HomeTrust Bancshares, Inc.
Financials
Valuation Metrics
HomeTrust Bancshares, Inc.'s Market Cap is $798M. At end of 2025 it was $727M. Ranked #2550 of 3,118 in US market (top 82%), #1480 of 1,644 on NYSE (top 90%), #196 of 245 in Banks (top 80%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $798M | US#2,550/3,118 Sec#196/245 |
| Revenue | $216M | US#2,531/3,118 Sec#168/245 |
| Net Income | $65M | US#1,779/3,118 Sec#182/245 |
| Total Assets | $4.44B | US#1,509/3,118 Sec#211/245 |
| Net Assets | $601M | US#2,094/3,118 Sec#193/245 |
| Employees | 574 | US#2,218/3,118 Sec#178/245 |
| Value | ||
| P/E | 12.27x | US#529/3,118 Sec#119/245 |
| P/B | 1.33x | US#726/3,118 Sec#130/245 |
| PEG | 1.22x | US#885/3,118 Sec#119/245 |
| P/S | 3.70x | US#1,969/3,118 Sec#123/245 |
| EV/EBITDA | 6.17x | US#280/3,118 Sec#26/245 |
| FCF Yield | 11.90% | US#416/3,118 Sec#50/245 |
| Profitability | ||
| ROE | 10.83% | US#1,275/3,118 Sec#116/245 |
| ROA | 1.46% | US#1,784/3,118 Sec#59/245 |
| Op. Margin | 37.73% | US#331/3,118 Sec#89/245 |
| Revenue Growth | 4.67% | US#1,802/3,118 Sec#133/245 |
| Earnings Growth | 10.07% | US#1,067/3,118 Sec#126/245 |
| Financial Health | ||
| Debt Ratio | 639.31% | US#2,454/3,118 Sec#37/245 |
| Total Debt | $175M | US#2,275/3,118 Sec#194/245 |
| FCF | $95M | US#1,747/3,118 Sec#152/245 |
| Cash | $273M | US#1,482/3,118 Sec#131/245 |
| Current Ratio | 0.12x | US#2,945/3,118 Sec#193/245 |
| Net Debt/EBITDA | -0.86x | US#316/3,118 Sec#42/245 |
| Dividend | ||
| Div. Yield | 1.12% | US#1,250/3,118 Sec#195/245 |
| Div. Growth | 9.34% | US#555/3,118 Sec#84/245 |
| Performance | ||
| 1Y Return | 20.76% | US#1,286/3,118 Sec#171/245 |
| 1M Return | 1.89% | US#1,647/3,118 Sec#158/245 |
| From 52W High | -9.58% | US#933/3,118 Sec#156/245 |
| 1Y MDD | -12.81% | US#139/3,118 Sec#60/245 |
| Trading | ||
| Volume | 74,673 shares | US#3,008/3,118 Sec#218/245 |
| Trading Value | $4M | US#2,790/3,118 Sec#203/245 |
| Per Share | ||
| EPS | $3.87 | US#876/3,118 Sec#98/245 |
| BPS | $35.74 | US#730/3,118 Sec#105/245 |
Company Info
HomeTrust Bancshares, Inc. serves as the holding company for HomeTrust Bank, providing a comprehensive array of retail and commercial banking products and services. Its deposit offerings include savings, money market, and demand accounts, along with certificates of deposit, catering to individuals, businesses, and nonprofit organizations. The company's lending activities encompass various retail consumer loans, such as financing for one-to-four-family real estate, home equity lines of credit, construction and land/lot acquisition, indirect auto loans, and general consumer credit. For commercial clients, it offers loans for commercial real estate, construction and development, and industrial purposes. Additionally, the company provides specialized financial services like Small Business Administration loans, equipment finance leases, indirect automobile loans, and municipal leases, alongside cash management and online/mobile banking capabilities. As of June 30, 2021, HomeTrust Bancshares, Inc. managed 41 branches spread across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. The company was established in 1926 and maintains its principal office in Asheville, North Carolina.