Lakeland Financial Corporation
Financials
Valuation Metrics
Lakeland Financial Corporation's Market Cap is $1.54B. At end of 2025 it was $1.45B. Ranked #2180 of 3,118 in US market (top 70%), #853 of 1,474 on NASDAQ (top 58%), #149 of 245 in Banks (top 61%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.54B | US#2,180/3,118 Sec#149/245 |
| Revenue | $283M | US#2,452/3,118 Sec#146/245 |
| Net Income | $114M | US#1,564/3,118 Sec#144/245 |
| Total Assets | $7.21B | US#1,189/3,118 Sec#170/245 |
| Net Assets | $732M | US#1,967/3,118 Sec#178/245 |
| Employees | 655 | US#2,147/3,118 Sec#164/245 |
| Value | ||
| P/E | 13.56x | US#614/3,118 Sec#149/245 |
| P/B | 2.11x | US#1,310/3,118 Sec#219/245 |
| PEG | 0.83x | US#766/3,118 Sec#106/245 |
| P/S | 5.44x | US#2,345/3,118 Sec#214/245 |
| EV/EBITDA | 8.47x | US#567/3,118 Sec#49/245 |
| FCF Yield | 7.83% | US#829/3,118 Sec#134/245 |
| Profitability | ||
| ROE | 15.53% | US#854/3,118 Sec#31/245 |
| ROA | 1.58% | US#1,756/3,118 Sec#47/245 |
| Op. Margin | 49.21% | US#132/3,118 Sec#21/245 |
| Revenue Growth | 7.84% | US#1,461/3,118 Sec#117/245 |
| Earnings Growth | 16.42% | US#919/3,118 Sec#104/245 |
| Financial Health | ||
| Debt Ratio | 884.67% | US#2,673/3,118 Sec#170/245 |
| Total Debt | $101M | US#2,426/3,118 Sec#217/245 |
| FCF | $121M | US#1,647/3,118 Sec#139/245 |
| Cash | $116M | US#2,125/3,118 Sec#170/245 |
| Current Ratio | 0.19x | US#2,904/3,118 Sec#169/245 |
| Net Debt/EBITDA | -0.08x | US#547/3,118 Sec#61/245 |
| Dividend | ||
| Div. Yield | 3.38% | US#490/3,118 Sec#44/245 |
| Div. Growth | 4.54% | US#849/3,118 Sec#124/245 |
| Performance | ||
| 1Y Return | 9.40% | US#1,630/3,118 Sec#208/245 |
| 1M Return | 4.76% | US#1,331/3,118 Sec#92/245 |
| From 52W High | -4.14% | US#581/3,118 Sec#93/245 |
| 1Y MDD | -12.12% | US#104/3,118 Sec#42/245 |
| Trading | ||
| Volume | 120,635 shares | US#2,839/3,118 Sec#171/245 |
| Trading Value | $7M | US#2,459/3,118 Sec#153/245 |
| Per Share | ||
| EPS | $4.56 | US#750/3,118 Sec#79/245 |
| BPS | $29.38 | US#898/3,118 Sec#138/245 |
Company Info
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.