OFG Bancorp
Financials
Valuation Metrics
OFG Bancorp's Market Cap is $2.22B. At end of 2025 it was $1.91B. Ranked #1953 of 3,121 in US market (top 63%), #1215 of 1,658 on NYSE (top 73%), #130 of 248 in Banks (top 52%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.22B | US#1,953/3,121 Sec#130/248 |
| Revenue | $747M | US#2,065/3,121 Sec#98/248 |
| Net Income | $220M | US#1,244/3,121 Sec#112/248 |
| Total Assets | $12.15B | US#882/3,121 Sec#138/248 |
| Net Assets | $1.41B | US#1,522/3,121 Sec#135/248 |
| Employees | 2,185 | US#1,636/3,121 Sec#94/248 |
| Value | ||
| P/E | 10.07x | US#327/3,121 Sec#36/248 |
| P/B | 1.58x | US#944/3,121 Sec#177/248 |
| PEG | 0.76x | US#765/3,121 Sec#110/248 |
| P/S | 2.97x | US#1,692/3,121 Sec#47/248 |
| EV/EBITDA | 6.65x | US#335/3,121 Sec#29/248 |
| FCF Yield | 9.13% | US#697/3,121 Sec#107/248 |
| Profitability | ||
| ROE | 15.66% | US#844/3,121 Sec#29/248 |
| ROA | 1.81% | US#1,706/3,121 Sec#27/248 |
| Op. Margin | 38.02% | US#324/3,121 Sec#89/248 |
| Revenue Growth | 5.97% | US#1,708/3,121 Sec#152/248 |
| Earnings Growth | 13.21% | US#1,012/3,121 Sec#127/248 |
| Financial Health | ||
| Debt Ratio | 763.70% | US#2,583/3,121 Sec#103/248 |
| Total Debt | $578M | US#1,804/3,121 Sec#129/248 |
| FCF | $203M | US#1,379/3,121 Sec#108/248 |
| Cash | $746M | US#832/3,121 Sec#90/248 |
| Current Ratio | 0.35x | US#2,823/3,121 Sec#118/248 |
| Net Debt/EBITDA | -0.54x | US#379/3,121 Sec#48/248 |
| Dividend | ||
| Div. Yield | 2.47% | US#786/3,121 Sec#117/248 |
| Div. Growth | 13.78% | US#375/3,121 Sec#62/248 |
| Performance | ||
| 1Y Return | 17.93% | US#1,144/3,121 Sec#131/248 |
| 1M Return | 1.76% | US#1,144/3,121 Sec#75/248 |
| From 52W High | -3.58% | US#233/3,121 Sec#36/248 |
| 1Y MDD | -16.28% | US#425/3,121 Sec#146/248 |
| Trading | ||
| Volume | 247,647 shares | US#2,579/3,121 Sec#139/248 |
| Trading Value | $13M | US#2,241/3,121 Sec#127/248 |
| Per Share | ||
| EPS | $5.22 | US#652/3,121 Sec#71/248 |
| BPS | $33.30 | US#796/3,121 Sec#118/248 |
Company Info
OFG Bancorp, a financial holding company, provides a range of banking and financial services in the United States. It operates through three segments: Banking, Wealth Management, and Treasury. The company offers savings accounts, certificates of deposit, individual retirement accounts personal, and commercial non-interest and interest-bearing checking accounts; time deposit products; and corporate trust services. It also provides commercial loans, auto loans, mortgage loans, as well as consumer loans, such as personal loans, residential solar panel loans, credit cards, lines of credit, and other loans; mortgage banking services; sale of loans and securitization activities; wealth management activities comprising securities brokerage, insurance agency, captive reinsurance, trust services, and other financial services; and various investment alternatives, such as tax-advantaged fixed income securities, mutual funds, stocks, and bonds to retail and institutional clients. In addition, the company's portfolio consists of mortgage-backed securities, obligations of U.S. government-sponsored agencies, U.S. Treasury securities, and money market instruments; and engages in the asset/liability management activities, such as purchases and sales of investment securities, interest rate risk management, derivatives, and borrowings. The company was founded in 1964 and is headquartered in San Juan, Puerto Rico.