로딩 중…
StockDiggingStockDigging

Heritage Insurance Holdings, Inc.

HRTG· NYSE
$34.48-2.65%
2026-09-18

Financials

Valuation Metrics

Heritage Insurance Holdings, Inc.'s Market Cap is $1.04B. At end of 2025 it was $904M. Ranked #2439 of 3,121 in US market (top 78%), #1449 of 1,658 on NYSE (top 87%), #80 of 93 in Insurance (top 86%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$1.04B
Revenue$782M
Net Income$215M
Total Assets$2.45B
Net Assets$568M
Employees542
Value
P/E4.85x
P/B1.84x
PEG0.05x
P/S1.34x
EV/EBITDA1.78x
FCF Yield28.99%
Profitability
ROE37.92%
ROA8.80%
Op. Margin36.77%
Revenue Growth-7.12%
Earnings Growth101.31%
Financial Health
Debt Ratio330.40%
Total Debt$92M
FCF$303M
Cash$588M
Current Ratio255.74x
Net Debt/EBITDA-1.61x
Performance
1Y Return35.59%
1M Return3.45%
From 52W High-5.53%
1Y MDD-32.95%
Trading
Volume254,224 shares
Trading Value$9M
Per Share
EPS$7.11
BPS$18.75

Company Info

CEO Ernesto Jose Garateix
Employees 542
HQ Tampa, US

Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.