Neptune Insurance Holdings Inc.
Financials
Valuation Metrics
Neptune Insurance Holdings Inc.'s Market Cap is $4.06B. At end of 2025 it was $4.03B. Ranked #1494 of 3,118 in US market (top 48%), #978 of 1,644 on NYSE (top 59%), #137 of 271 in Software & Services (top 51%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $4.06B | US#1,494/3,118 Sec#137/271 |
| Net Income | $45M | US#1,905/3,118 Sec#153/271 |
| Total Assets | $104M | US#3,050/3,118 Sec#271/271 |
| Net Assets | $-212M | US#2,982/3,118 Sec#265/271 |
| Employees | 62 | US#2,674/3,118 Sec#242/271 |
| Value | ||
| P/E | 90.72x | US#2,073/3,118 Sec#162/271 |
| P/S | 25.44x | US#2,872/3,118 Sec#263/271 |
| EV/EBITDA | 48.64x | US#2,354/3,118 Sec#187/271 |
| FCF Yield | 2.05% | US#2,018/3,118 Sec#199/271 |
| Profitability | ||
| ROA | 43.05% | US#16/3,118 Sec#2/271 |
| Financial Health | ||
| Total Debt | $215M | US#2,211/3,118 Sec#170/271 |
| FCF | $83M | US#1,799/3,118 Sec#185/271 |
| Cash | $78M | US#2,357/3,118 Sec#240/271 |
| Net Debt/EBITDA | 1.59x | US#1,198/3,118 Sec#135/271 |
| Dividend | ||
| Div. Yield | 4.31% | US#363/3,118 Sec#11/271 |
| Performance | ||
| 1Y Return | 14.27% | US#1,478/3,118 Sec#98/271 |
| 1M Return | 6.98% | US#1,071/3,118 Sec#138/271 |
| From 52W High | -16.51% | US#1,305/3,118 Sec#107/271 |
| 1Y MDD | -43.78% | US#2,113/3,118 Sec#104/271 |
| Trading | ||
| Volume | 496,003 shares | US#2,123/3,118 Sec#217/271 |
| Trading Value | $15M | US#2,145/3,118 Sec#214/271 |
| Per Share | ||
| EPS | $0.32 | US#1,953/3,118 Sec#147/271 |
| BPS | $-1.53 | US—/3,118 Sec—/271 |
Company Info
Neptune Insurance Holdings Inc. functions as a technology-driven managing general agent (MGA) specializing in flood insurance solutions. The company provides a range of offerings, including both primary and excess flood coverage for residential and commercial properties, as well as parametric earthquake policies. At its core, Neptune leverages advanced artificial intelligence and machine learning platforms, notably their "Triton" system for underwriting and "Poseidon" for policy management. Distribution of these products occurs through an extensive agency network. Importantly, Neptune does not assume underwriting risk or manage claims directly; these functions are instead handled by their partnering insurance and reinsurance carriers.