OFG Bancorp
Financials
Valuation Metrics
OFG Bancorp's Market Cap is $2.15B. At end of 2025 it was $1.91B. Ranked #1924 of 3,114 in US market (top 62%), #1208 of 1,642 on NYSE (top 74%), #127 of 245 in Banks (top 52%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.15B | US#1,924/3,114 Sec#127/245 |
| Revenue | $732M | US#2,058/3,114 Sec#93/245 |
| Net Income | $220M | US#1,234/3,114 Sec#111/245 |
| Total Assets | $12.15B | US#876/3,114 Sec#137/245 |
| Net Assets | $1.41B | US#1,515/3,114 Sec#134/245 |
| Employees | 2,185 | US#1,628/3,114 Sec#93/245 |
| Value | ||
| P/E | 9.75x | US#319/3,114 Sec#34/245 |
| P/B | 1.53x | US#933/3,114 Sec#174/245 |
| PEG | 0.74x | US#743/3,114 Sec#101/245 |
| P/S | 2.94x | US#1,684/3,114 Sec#51/245 |
| EV/EBITDA | 6.43x | US#329/3,114 Sec#27/245 |
| FCF Yield | 9.43% | US#654/3,114 Sec#94/245 |
| Profitability | ||
| ROE | 15.66% | US#839/3,114 Sec#28/245 |
| ROA | 1.81% | US#1,693/3,114 Sec#27/245 |
| Op. Margin | 38.77% | US#309/3,114 Sec#82/245 |
| Revenue Growth | 7.97% | US#1,445/3,114 Sec#116/245 |
| Earnings Growth | 13.21% | US#993/3,114 Sec#117/245 |
| Financial Health | ||
| Debt Ratio | 763.70% | US#2,573/3,114 Sec#103/245 |
| Total Debt | $578M | US#1,795/3,114 Sec#129/245 |
| FCF | $203M | US#1,374/3,114 Sec#108/245 |
| Cash | $746M | US#832/3,114 Sec#89/245 |
| Current Ratio | 0.35x | US#2,818/3,114 Sec#116/245 |
| Net Debt/EBITDA | -0.54x | US#386/3,114 Sec#47/245 |
| Dividend | ||
| Div. Yield | 2.55% | US#761/3,114 Sec#120/245 |
| Div. Growth | 13.78% | US#373/3,114 Sec#62/245 |
| Performance | ||
| 1Y Return | 31.61% | US#821/3,114 Sec#92/245 |
| 1M Return | -0.80% | US#1,853/3,114 Sec#181/245 |
| From 52W High | -6.59% | US#521/3,114 Sec#91/245 |
| 1Y MDD | -13.46% | US#175/3,114 Sec#69/245 |
| Trading | ||
| Volume | 185,385 shares | US#2,443/3,114 Sec#129/245 |
| Trading Value | $9M | US#2,105/3,114 Sec#124/245 |
| Per Share | ||
| EPS | $5.22 | US#652/3,114 Sec#70/245 |
| BPS | $33.30 | US#794/3,114 Sec#117/245 |
Company Info
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.