HomeTrust Bancshares, Inc.
Financials
Valuation Metrics
HomeTrust Bancshares, Inc.'s Market Cap is $790M. At end of 2025 it was $727M. Ranked #2597 of 3,121 in US market (top 83%), #1502 of 1,658 on NYSE (top 91%), #200 of 248 in Banks (top 81%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $790M | US#2,597/3,121 Sec#200/248 |
| Revenue | $217M | US#2,559/3,121 Sec#177/248 |
| Net Income | $65M | US#1,787/3,121 Sec#183/248 |
| Total Assets | $4.44B | US#1,515/3,121 Sec#212/248 |
| Net Assets | $601M | US#2,108/3,121 Sec#194/248 |
| Employees | 574 | US#2,229/3,121 Sec#179/248 |
| Value | ||
| P/E | 12.16x | US#534/3,121 Sec#112/248 |
| P/B | 1.32x | US#702/3,121 Sec#130/248 |
| PEG | 1.21x | US#910/3,121 Sec#132/248 |
| P/S | 3.65x | US#1,977/3,121 Sec#130/248 |
| EV/EBITDA | 6.11x | US#271/3,121 Sec#23/248 |
| FCF Yield | 12.01% | US#422/3,121 Sec#52/248 |
| Profitability | ||
| ROE | 10.83% | US#1,282/3,121 Sec#114/248 |
| ROA | 1.46% | US#1,792/3,121 Sec#59/248 |
| Op. Margin | 37.54% | US#339/3,121 Sec#94/248 |
| Revenue Growth | 4.44% | US#1,864/3,121 Sec#156/248 |
| Earnings Growth | 10.07% | US#1,079/3,121 Sec#138/248 |
| Financial Health | ||
| Debt Ratio | 639.31% | US#2,468/3,121 Sec#37/248 |
| Total Debt | $175M | US#2,291/3,121 Sec#194/248 |
| FCF | $95M | US#1,753/3,121 Sec#151/248 |
| Cash | $273M | US#1,490/3,121 Sec#133/248 |
| Current Ratio | 0.12x | US#2,952/3,121 Sec#194/248 |
| Net Debt/EBITDA | -0.86x | US#309/3,121 Sec#42/248 |
| Dividend | ||
| Div. Yield | 1.13% | US#1,264/3,121 Sec#196/248 |
| Div. Growth | 9.34% | US#557/3,121 Sec#84/248 |
| Performance | ||
| 1Y Return | 10.44% | US#1,312/3,121 Sec#165/248 |
| 1M Return | -0.14% | US#1,080/3,121 Sec#66/248 |
| From 52W High | -10.41% | US#725/3,121 Sec#170/248 |
| 1Y MDD | -10.43% | US#55/3,121 Sec#17/248 |
| Trading | ||
| Volume | 192,293 shares | US#2,682/3,121 Sec#151/248 |
| Trading Value | $9M | US#2,419/3,121 Sec#149/248 |
| Per Share | ||
| EPS | $3.87 | US#877/3,121 Sec#99/248 |
| BPS | $35.74 | US#735/3,121 Sec#106/248 |
Company Info
HomeTrust Bancshares, Inc. serves as the holding company for HomeTrust Bank, providing a comprehensive array of retail and commercial banking products and services. Its deposit offerings include savings, money market, and demand accounts, along with certificates of deposit, catering to individuals, businesses, and nonprofit organizations. The company's lending activities encompass various retail consumer loans, such as financing for one-to-four-family real estate, home equity lines of credit, construction and land/lot acquisition, indirect auto loans, and general consumer credit. For commercial clients, it offers loans for commercial real estate, construction and development, and industrial purposes. Additionally, the company provides specialized financial services like Small Business Administration loans, equipment finance leases, indirect automobile loans, and municipal leases, alongside cash management and online/mobile banking capabilities. As of June 30, 2021, HomeTrust Bancshares, Inc. managed 41 branches spread across North Carolina, Upstate South Carolina, East Tennessee, and Southwest Virginia. The company was established in 1926 and maintains its principal office in Asheville, North Carolina.