Navient Corporation
Financials
Valuation Metrics
Navient Corporation's Market Cap is $830M. At end of 2025 it was $1.08B. Ranked #2597 of 3,112 in US market (top 83%), #1089 of 1,445 on NASDAQ (top 75%), #144 of 161 in Financial Services (top 89%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $830M | US#2,597/3,112 Sec#144/161 |
| Revenue | $3.06B | US#1,218/3,112 Sec#66/161 |
| Net Income | $-60M | US—/3,112 Sec—/161 |
| Total Assets | $48.00B | US#342/3,112 Sec#38/161 |
| Net Assets | $2.38B | US#1,135/3,112 Sec#75/161 |
| Employees | 670 | US#1,322/3,112 Sec#64/161 |
| Value | ||
| P/B | 0.35x | US#38/3,112 Sec#6/161 |
| P/S | 0.27x | US#130/3,112 Sec#6/161 |
| EV/EBITDA | 85.32x | US#2,419/3,112 Sec#134/161 |
| FCF Yield | 38.92% | US#38/3,112 Sec#6/161 |
| Profitability | ||
| ROE | -2.52% | US#2,243/3,112 Sec#137/161 |
| ROA | -0.13% | US#2,223/3,112 Sec#135/161 |
| Op. Margin | 17.57% | US#1,075/3,112 Sec#101/161 |
| Revenue Growth | -16.06% | US#2,736/3,112 Sec#134/161 |
| Earnings Growth | -161.07% | US#2,189/3,112 Sec#129/161 |
| Financial Health | ||
| Debt Ratio | 1917.82% | US#2,898/3,112 Sec#146/161 |
| Total Debt | $45.18B | US#101/3,112 Sec#9/161 |
| FCF | $323M | US#1,091/3,112 Sec#71/161 |
| Cash | $621M | US#938/3,112 Sec#77/161 |
| Current Ratio | 0.75x | US#2,545/3,112 Sec#114/161 |
| Net Debt/EBITDA | 83.76x | US#2,525/3,112 Sec#142/161 |
| Dividend | ||
| Div. Yield | 7.47% | US#127/3,112 Sec#20/161 |
| Div. Growth | -0.90% | US—/3,112 Sec—/161 |
| Payout Ratio | 200.00% | US#40/3,112 Sec#2/161 |
| Performance | ||
| 1Y Return | -28.51% | US#2,732/3,112 Sec#138/161 |
| 1M Return | 2.56% | US#1,267/3,112 Sec#74/161 |
| From 52W High | -40.14% | US#2,533/3,112 Sec#132/161 |
| 1Y MDD | -51.09% | US#2,445/3,112 Sec#128/161 |
| Trading | ||
| Volume | 851,212 shares | US#1,620/3,112 Sec#82/161 |
| Trading Value | $7M | US#2,500/3,112 Sec#128/161 |
| Per Share | ||
| EPS | $-0.81 | US—/3,112 Sec—/161 |
| BPS | $25.12 | US#1,016/3,112 Sec#60/161 |
Company Info
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.