Nu Holdings Ltd.
BRFinancials
Valuation Metrics
Nu Holdings Ltd.'s Market Cap is $56.54B. At end of 2025 it was $81.28B. Ranked #288 of 3,118 in US market (top 9%), #210 of 1,644 on NYSE (top 13%), #32 of 245 in Banks (top 13%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $56.54B | US#288/3,118 Sec#32/245 |
| Revenue | $13.90B | US#442/3,118 Sec#28/245 |
| Net Income | $3.61B | US#206/3,118 Sec#32/245 |
| Total Assets | $82.75B | US#215/3,118 Sec#52/245 |
| Net Assets | $13.25B | US#323/3,118 Sec#43/245 |
| Employees | 8,037 | US#965/3,118 Sec#48/245 |
| Value | ||
| P/E | 15.68x | US#826/3,118 Sec#193/245 |
| P/B | 4.27x | US#2,104/3,118 Sec#243/245 |
| P/S | 4.07x | US#2,099/3,118 Sec#164/245 |
| EV/EBITDA | 17.62x | US#1,760/3,118 Sec#178/245 |
| FCF Yield | -7.46% | US—/3,118 Sec—/245 |
| Profitability | ||
| ROE | 27.22% | US#350/3,118 Sec#2/245 |
| ROA | 4.36% | US#1,166/3,118 Sec#1/245 |
| Op. Margin | 31.54% | US#469/3,118 Sec#134/245 |
| Financial Health | ||
| Debt Ratio | 524.55% | US#2,365/3,118 Sec#13/245 |
| Total Debt | $42.02B | US#111/3,118 Sec#33/245 |
| FCF | $-4.22B | US#3,012/3,118 Sec#240/245 |
| Cash | $19.60B | US#63/3,118 Sec#31/245 |
| Net Debt/EBITDA | 5.00x | US#2,018/3,118 Sec#174/245 |
| Performance | ||
| 1Y Return | -27.81% | US#2,561/3,118 Sec#237/245 |
| 1M Return | -13.40% | US#2,369/3,118 Sec#219/245 |
| From 52W High | -38.73% | US#2,295/3,118 Sec#238/245 |
| 1Y MDD | -38.17% | US#1,826/3,118 Sec#235/245 |
| Trading | ||
| Volume | 53,891,955 shares | US#6/3,118 Sec#1/245 |
| Trading Value | $633M | US#130/3,118 Sec#5/245 |
Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.