Orange County Bancorp, Inc.
Financials
Valuation Metrics
Orange County Bancorp, Inc.'s Market Cap is $518M. At end of 2025 it was $381M. Ranked #2726 of 3,114 in US market (top 88%), #1186 of 1,472 on NASDAQ (top 81%), #223 of 245 in Banks (top 91%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $518M | US#2,726/3,114 Sec#223/245 |
| Revenue | $130M | US#2,625/3,114 Sec#193/245 |
| Net Income | $47M | US#1,895/3,114 Sec#207/245 |
| Total Assets | $2.80B | US#1,860/3,114 Sec#237/245 |
| Net Assets | $307M | US#2,498/3,114 Sec#238/245 |
| Employees | 235 | US#2,454/3,114 Sec#208/245 |
| Value | ||
| P/E | 10.93x | US#416/3,114 Sec#67/245 |
| P/B | 1.69x | US#1,045/3,114 Sec#196/245 |
| PEG | 0.18x | US#291/3,114 Sec#20/245 |
| P/S | 3.98x | US#2,060/3,114 Sec#150/245 |
| EV/EBITDA | 4.17x | US#116/3,114 Sec#11/245 |
| FCF Yield | 12.65% | US#380/3,114 Sec#44/245 |
| Profitability | ||
| ROE | 15.46% | US#856/3,114 Sec#32/245 |
| ROA | 1.69% | US#1,722/3,114 Sec#35/245 |
| Op. Margin | 39.43% | US#286/3,114 Sec#74/245 |
| Revenue Growth | 13.13% | US#1,008/3,114 Sec#77/245 |
| Earnings Growth | 60.41% | US#431/3,114 Sec#24/245 |
| Financial Health | ||
| Debt Ratio | 813.27% | US#2,625/3,114 Sec#139/245 |
| Total Debt | $35M | US#2,670/3,114 Sec#238/245 |
| FCF | $65M | US#1,881/3,114 Sec#174/245 |
| Cash | $335M | US#1,340/3,114 Sec#120/245 |
| Current Ratio | 0.30x | US#2,843/3,114 Sec#130/245 |
| Net Debt/EBITDA | -5.75x | US#61/3,114 Sec#9/245 |
| Dividend | ||
| Div. Yield | 1.73% | US#1,026/3,114 Sec#175/245 |
| Div. Growth | 33.31% | US#175/3,114 Sec#28/245 |
| Performance | ||
| 1Y Return | 62.49% | US#376/3,114 Sec#9/245 |
| 1M Return | 4.53% | US#1,363/3,114 Sec#100/245 |
| From 52W High | -4.61% | US#323/3,114 Sec#54/245 |
| 1Y MDD | -14.20% | US#219/3,114 Sec#88/245 |
| Trading | ||
| Volume | 65,067 shares | US#3,072/3,114 Sec#238/245 |
| Trading Value | $3M | US#2,948/3,114 Sec#233/245 |
| Per Share | ||
| EPS | $3.53 | US#945/3,114 Sec#109/245 |
| BPS | $22.87 | US#1,110/3,114 Sec#169/245 |
Company Info
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.