MetroCity Bankshares, Inc.
Financials
Valuation Metrics
MetroCity Bankshares, Inc.'s Market Cap is $999M. At end of 2025 it was $711M. Ranked #2472 of 3,121 in US market (top 79%), #1017 of 1,463 on NASDAQ (top 70%), #177 of 248 in Banks (top 71%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $999M | US#2,472/3,121 Sec#177/248 |
| Revenue | $182M | US#2,595/3,121 Sec#183/248 |
| Net Income | $80M | US#1,715/3,121 Sec#169/248 |
| Total Assets | $4.52B | US#1,502/3,121 Sec#208/248 |
| Net Assets | $568M | US#2,149/3,121 Sec#202/248 |
| Employees | 317 | US#2,408/3,121 Sec#201/248 |
| Value | ||
| P/E | 12.48x | US#562/3,121 Sec#123/248 |
| P/B | 1.76x | US#1,080/3,121 Sec#199/248 |
| PEG | 0.59x | US#666/3,121 Sec#91/248 |
| P/S | 5.48x | US#2,364/3,121 Sec#226/248 |
| EV/EBITDA | 11.18x | US#997/3,121 Sec#95/248 |
| FCF Yield | 7.67% | US#903/3,121 Sec#146/248 |
| Profitability | ||
| ROE | 14.09% | US#963/3,121 Sec#44/248 |
| ROA | 1.77% | US#1,715/3,121 Sec#29/248 |
| Op. Margin | 52.60% | US#105/3,121 Sec#17/248 |
| Revenue Growth | 26.06% | US#500/3,121 Sec#40/248 |
| Earnings Growth | 21.14% | US#840/3,121 Sec#90/248 |
| Financial Health | ||
| Debt Ratio | 695.97% | US#2,526/3,121 Sec#69/248 |
| Total Debt | $403M | US#1,984/3,121 Sec#148/248 |
| FCF | $77M | US#1,844/3,121 Sec#164/248 |
| Cash | $254M | US#1,557/3,121 Sec#139/248 |
| Current Ratio | 21.28x | US#113/3,121 Sec#24/248 |
| Net Debt/EBITDA | 1.45x | US#1,141/3,121 Sec#118/248 |
| Dividend | ||
| Div. Yield | 2.87% | US#668/3,121 Sec#82/248 |
| Div. Growth | 18.02% | US#283/3,121 Sec#47/248 |
| Performance | ||
| 1Y Return | 20.12% | US#1,152/3,121 Sec#132/248 |
| 1M Return | -3.19% | US#1,407/3,121 Sec#124/248 |
| From 52W High | -6.94% | US#470/3,121 Sec#115/248 |
| 1Y MDD | -15.12% | US#338/3,121 Sec#115/248 |
| Trading | ||
| Volume | 56,938 shares | US#3,029/3,121 Sec#217/248 |
| Trading Value | $2M | US#2,906/3,121 Sec#226/248 |
| Per Share | ||
| EPS | $2.79 | US#1,119/3,121 Sec#147/248 |
| BPS | $19.81 | US#1,244/3,121 Sec#181/248 |
Company Info
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.