HCI Group, Inc.
Financials
Valuation Metrics
HCI Group, Inc.'s Market Cap is $2.51B. At end of 2025 it was $2.18B. Ranked #1834 of 3,116 in US market (top 59%), #1172 of 1,644 on NYSE (top 71%), #69 of 93 in Insurance (top 74%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.51B | US#1,834/3,116 Sec#69/93 |
| Revenue | $952M | US#1,891/3,116 Sec#74/93 |
| Net Income | $310M | US#1,074/3,116 Sec#56/93 |
| Total Assets | $2.65B | US#1,891/3,116 Sec#74/93 |
| Net Assets | $1.08B | US#1,706/3,116 Sec#65/93 |
| Employees | 594 | US#2,196/3,116 Sec#71/93 |
| Value | ||
| P/E | 8.07x | US#188/3,116 Sec#20/93 |
| P/B | 2.32x | US#1,424/3,116 Sec#64/93 |
| PEG | 0.07x | US#156/3,116 Sec#13/93 |
| P/S | 2.63x | US#1,519/3,116 Sec#67/93 |
| EV/EBITDA | 3.58x | US#74/3,116 Sec#9/93 |
| FCF Yield | 16.38% | US#236/3,116 Sec#32/93 |
| Profitability | ||
| ROE | 28.74% | US#323/3,116 Sec#11/93 |
| ROA | 11.72% | US#362/3,116 Sec#5/93 |
| Op. Margin | 48.41% | US#142/3,116 Sec#7/93 |
| Revenue Growth | 22.75% | US#596/3,116 Sec#16/93 |
| Earnings Growth | 115.37% | US#260/3,116 Sec#13/93 |
| Financial Health | ||
| Debt Ratio | 136.07% | US#1,387/3,116 Sec#17/93 |
| Total Debt | $67M | US#2,538/3,116 Sec#82/93 |
| FCF | $410M | US#985/3,116 Sec#59/93 |
| Cash | $877M | US#751/3,116 Sec#37/93 |
| Net Debt/EBITDA | -1.71x | US#200/3,116 Sec#9/93 |
| Dividend | ||
| Div. Yield | 1.18% | US#1,220/3,116 Sec#55/93 |
| Div. Growth | 1.91% | US#1,065/3,116 Sec#51/93 |
| Performance | ||
| 1Y Return | -0.78% | US#1,864/3,116 Sec#68/93 |
| 1M Return | 9.32% | US#540/3,116 Sec#21/93 |
| From 52W High | -3.46% | US#459/3,116 Sec#31/93 |
| 1Y MDD | -27.38% | US#1,114/3,116 Sec#60/93 |
| Trading | ||
| Volume | 185,486 shares | US#2,982/3,116 Sec#87/93 |
| Trading Value | $37M | US#2,032/3,116 Sec#59/93 |
| Per Share | ||
| EPS | $24.95 | US#66/3,116 Sec#10/93 |
| BPS | $86.82 | US#154/3,116 Sec#21/93 |
Company Info
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.