Navient Corporation
Financials
Valuation Metrics
Navient Corporation's Market Cap is $875M. At end of 2025 it was $1.08B. Ranked #2484 of 3,118 in US market (top 80%), #1030 of 1,474 on NASDAQ (top 70%), #133 of 157 in Financial Services (top 85%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $875M | US#2,484/3,118 Sec#133/157 |
| Revenue | $1.68B | US#1,535/3,118 Sec#78/157 |
| Net Income | $-49M | US—/3,118 Sec—/157 |
| Total Assets | $47.30B | US#340/3,118 Sec#36/157 |
| Net Assets | $2.40B | US#1,116/3,118 Sec#67/157 |
| Employees | 670 | US#2,142/3,118 Sec#102/157 |
| Value | ||
| P/B | 0.36x | US#53/3,118 Sec#6/157 |
| P/S | 0.52x | US#348/3,118 Sec#12/157 |
| EV/EBITDA | 39.77x | US#2,314/3,118 Sec#128/157 |
| FCF Yield | 38.86% | US#57/3,118 Sec#14/157 |
| Profitability | ||
| ROE | -2.04% | US#2,179/3,118 Sec#129/157 |
| ROA | -0.10% | US#2,228/3,118 Sec#131/157 |
| Op. Margin | 65.14% | US#47/3,118 Sec#11/157 |
| Financial Health | ||
| Debt Ratio | 1872.35% | US#2,834/3,118 Sec#140/157 |
| Total Debt | $44.34B | US#103/3,118 Sec#9/157 |
| FCF | $340M | US#1,084/3,118 Sec#73/157 |
| Cash | $2.14B | US#394/3,118 Sec#44/157 |
| Current Ratio | 0.51x | US#2,701/3,118 Sec#123/157 |
| Net Debt/EBITDA | 38.96x | US#2,506/3,118 Sec#133/157 |
| Dividend | ||
| Div. Yield | 6.97% | US#158/3,118 Sec#25/157 |
| Div. Growth | -0.90% | US—/3,118 Sec—/157 |
| Payout Ratio | 200.00% | US#39/3,118 Sec#2/157 |
| Performance | ||
| 1Y Return | -21.34% | US#2,435/3,118 Sec#110/157 |
| 1M Return | 2.65% | US#1,507/3,118 Sec#54/157 |
| From 52W High | -30.93% | US#1,989/3,118 Sec#98/157 |
| 1Y MDD | -43.98% | US#2,121/3,118 Sec#112/157 |
| Trading | ||
| Volume | 1,590,597 shares | US#1,120/3,118 Sec#65/157 |
| Trading Value | $15M | US#2,083/3,118 Sec#113/157 |
| Per Share | ||
| EPS | $-0.52 | US—/3,118 Sec—/157 |
| BPS | $25.51 | US#1,027/3,118 Sec#62/157 |
Company Info
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.