Lakeland Financial Corporation
Financials
Valuation Metrics
Lakeland Financial Corporation's Market Cap is $1.49B. At end of 2025 it was $1.45B. Ranked #2226 of 3,121 in US market (top 71%), #882 of 1,463 on NASDAQ (top 60%), #153 of 248 in Banks (top 62%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.49B | US#2,226/3,121 Sec#153/248 |
| Revenue | $279M | US#2,487/3,121 Sec#152/248 |
| Net Income | $111M | US#1,580/3,121 Sec#146/248 |
| Total Assets | $7.24B | US#1,194/3,121 Sec#171/248 |
| Net Assets | $773M | US#1,947/3,121 Sec#176/248 |
| Employees | 655 | US#2,157/3,121 Sec#165/248 |
| Value | ||
| P/E | 13.37x | US#639/3,121 Sec#148/248 |
| P/B | 1.92x | US#1,189/3,121 Sec#215/248 |
| PEG | 0.76x | US#766/3,121 Sec#111/248 |
| P/S | 5.32x | US#2,342/3,121 Sec#222/248 |
| EV/EBITDA | 10.65x | US#917/3,121 Sec#89/248 |
| FCF Yield | 7.51% | US#929/3,121 Sec#149/248 |
| Profitability | ||
| ROE | 14.38% | US#938/3,121 Sec#41/248 |
| ROA | 1.54% | US#1,778/3,121 Sec#50/248 |
| Op. Margin | 48.62% | US#136/3,121 Sec#24/248 |
| Revenue Growth | 9.60% | US#1,315/3,121 Sec#124/248 |
| Earnings Growth | 17.60% | US#906/3,121 Sec#105/248 |
| Financial Health | ||
| Debt Ratio | 836.48% | US#2,661/3,121 Sec#154/248 |
| Total Debt | $70M | US#2,537/3,121 Sec#230/248 |
| FCF | $112M | US#1,697/3,121 Sec#140/248 |
| Cash | $64M | US#2,465/3,121 Sec#198/248 |
| Current Ratio | 1.39x | US#1,792/3,121 Sec#74/248 |
| Net Debt/EBITDA | 0.04x | US#598/3,121 Sec#69/248 |
| Dividend | ||
| Div. Yield | 3.49% | US#505/3,121 Sec#41/248 |
| Div. Growth | 4.54% | US#851/3,121 Sec#124/248 |
| Performance | ||
| 1Y Return | -8.99% | US#2,002/3,121 Sec#232/248 |
| 1M Return | -0.62% | US#1,363/3,121 Sec#118/248 |
| From 52W High | -8.63% | US#634/3,121 Sec#154/248 |
| 1Y MDD | -14.91% | US#325/3,121 Sec#112/248 |
| Trading | ||
| Volume | 498,885 shares | US#2,900/3,121 Sec#181/248 |
| Trading Value | $30M | US#2,578/3,121 Sec#166/248 |
| Per Share | ||
| EPS | $4.46 | US#765/3,121 Sec#83/248 |
| BPS | $31.04 | US#863/3,121 Sec#131/248 |
Company Info
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.