Neptune Insurance Holdings Inc.
Financials
Valuation Metrics
Neptune Insurance Holdings Inc.'s Market Cap is $4.18B. At end of 2025 it was $4.03B. Ranked #1489 of 3,121 in US market (top 48%), #972 of 1,658 on NYSE (top 59%), #136 of 275 in Software & Services (top 49%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $4.18B | US#1,489/3,121 Sec#136/275 |
| Net Income | $39M | US#1,970/3,121 Sec#159/275 |
| Total Assets | $102M | US#3,063/3,121 Sec#272/275 |
| Net Assets | $-222M | US#2,994/3,121 Sec#265/275 |
| Employees | 62 | US#2,692/3,121 Sec#243/275 |
| Value | ||
| P/E | 107.16x | US#2,111/3,121 Sec#168/275 |
| P/S | 26.19x | US#2,876/3,121 Sec#264/275 |
| EV/EBITDA | 52.64x | US#2,373/3,121 Sec#191/275 |
| FCF Yield | 1.75% | US#2,073/3,121 Sec#210/275 |
| Profitability | ||
| ROA | 38.15% | US#18/3,121 Sec#4/275 |
| Financial Health | ||
| Total Debt | $240M | US#2,193/3,121 Sec#165/275 |
| FCF | $73M | US#1,857/3,121 Sec#188/275 |
| Cash | $72M | US#2,413/3,121 Sec#243/275 |
| Net Debt/EBITDA | 2.03x | US#1,327/3,121 Sec#145/275 |
| Dividend | ||
| Div. Yield | 4.19% | US#389/3,121 Sec#14/275 |
| Performance | ||
| 1M Return | -4.10% | US#1,566/3,121 Sec#169/275 |
| From 52W High | -14.05% | US#1,050/3,121 Sec#66/275 |
| 1Y MDD | -43.78% | US#2,205/3,121 Sec#101/275 |
| Trading | ||
| Volume | 261,771 shares | US#2,496/3,121 Sec#241/275 |
| Trading Value | $8M | US#2,459/3,121 Sec#230/275 |
| Per Share | ||
| EPS | $0.28 | US#1,982/3,121 Sec#151/275 |
| BPS | $-1.61 | US—/3,121 Sec—/275 |
Company Info
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.