MetroCity Bankshares, Inc.
Financials
Valuation Metrics
MetroCity Bankshares, Inc.'s Market Cap is $1.03B. At end of 2025 it was $711M. Ranked #2397 of 3,118 in US market (top 77%), #972 of 1,474 on NASDAQ (top 66%), #173 of 245 in Banks (top 71%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.03B | US#2,397/3,118 Sec#173/245 |
| Revenue | $216M | US#2,529/3,118 Sec#167/245 |
| Net Income | $80M | US#1,706/3,118 Sec#168/245 |
| Total Assets | $4.52B | US#1,495/3,118 Sec#207/245 |
| Net Assets | $568M | US#2,138/3,118 Sec#201/245 |
| Employees | 317 | US#2,395/3,118 Sec#200/245 |
| Value | ||
| P/E | 12.84x | US#594/3,118 Sec#142/245 |
| P/B | 1.81x | US#1,143/3,118 Sec#208/245 |
| PEG | 0.61x | US#671/3,118 Sec#87/245 |
| P/S | 4.76x | US#2,259/3,118 Sec#204/245 |
| EV/EBITDA | 11.46x | US#1,044/3,118 Sec#107/245 |
| FCF Yield | 7.27% | US#946/3,118 Sec#155/245 |
| Profitability | ||
| ROE | 14.09% | US#960/3,118 Sec#45/245 |
| ROA | 1.77% | US#1,701/3,118 Sec#29/245 |
| Op. Margin | 44.43% | US#191/3,118 Sec#39/245 |
| Revenue Growth | 49.26% | US#231/3,118 Sec#7/245 |
| Earnings Growth | 21.14% | US#827/3,118 Sec#81/245 |
| Financial Health | ||
| Debt Ratio | 695.97% | US#2,514/3,118 Sec#69/245 |
| Total Debt | $403M | US#1,973/3,118 Sec#148/245 |
| FCF | $75M | US#1,837/3,118 Sec#167/245 |
| Cash | $254M | US#1,548/3,118 Sec#137/245 |
| Current Ratio | 21.28x | US#110/3,118 Sec#22/245 |
| Net Debt/EBITDA | 1.45x | US#1,148/3,118 Sec#118/245 |
| Dividend | ||
| Div. Yield | 2.79% | US#659/3,118 Sec#91/245 |
| Div. Growth | 18.02% | US#281/3,118 Sec#47/245 |
| Performance | ||
| 1Y Return | 40.35% | US#648/3,118 Sec#56/245 |
| 1M Return | 4.61% | US#1,289/3,118 Sec#79/245 |
| From 52W High | -4.27% | US#348/3,118 Sec#38/245 |
| 1Y MDD | -8.88% | US#16/3,118 Sec#6/245 |
| Trading | ||
| Volume | 40,413 shares | US#3,066/3,118 Sec#233/245 |
| Trading Value | $1M | US#2,941/3,118 Sec#230/245 |
| Per Share | ||
| EPS | $2.79 | US#1,109/3,118 Sec#146/245 |
| BPS | $19.81 | US#1,242/3,118 Sec#180/245 |
Company Info
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.