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Orrstown Financial Services, Inc.

ORRF· NASDAQ
$43.92-1.17%
2026-10-30

Financials

Valuation Metrics

Orrstown Financial Services, Inc.'s Market Cap is $863M. At end of 2025 it was $589M. Ranked #2493 of 3,118 in US market (top 80%), #1036 of 1,474 on NASDAQ (top 70%), #188 of 245 in Banks (top 77%) by Market Cap.

Investment Metrics(as of 2026-10-30)

MetricValue
Size
Market Cap$863M
Revenue$256M
Net Income$86M
Total Assets$5.61B
Net Assets$622M
Employees627
Value
P/E10.00x
P/B1.39x
PEG0.10x
P/S3.38x
EV/EBITDA9.29x
FCF Yield9.93%
Profitability
ROE13.89%
ROA1.54%
Op. Margin42.01%
Revenue Growth3.33%
Earnings Growth99.45%
Financial Health
Debt Ratio802.78%
Total Debt$282M
FCF$86M
Cash$58M
Current Ratio0.21x
Net Debt/EBITDA1.91x
Dividend
Div. Yield2.58%
Div. Growth56.66%
Performance
1Y Return32.65%
1M Return8.23%
From 52W High-3.26%
1Y MDD-13.86%
Trading
Volume93,473 shares
Trading Value$4M
Per Share
EPS$4.39
BPS$31.64

Company Info

CEO Adam L. Metz
Employees 627
HQ Harrisburg, US

Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).