HCI Group, Inc.
Financials
Valuation Metrics
HCI Group, Inc.'s Market Cap is $2.34B. At end of 2025 it was $2.18B. Ranked #1921 of 3,121 in US market (top 62%), #1201 of 1,658 on NYSE (top 72%), #69 of 93 in Insurance (top 74%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $2.34B | US#1,921/3,121 Sec#69/93 |
| Revenue | $952M | US#1,910/3,121 Sec#75/93 |
| Net Income | $310M | US#1,081/3,121 Sec#57/93 |
| Total Assets | $2.65B | US#1,897/3,121 Sec#74/93 |
| Net Assets | $1.08B | US#1,718/3,121 Sec#65/93 |
| Employees | 594 | US#2,206/3,121 Sec#71/93 |
| Value | ||
| P/E | 7.53x | US#165/3,121 Sec#19/93 |
| P/B | 2.16x | US#1,343/3,121 Sec#62/93 |
| PEG | 0.07x | US#153/3,121 Sec#14/93 |
| P/S | 2.45x | US#1,480/3,121 Sec#66/93 |
| EV/EBITDA | 3.22x | US#59/3,121 Sec#7/93 |
| FCF Yield | 17.56% | US#206/3,121 Sec#29/93 |
| Profitability | ||
| ROE | 28.74% | US#325/3,121 Sec#12/93 |
| ROA | 11.72% | US#360/3,121 Sec#5/93 |
| Op. Margin | 48.41% | US#140/3,121 Sec#7/93 |
| Revenue Growth | 22.75% | US#605/3,121 Sec#16/93 |
| Earnings Growth | 115.37% | US#270/3,121 Sec#14/93 |
| Financial Health | ||
| Debt Ratio | 136.07% | US#1,394/3,121 Sec#16/93 |
| Total Debt | $67M | US#2,549/3,121 Sec#82/93 |
| FCF | $410M | US#982/3,121 Sec#60/93 |
| Cash | $877M | US#751/3,121 Sec#37/93 |
| Net Debt/EBITDA | -1.71x | US#195/3,121 Sec#9/93 |
| Dividend | ||
| Div. Yield | 1.27% | US#1,199/3,121 Sec#53/93 |
| Div. Growth | 1.91% | US#1,071/3,121 Sec#51/93 |
| Performance | ||
| 1Y Return | 1.92% | US#1,671/3,121 Sec#54/93 |
| 1M Return | 2.63% | US#809/3,121 Sec#25/93 |
| From 52W High | -10.31% | US#762/3,121 Sec#49/93 |
| 1Y MDD | -27.46% | US#1,233/3,121 Sec#64/93 |
| Trading | ||
| Volume | 176,423 shares | US#2,920/3,121 Sec#87/93 |
| Trading Value | $33M | US#1,954/3,121 Sec#59/93 |
| Per Share | ||
| EPS | $24.95 | US#67/3,121 Sec#10/93 |
| BPS | $86.82 | US#152/3,121 Sec#22/93 |
Company Info
HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments. It provides homeowners' property and casualty insurance products; claim adjusting and processing services; turnkey insurance technology and operations solutions to property and casualty insurance carriers and its agents through the Exzeo platform; and SAMSTM, a web-based system designed to automate and streamline the process of managing insurance policies. The company also offers Harmony, a policy administration platform; ClaimColony, an end-to-end claims management platform; AtlasViewer, a mapping and data visualization platform. In addition, it is involved in reciprocal exchange operations; and developing and operating commercial properties for investment purposes. The company was formerly known as Homeowners Choice, Inc. and changed its name to HCI Group, Inc. in May 2013. HCI Group, Inc. was incorporated in 2006 and is headquartered in Tampa, Florida.