Intercorp Financial Services Inc.
Financials
Valuation Metrics
Intercorp Financial Services Inc.'s Market Cap is $6.10B. At end of 2025 it was $3.69B. Ranked #1209 of 3,121 in US market (top 39%), #808 of 1,658 on NYSE (top 49%), #71 of 248 in Banks (top 29%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $6.10B | US#1,209/3,121 Sec#71/248 |
| Revenue | $2.73B | US#1,263/3,121 Sec#51/248 |
| Net Income | $763M | US#659/3,121 Sec#60/248 |
| Total Assets | $31.34B | US#457/3,121 Sec#80/248 |
| Net Assets | $3.83B | US#833/3,121 Sec#83/248 |
| Employees | 9,229 | US#908/3,121 Sec#44/248 |
| Value | ||
| P/E | 8.00x | US#199/3,121 Sec#8/248 |
| P/B | 1.59x | US#971/3,121 Sec#186/248 |
| P/S | 2.23x | US#1,399/3,121 Sec#23/248 |
| EV/EBITDA | 5.42x | US#197/3,121 Sec#17/248 |
| FCF Yield | 7.68% | US#900/3,121 Sec#145/248 |
| Profitability | ||
| ROE | 19.93% | US#586/3,121 Sec#11/248 |
| ROA | 2.43% | US#1,542/3,121 Sec#6/248 |
| Op. Margin | 32.44% | US#453/3,121 Sec#137/248 |
| Financial Health | ||
| Debt Ratio | 718.16% | US#2,544/3,121 Sec#78/248 |
| Total Debt | $4.15B | US#784/3,121 Sec#68/248 |
| FCF | $469M | US#926/3,121 Sec#68/248 |
| Cash | $4.17B | US#233/3,121 Sec#49/248 |
| Current Ratio | 2.78x | US#872/3,121 Sec#58/248 |
| Net Debt/EBITDA | -0.02x | US#571/3,121 Sec#65/248 |
| Dividend | ||
| Div. Yield | 1.89% | US#990/3,121 Sec#165/248 |
| Div. Growth | -4.81% | US—/3,121 Sec—/248 |
| Performance | ||
| 1Y Return | 39.39% | US#865/3,121 Sec#70/248 |
| 1M Return | 1.89% | US#752/3,121 Sec#23/248 |
| From 52W High | -10.52% | US#744/3,121 Sec#174/248 |
| 1Y MDD | -15.16% | US#341/3,121 Sec#116/248 |
| Trading | ||
| Volume | 141,481 shares | US#2,655/3,121 Sec#145/248 |
| Trading Value | $8M | US#2,314/3,121 Sec#133/248 |
| Per Share | ||
| EPS | $6.87 | US#482/3,121 Sec#41/248 |
| BPS | $34.46 | US#772/3,121 Sec#112/248 |
Company Info
Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional and savings accounts, investment accounts, and fixed-term instruments including certificates of deposit and compensation for service time accounts. For retail customers, IFS provides credit cards, mortgages, payroll-deduction loans, general consumer loans, as well as specialized cash, student, and collateralized cash loans. Business clients, from small to large enterprises, benefit from commercial banking services covering corporate financing, commercial real estate, vehicle and equipment loans, cash management, trade finance, and electronic factoring. Additionally, the company manages treasury and institutional banking, along with securitization services. Within its insurance operations, IFS offers annuities, conventional life insurance, and other retail insurance products. The wealth management arm delivers financial advisory services across equities, fixed income, structured products, alternative investments, and managed accounts, complemented by brokerage and investment management offerings. Founded in 1897 and headquartered in Lima, Peru, Intercorp Financial Services Inc. maintained a significant operational network as of December 31, 2021, comprising 189 financial branches and 1,581 ATMs. The company functions as a subsidiary of Intercorp Perú Ltd.