Navient Corporation
Financials
Valuation Metrics
Navient Corporation's Market Cap is $925M. At end of 2025 it was $1.08B. Ranked #2512 of 3,121 in US market (top 80%), #1041 of 1,463 on NASDAQ (top 71%), #135 of 157 in Financial Services (top 86%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $925M | US#2,512/3,121 Sec#135/157 |
| Revenue | $1.68B | US#1,549/3,121 Sec#77/157 |
| Net Income | $-49M | US—/3,121 Sec—/157 |
| Total Assets | $47.30B | US#342/3,121 Sec#36/157 |
| Net Assets | $2.40B | US#1,124/3,121 Sec#68/157 |
| Employees | 670 | US#2,152/3,121 Sec#102/157 |
| Value | ||
| P/B | 0.39x | US#38/3,121 Sec#5/157 |
| P/S | 0.55x | US#363/3,121 Sec#13/157 |
| EV/EBITDA | 39.82x | US#2,316/3,121 Sec#128/157 |
| FCF Yield | 36.76% | US#52/3,121 Sec#12/157 |
| Profitability | ||
| ROE | -2.04% | US#2,192/3,121 Sec#129/157 |
| ROA | -0.10% | US#2,237/3,121 Sec#131/157 |
| Op. Margin | 65.14% | US#43/3,121 Sec#9/157 |
| Financial Health | ||
| Debt Ratio | 1872.35% | US#2,847/3,121 Sec#140/157 |
| Total Debt | $44.34B | US#104/3,121 Sec#9/157 |
| FCF | $340M | US#1,090/3,121 Sec#71/157 |
| Cash | $2.14B | US#390/3,121 Sec#44/157 |
| Current Ratio | 0.51x | US#2,710/3,121 Sec#125/157 |
| Net Debt/EBITDA | 38.96x | US#2,514/3,121 Sec#134/157 |
| Dividend | ||
| Div. Yield | 6.60% | US#169/3,121 Sec#25/157 |
| Div. Growth | -0.90% | US—/3,121 Sec—/157 |
| Payout Ratio | 200.00% | US#39/3,121 Sec#2/157 |
| Performance | ||
| 1Y Return | -23.97% | US#2,496/3,121 Sec#114/157 |
| 1M Return | 9.33% | US#262/3,121 Sec#12/157 |
| From 52W High | -27.98% | US#1,949/3,121 Sec#96/157 |
| 1Y MDD | -45.11% | US#2,255/3,121 Sec#119/157 |
| Trading | ||
| Volume | 1,799,193 shares | US#907/3,121 Sec#51/157 |
| Trading Value | $18M | US#1,967/3,121 Sec#109/157 |
| Per Share | ||
| EPS | $-0.52 | US—/3,121 Sec—/157 |
| BPS | $25.51 | US#1,029/3,121 Sec#62/157 |
Company Info
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.