Orange County Bancorp, Inc.
Financials
Valuation Metrics
Orange County Bancorp, Inc.'s Market Cap is $512M. At end of 2025 it was $381M. Ranked #2789 of 3,121 in US market (top 89%), #1221 of 1,463 on NASDAQ (top 83%), #225 of 248 in Banks (top 91%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $512M | US#2,789/3,121 Sec#225/248 |
| Revenue | $127M | US#2,661/3,121 Sec#207/248 |
| Net Income | $47M | US#1,904/3,121 Sec#207/248 |
| Total Assets | $2.80B | US#1,866/3,121 Sec#238/248 |
| Net Assets | $307M | US#2,511/3,121 Sec#239/248 |
| Employees | 235 | US#2,466/3,121 Sec#209/248 |
| Value | ||
| P/E | 10.80x | US#398/3,121 Sec#63/248 |
| P/B | 1.67x | US#1,021/3,121 Sec#195/248 |
| PEG | 0.18x | US#300/3,121 Sec#27/248 |
| P/S | 4.04x | US#2,094/3,121 Sec#165/248 |
| EV/EBITDA | 4.05x | US#98/3,121 Sec#10/248 |
| FCF Yield | 12.80% | US#369/3,121 Sec#43/248 |
| Profitability | ||
| ROE | 15.46% | US#860/3,121 Sec#33/248 |
| ROA | 1.69% | US#1,734/3,121 Sec#35/248 |
| Op. Margin | 40.46% | US#265/3,121 Sec#66/248 |
| Revenue Growth | 10.19% | US#1,251/3,121 Sec#120/248 |
| Earnings Growth | 60.41% | US#449/3,121 Sec#33/248 |
| Financial Health | ||
| Debt Ratio | 813.27% | US#2,639/3,121 Sec#139/248 |
| Total Debt | $35M | US#2,679/3,121 Sec#239/248 |
| FCF | $65M | US#1,886/3,121 Sec#173/248 |
| Cash | $335M | US#1,345/3,121 Sec#122/248 |
| Current Ratio | 0.30x | US#2,850/3,121 Sec#133/248 |
| Net Debt/EBITDA | -5.75x | US#61/3,121 Sec#9/248 |
| Dividend | ||
| Div. Yield | 1.75% | US#1,043/3,121 Sec#177/248 |
| Div. Growth | 33.31% | US#175/3,121 Sec#28/248 |
| Performance | ||
| 1Y Return | 46.66% | US#611/3,121 Sec#27/248 |
| 1M Return | -1.73% | US#1,168/3,121 Sec#78/248 |
| From 52W High | -4.84% | US#297/3,121 Sec#58/248 |
| 1Y MDD | -14.20% | US#270/3,121 Sec#90/248 |
| Trading | ||
| Volume | 47,939 shares | US#3,043/3,121 Sec#226/248 |
| Trading Value | $2M | US#2,925/3,121 Sec#230/248 |
| Per Share | ||
| EPS | $3.53 | US#946/3,121 Sec#110/248 |
| BPS | $22.87 | US#1,118/3,121 Sec#170/248 |
Company Info
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.