OFG Bancorp
Financials
Valuation Metrics
OFG Bancorp's Market Cap is $2.24B. At end of 2025 it was $1.91B. Ranked #1963 of 3,111 in US market (top 63%), #1224 of 1,666 on NYSE (top 73%), #131 of 249 in Banks (top 53%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.24B | US#1,963/3,111 Sec#131/249 |
| Revenue | $882M | US#2,012/3,111 Sec#120/249 |
| Net Income | $213M | US#1,242/3,111 Sec#112/249 |
| Total Assets | $12.05B | US#878/3,111 Sec#136/249 |
| Net Assets | $1.37B | US#1,547/3,111 Sec#136/249 |
| Employees | 2,185 | US#1,095/3,111 Sec#57/249 |
| Value | ||
| P/E | 10.51x | US#289/3,111 Sec#31/249 |
| P/B | 1.64x | US#959/3,111 Sec#179/249 |
| PEG | 0.57x | US#606/3,111 Sec#101/249 |
| P/S | 2.54x | US#1,552/3,111 Sec#110/249 |
| EV/EBITDA | 7.28x | US#375/3,111 Sec#36/249 |
| FCF Yield | 8.44% | US#668/3,111 Sec#98/249 |
| Profitability | ||
| ROE | 15.62% | US#821/3,111 Sec#27/249 |
| ROA | 1.77% | US#1,682/3,111 Sec#27/249 |
| Op. Margin | 31.21% | US#406/3,111 Sec#56/249 |
| Revenue Growth | 9.46% | US#1,343/3,111 Sec#77/249 |
| Earnings Growth | 18.36% | US#939/3,111 Sec#127/249 |
| Financial Health | ||
| Debt Ratio | 781.41% | US#2,623/3,111 Sec#117/249 |
| Total Debt | $579M | US#1,766/3,111 Sec#126/249 |
| FCF | $189M | US#1,390/3,111 Sec#112/249 |
| Cash | $636M | US#919/3,111 Sec#90/249 |
| Current Ratio | 8.02x | US#300/3,111 Sec#42/249 |
| Net Debt/EBITDA | -0.19x | US#539/3,111 Sec#76/249 |
| Dividend | ||
| Div. Yield | 2.38% | US#797/3,111 Sec#122/249 |
| Div. Growth | 13.78% | US#373/3,111 Sec#62/249 |
| Performance | ||
| 1Y Return | 27.94% | US#1,301/3,111 Sec#180/249 |
| 1M Return | 7.30% | US#845/3,111 Sec#53/249 |
| From 52W High | -0.78% | US#37/3,111 Sec#7/249 |
| 1Y MDD | -17.74% | US#506/3,111 Sec#149/249 |
| Trading | ||
| Volume | 196,469 shares | US#2,722/3,111 Sec#166/249 |
| Trading Value | $10M | US#2,375/3,111 Sec#161/249 |
| Per Share | ||
| EPS | $4.40 | US#731/3,111 Sec#79/249 |
| BPS | $29.84 | US#870/3,111 Sec#134/249 |
Company Info
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.