MVB Financial Corp.
Financials
Valuation Metrics
MVB Financial Corp.'s Market Cap is $393M. At end of 2025 it was $326M. Ranked #2872 of 3,119 in US market (top 92%), #1276 of 1,463 on NASDAQ (top 87%), #236 of 248 in Banks (top 95%) by Market Cap.
Investment Metrics(as of 2026-09-19)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $393M | US#2,872/3,119 Sec#236/248 |
| Revenue | $169M | US#2,611/3,119 Sec#189/248 |
| Net Income | $39M | US#1,972/3,119 Sec#220/248 |
| Total Assets | $3.55B | US#1,690/3,119 Sec#225/248 |
| Net Assets | $345M | US#2,462/3,119 Sec#235/248 |
| Employees | 403 | US#2,334/3,119 Sec#191/248 |
| Value | ||
| P/E | 10.13x | US#342/3,119 Sec#41/248 |
| P/B | 1.14x | US#537/3,119 Sec#79/248 |
| PEG | 0.08x | US#185/3,119 Sec#13/248 |
| P/S | 2.32x | US#1,435/3,119 Sec#26/248 |
| EV/EBITDA | 2.59x | US#34/3,119 Sec#5/248 |
| FCF Yield | -9.56% | US—/3,119 Sec—/248 |
| Profitability | ||
| ROE | 11.26% | US#1,237/3,119 Sec#99/248 |
| ROA | 1.09% | US#1,945/3,119 Sec#141/248 |
| Op. Margin | 30.45% | US#511/3,119 Sec#154/248 |
| Revenue Growth | 16.36% | US#850/3,119 Sec#72/248 |
| Earnings Growth | 126.89% | US#248/3,119 Sec#15/248 |
| Financial Health | ||
| Debt Ratio | 929.15% | US#2,709/3,119 Sec#186/248 |
| Total Debt | $58M | US#2,584/3,119 Sec#232/248 |
| FCF | $-38M | US#2,497/3,119 Sec#232/248 |
| Cash | $313M | US#1,384/3,119 Sec#124/248 |
| Current Ratio | 84.28x | US#38/3,119 Sec#11/248 |
| Net Debt/EBITDA | -4.77x | US#78/3,119 Sec#14/248 |
| Dividend | ||
| Div. Yield | 2.20% | US#880/3,119 Sec#145/248 |
| Div. Growth | -0.74% | US—/3,119 Sec—/248 |
| Performance | ||
| 1Y Return | 24.76% | US#988/3,119 Sec#97/248 |
| 1M Return | 0.96% | US#663/3,119 Sec#58/248 |
| From 52W High | -4.38% | US#222/3,119 Sec#40/248 |
| 1Y MDD | -17.01% | US#480/3,119 Sec#157/248 |
| Trading | ||
| Volume | 60,192 shares | US#3,064/3,119 Sec#243/248 |
| Trading Value | $2M | US#2,988/3,119 Sec#244/248 |
| Per Share | ||
| EPS | $3.02 | US#1,053/3,119 Sec#134/248 |
| BPS | $26.81 | US#986/3,119 Sec#156/248 |
Company Info
MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.