OceanFirst Financial Corp.
Financials
Valuation Metrics
OceanFirst Financial Corp.'s Market Cap is $1.81B. At end of 2025 it was $1.02B. Ranked #2097 of 3,116 in US market (top 67%), #809 of 1,472 on NASDAQ (top 55%), #141 of 245 in Banks (top 58%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.81B | US#2,097/3,116 Sec#141/245 |
| Net Income | $48M | US#1,887/3,116 Sec#206/245 |
| Total Assets | $23.27B | US#564/3,116 Sec#97/245 |
| Net Assets | $2.41B | US#1,113/3,116 Sec#106/245 |
| Employees | 926 | US#2,007/3,116 Sec#139/245 |
| Value | ||
| P/E | 37.69x | US#1,704/3,116 Sec#229/245 |
| P/B | 0.75x | US#185/3,116 Sec#6/245 |
| P/S | 4.84x | US#2,212/3,116 Sec#196/245 |
| EV/EBITDA | 49.22x | US#2,349/3,116 Sec#229/245 |
| FCF Yield | 6.24% | US#1,068/3,116 Sec#176/245 |
| Profitability | ||
| ROE | 1.99% | US#2,019/3,116 Sec#237/245 |
| ROA | 0.21% | US#2,195/3,116 Sec#237/245 |
| Financial Health | ||
| Debt Ratio | 865.13% | US#2,659/3,116 Sec#160/245 |
| Total Debt | $2.29B | US#1,094/3,116 Sec#77/245 |
| FCF | $113M | US#1,684/3,116 Sec#140/245 |
| Cash | $274M | US#1,476/3,116 Sec#129/245 |
| Current Ratio | 5.96x | US#388/3,116 Sec#43/245 |
| Net Debt/EBITDA | 25.95x | US#2,481/3,116 Sec#237/245 |
| Dividend | ||
| Div. Yield | 2.54% | US#703/3,116 Sec#106/245 |
| Div. Growth | -5.17% | US—/3,116 Sec—/245 |
| Performance | ||
| 1Y Return | 2.75% | US#2,022/3,116 Sec#227/245 |
| 1M Return | 11.32% | US#1,046/3,116 Sec#46/245 |
| From 52W High | -9.36% | US#1,116/3,116 Sec#188/245 |
| 1Y MDD | -23.43% | US#857/3,116 Sec#208/245 |
| Trading | ||
| Volume | 1,173,778 shares | US#1,263/3,116 Sec#49/245 |
| Trading Value | $22M | US#1,810/3,116 Sec#89/245 |
| Per Share | ||
| EPS | $0.50 | US#1,876/3,116 Sec#213/245 |
| BPS | $24.95 | US#1,040/3,116 Sec#160/245 |
Company Info
OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States. The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits. It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans. In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income. The company was founded in 1902 and is headquartered in Toms River, New Jersey.