German American Bancorp, Inc.
Financials
Valuation Metrics
German American Bancorp, Inc.'s Market Cap is $1.89B. At end of 2025 it was $1.47B. Ranked #2034 of 3,118 in US market (top 65%), #771 of 1,474 on NASDAQ (top 52%), #133 of 245 in Banks (top 54%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.89B | US#2,034/3,118 Sec#133/245 |
| Revenue | $386M | US#2,341/3,118 Sec#127/245 |
| Net Income | $142M | US#1,463/3,118 Sec#129/245 |
| Total Assets | $8.44B | US#1,082/3,118 Sec#157/245 |
| Net Assets | $1.21B | US#1,635/3,118 Sec#143/245 |
| Employees | 984 | US#1,986/3,118 Sec#134/245 |
| Value | ||
| P/E | 13.29x | US#603/3,118 Sec#147/245 |
| P/B | 1.56x | US#915/3,118 Sec#174/245 |
| P/S | 4.89x | US#2,261/3,118 Sec#205/245 |
| EV/EBITDA | 9.81x | US#745/3,118 Sec#71/245 |
| FCF Yield | 9.66% | US#601/3,118 Sec#85/245 |
| Profitability | ||
| ROE | 11.73% | US#1,179/3,118 Sec#90/245 |
| ROA | 1.68% | US#1,725/3,118 Sec#36/245 |
| Op. Margin | 45.92% | US#169/3,118 Sec#31/245 |
| Financial Health | ||
| Debt Ratio | 596.62% | US#2,419/3,118 Sec#26/245 |
| Total Debt | $174M | US#2,277/3,118 Sec#195/245 |
| FCF | $182M | US#1,425/3,118 Sec#116/245 |
| Cash | $94M | US#2,264/3,118 Sec#182/245 |
| Current Ratio | 2.93x | US#802/3,118 Sec#55/245 |
| Net Debt/EBITDA | 0.40x | US#745/3,118 Sec#83/245 |
| Dividend | ||
| Div. Yield | 2.37% | US#780/3,118 Sec#129/245 |
| Div. Growth | 35.90% | US#157/3,118 Sec#22/245 |
| Performance | ||
| 1Y Return | 30.40% | US#962/3,118 Sec#116/245 |
| 1M Return | 1.73% | US#1,630/3,118 Sec#155/245 |
| From 52W High | -3.78% | US#518/3,118 Sec#74/245 |
| 1Y MDD | -11.92% | US#93/3,118 Sec#37/245 |
| Trading | ||
| Volume | 109,207 shares | US#2,849/3,118 Sec#174/245 |
| Trading Value | $5M | US#2,563/3,118 Sec#172/245 |
| Per Share | ||
| EPS | $3.78 | US#892/3,118 Sec#102/245 |
| BPS | $32.25 | US#826/3,118 Sec#123/245 |
Company Info
German American Bancorp, Inc. functions as the parent entity for German American Bank, offering a comprehensive suite of retail and commercial banking services. The company's operations are divided into three core segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment's primary activities include accepting deposits from the public and originating diverse loan types, such as consumer, commercial, agricultural, commercial and agricultural real estate, and residential mortgage loans; it also facilitates the sale of residential mortgage loans on the secondary market. Through its Wealth Management segment, the company delivers trust administration, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment is responsible for providing various personal and corporate property and casualty insurance products. By the end of 2021, the company operated 77 banking branches spanning 19 adjacent counties in southern Indiana, in addition to 14 counties in Kentucky. Founded in 1910, German American Bancorp, Inc. is headquartered in Jasper, Indiana.