Lakeland Financial Corporation
Financials
Valuation Metrics
Lakeland Financial Corporation's Market Cap is $1.57B. At end of 2025 it was $1.45B. Ranked #2219 of 3,112 in US market (top 71%), #879 of 1,445 on NASDAQ (top 61%), #151 of 249 in Banks (top 61%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.57B | US#2,219/3,112 Sec#151/249 |
| Revenue | $425M | US#2,424/3,112 Sec#169/249 |
| Net Income | $110M | US#1,569/3,112 Sec#143/249 |
| Total Assets | $7.08B | US#1,191/3,112 Sec#173/249 |
| Net Assets | $749M | US#1,967/3,112 Sec#178/249 |
| Employees | 655 | US#1,325/3,112 Sec#94/249 |
| Value | ||
| P/E | 14.28x | US#613/3,112 Sec#142/249 |
| P/B | 2.09x | US#1,244/3,112 Sec#215/249 |
| PEG | 0.45x | US#524/3,112 Sec#76/249 |
| P/S | 3.69x | US#2,000/3,112 Sec#203/249 |
| EV/EBITDA | 11.27x | US#961/3,112 Sec#112/249 |
| FCF Yield | 6.80% | US#913/3,112 Sec#145/249 |
| Profitability | ||
| ROE | 14.66% | US#900/3,112 Sec#34/249 |
| ROA | 1.55% | US#1,730/3,112 Sec#45/249 |
| Op. Margin | 31.49% | US#397/3,112 Sec#53/249 |
| Revenue Growth | 3.49% | US#1,899/3,112 Sec#133/249 |
| Earnings Growth | 31.83% | US#743/3,112 Sec#78/249 |
| Financial Health | ||
| Debt Ratio | 845.86% | US#2,680/3,112 Sec#157/249 |
| Total Debt | $75M | US#2,451/3,112 Sec#221/249 |
| FCF | $107M | US#1,642/3,112 Sec#137/249 |
| Cash | $66M | US#2,453/3,112 Sec#209/249 |
| Current Ratio | 1.88x | US#1,324/3,112 Sec#74/249 |
| Net Debt/EBITDA | 0.07x | US#668/3,112 Sec#89/249 |
| Dividend | ||
| Div. Yield | 3.30% | US#509/3,112 Sec#42/249 |
| Div. Growth | 4.54% | US#849/3,112 Sec#123/249 |
| Performance | ||
| 1Y Return | 3.86% | US#1,959/3,112 Sec#235/249 |
| 1M Return | 0.82% | US#1,530/3,112 Sec#192/249 |
| From 52W High | -7.81% | US#840/3,112 Sec#202/249 |
| 1Y MDD | -18.57% | US#574/3,112 Sec#167/249 |
| Trading | ||
| Volume | 137,808 shares | US#2,833/3,112 Sec#186/249 |
| Trading Value | $9M | US#2,402/3,112 Sec#169/249 |
| Per Share | ||
| EPS | $4.03 | US#776/3,112 Sec#85/249 |
| BPS | $29.75 | US#871/3,112 Sec#136/249 |
Company Info
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits. It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.