127/248 |
| Dividend | ||
| Div. Yield | 2.71% | US#719/3,121 Sec#100/248 |
| Div. Growth | 56.66% | US#109/3,121 Sec#12/248 |
| Performance | ||
| 1Y Return | 19.95% | US#1,161/3,121 Sec#136/248 |
| 1M Return | -3.10% | US#1,393/3,121 Sec#123/248 |
| From 52W High | -4.47% | US#266/3,121 Sec#46/248 |
| 1Y MDD | -13.86% | US#246/3,121 Sec#79/248 |
| Trading | ||
| Volume | 78,020 shares | US#2,972/3,121 Sec#201/248 |
| Trading Value | $3M | US#2,789/3,121 Sec#207/248 |
| Per Share | ||
| EPS | $4.39 | US#779/3,121 Sec#84/248 |
| BPS | $31.64 | US#844/3,121 Sec#126/248 |
Company Info
Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).