HCI Group, Inc.
Financials
Valuation Metrics
HCI Group, Inc.'s Market Cap is $2.29B. At end of 2025 it was $2.18B. Ranked #1964 of 3,112 in US market (top 63%), #1224 of 1,667 on NYSE (top 73%), #70 of 94 in Insurance (top 74%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.29B | US#1,964/3,112 Sec#70/94 |
| Revenue | $927M | US#1,980/3,112 Sec#75/94 |
| Net Income | $303M | US#1,064/3,112 Sec#56/94 |
| Total Assets | $2.61B | US#1,888/3,112 Sec#74/94 |
| Net Assets | $1.09B | US#1,723/3,112 Sec#65/94 |
| Employees | 594 | US#1,344/3,112 Sec#53/94 |
| Value | ||
| P/E | 7.55x | US#126/3,112 Sec#20/94 |
| P/B | 2.10x | US#1,248/3,112 Sec#60/94 |
| PEG | 1.41x | US#944/3,112 Sec#49/94 |
| P/S | 2.47x | US#1,496/3,112 Sec#66/94 |
| EV/EBITDA | 2.90x | US#48/3,112 Sec#5/94 |
| FCF Yield | 18.81% | US#156/3,112 Sec#25/94 |
| Profitability | ||
| ROE | 27.80% | US#342/3,112 Sec#13/94 |
| ROA | 11.59% | US#342/3,112 Sec#5/94 |
| Op. Margin | 47.91% | US#132/3,112 Sec#9/94 |
| Revenue Growth | 11.90% | US#1,147/3,112 Sec#36/94 |
| Earnings Growth | 5.34% | US#1,266/3,112 Sec#56/94 |
| Financial Health | ||
| Debt Ratio | 131.62% | US#1,352/3,112 Sec#15/94 |
| Total Debt | $68M | US#2,482/3,112 Sec#82/94 |
| FCF | $430M | US#932/3,112 Sec#56/94 |
| Cash | $1.01B | US#688/3,112 Sec#37/94 |
| Current Ratio | 1.07x | US#2,184/3,112 Sec#43/94 |
| Net Debt/EBITDA | -2.05x | US#174/3,112 Sec#4/94 |
| Dividend | ||
| Div. Yield | 1.27% | US#1,178/3,112 Sec#52/94 |
| Div. Growth | 1.91% | US#1,066/3,112 Sec#50/94 |
| Performance | ||
| 1Y Return | 29.95% | US#1,223/3,112 Sec#29/94 |
| 1M Return | -1.93% | US#1,905/3,112 Sec#63/94 |
| From 52W High | -14.49% | US#1,377/3,112 Sec#68/94 |
| 1Y MDD | -27.46% | US#1,188/3,112 Sec#59/94 |
| Trading | ||
| Volume | 255,198 shares | US#2,510/3,112 Sec#63/94 |
| Trading Value | $45M | US#1,433/3,112 Sec#41/94 |
| Per Share | ||
| EPS | $26.23 | US#45/3,112 Sec#8/94 |
| BPS | $91.32 | US#127/3,112 Sec#18/94 |
Company Info
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.