Heritage Financial Corporation
Financials
Valuation Metrics
Heritage Financial Corporation's Market Cap is $1.24B. At end of 2025 it was $796M. Ranked #2368 of 3,111 in US market (top 76%), #947 of 1,445 on NASDAQ (top 66%), #163 of 249 in Banks (top 65%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.24B | US#2,368/3,111 Sec#163/249 |
| Revenue | $354M | US#2,487/3,111 Sec#179/249 |
| Net Income | $73M | US#1,727/3,111 Sec#170/249 |
| Total Assets | $8.50B | US#1,083/3,111 Sec#158/249 |
| Net Assets | $1.12B | US#1,704/3,111 Sec#150/249 |
| Employees | 728 | US#1,312/3,111 Sec#91/249 |
| Value | ||
| P/E | 17.05x | US#816/3,111 Sec#186/249 |
| P/B | 1.11x | US#442/3,111 Sec#50/249 |
| PEG | 0.47x | US#537/3,111 Sec#80/249 |
| P/S | 3.49x | US#1,944/3,111 Sec#196/249 |
| EV/EBITDA | 13.71x | US#1,297/3,111 Sec#150/249 |
| FCF Yield | 6.49% | US#979/3,111 Sec#154/249 |
| Profitability | ||
| ROE | 6.50% | US#1,711/3,111 Sec#210/249 |
| ROA | 0.85% | US#2,018/3,111 Sec#180/249 |
| Op. Margin | 23.73% | US#713/3,111 Sec#139/249 |
| Revenue Growth | 22.27% | US#679/3,111 Sec#38/249 |
| Earnings Growth | 36.20% | US#671/3,111 Sec#67/249 |
| Financial Health | ||
| Debt Ratio | 661.72% | US#2,520/3,111 Sec#48/249 |
| Total Debt | $42M | US#2,607/3,111 Sec#231/249 |
| FCF | $80M | US#1,769/3,111 Sec#157/249 |
| Cash | $98M | US#2,229/3,111 Sec#183/249 |
| Current Ratio | 339.27x | US#16/3,111 Sec#7/249 |
| Net Debt/EBITDA | -0.65x | US#396/3,111 Sec#65/249 |
| Dividend | ||
| Div. Yield | 2.64% | US#701/3,111 Sec#90/249 |
| Div. Growth | 4.28% | US#865/3,111 Sec#126/249 |
| Payout Ratio | 48.98% | US#16/3,111 Sec#4/249 |
| Performance | ||
| 1Y Return | 39.82% | US#1,000/3,111 Sec#111/249 |
| 1M Return | 1.04% | US#1,745/3,111 Sec#186/249 |
| From 52W High | -3.97% | US#501/3,111 Sec#164/249 |
| 1Y MDD | -14.76% | US#295/3,111 Sec#81/249 |
| Trading | ||
| Volume | 381,173 shares | US#2,332/3,111 Sec#119/249 |
| Trading Value | $11M | US#2,316/3,111 Sec#154/249 |
| Per Share | ||
| EPS | $1.96 | US#1,286/3,111 Sec#169/249 |
| BPS | $27.13 | US#946/3,111 Sec#153/249 |
Company Info
Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company also offers commercial business loans, including lines of credit, term equipment financing and term owner-occupied, and non-owner occupied CRE loans; real estate construction and land development loans, as well as residential construction loans, and commercial and multifamily construction loans; residential real estate loans; and originate loans that are guaranteed by the U.S. SBA, and secured and unsecured consumer loans and lines of credit. In addition, it provides investment advice, online banking, online statements, mobile banking with mobile deposit, Visa debit cards, and access. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.