Heritage Financial Corporation
Financials
Valuation Metrics
Heritage Financial Corporation's Market Cap is $1.21B. At end of 2025 it was $796M. Ranked #2319 of 3,118 in US market (top 74%), #932 of 1,474 on NASDAQ (top 63%), #163 of 245 in Banks (top 67%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.21B | US#2,319/3,118 Sec#163/245 |
| Revenue | $272M | US#2,463/3,118 Sec#149/245 |
| Net Income | $78M | US#1,720/3,118 Sec#169/245 |
| Total Assets | $8.43B | US#1,084/3,118 Sec#159/245 |
| Net Assets | $1.11B | US#1,693/3,118 Sec#151/245 |
| Employees | 728 | US#2,108/3,118 Sec#156/245 |
| Value | ||
| P/E | 15.47x | US#781/3,118 Sec#187/245 |
| P/B | 1.09x | US#465/3,118 Sec#57/245 |
| PEG | 0.27x | US#384/3,118 Sec#33/245 |
| P/S | 4.43x | US#2,162/3,118 Sec#182/245 |
| EV/EBITDA | 26.45x | US#2,118/3,118 Sec#214/245 |
| FCF Yield | 6.95% | US#969/3,118 Sec#160/245 |
| Profitability | ||
| ROE | 7.02% | US#1,673/3,118 Sec#213/245 |
| ROA | 0.92% | US#2,006/3,118 Sec#178/245 |
| Op. Margin | 17.33% | US#1,044/3,118 Sec#191/245 |
| Revenue Growth | 20.46% | US#662/3,118 Sec#47/245 |
| Earnings Growth | 57.44% | US#443/3,118 Sec#26/245 |
| Financial Health | ||
| Debt Ratio | 659.72% | US#2,478/3,118 Sec#48/245 |
| Total Debt | $189M | US#2,256/3,118 Sec#191/245 |
| FCF | $84M | US#1,796/3,118 Sec#160/245 |
| Cash | $103M | US#2,215/3,118 Sec#178/245 |
| Current Ratio | 0.76x | US#2,546/3,118 Sec#82/245 |
| Net Debt/EBITDA | 1.77x | US#1,246/3,118 Sec#125/245 |
| Dividend | ||
| Div. Yield | 2.85% | US#626/3,118 Sec#83/245 |
| Div. Growth | 4.28% | US#869/3,118 Sec#127/245 |
| Payout Ratio | 48.98% | US#16/3,118 Sec#4/245 |
| Performance | ||
| 1Y Return | 34.43% | US#889/3,118 Sec#102/245 |
| 1M Return | 3.91% | US#1,451/3,118 Sec#125/245 |
| From 52W High | -6.43% | US#710/3,118 Sec#119/245 |
| 1Y MDD | -13.98% | US#208/3,118 Sec#83/245 |
| Trading | ||
| Volume | 237,773 shares | US#2,659/3,118 Sec#141/245 |
| Trading Value | $7M | US#2,578/3,118 Sec#176/245 |
| Per Share | ||
| EPS | $1.89 | US#1,374/3,118 Sec#180/245 |
| BPS | $26.92 | US#982/3,118 Sec#154/245 |
Company Info
Heritage Financial Corporation operates as the bank holding company for Heritage Bank that provides various financial services to small and medium sized businesses and its owners in the United States. It accepts various deposit products, such as noninterest demand deposits, interest bearing demand deposits, money market accounts, savings accounts, personal checking accounts, and certificates of deposit. The company also offers commercial business loans, including lines of credit, term equipment financing and term owner-occupied, and non-owner occupied CRE loans; real estate construction and land development loans, as well as residential construction loans, and commercial and multifamily construction loans; residential real estate loans; and originate loans that are guaranteed by the U.S. SBA, and secured and unsecured consumer loans and lines of credit. In addition, it provides investment advice, online banking, online statements, mobile banking with mobile deposit, Visa debit cards, and access. The company was formerly known as Heritage Financial Corporation, M.H.C. and changed its name to Heritage Financial Corporation in 1998. Heritage Financial Corporation was founded in 1927 and is headquartered in Olympia, Washington.