FS Bancorp, Inc.
Financials
Valuation Metrics
FS Bancorp, Inc.'s Market Cap is $328M. At end of 2025 it was $310M. Ranked #2881 of 3,118 in US market (top 92%), #1291 of 1,474 on NASDAQ (top 88%), #242 of 245 in Banks (top 99%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $328M | US#2,881/3,118 Sec#242/245 |
| Revenue | $127M | US#2,629/3,118 Sec#195/245 |
| Net Income | $33M | US#1,995/3,118 Sec#226/245 |
| Total Assets | $3.18B | US#1,768/3,118 Sec#233/245 |
| Net Assets | $319M | US#2,481/3,118 Sec#236/245 |
| Employees | 593 | US#2,197/3,118 Sec#172/245 |
| Value | ||
| P/E | 9.82x | US#323/3,118 Sec#38/245 |
| P/B | 1.03x | US#421/3,118 Sec#44/245 |
| P/S | 2.57x | US#1,525/3,118 Sec#33/245 |
| EV/EBITDA | 23.60x | US#2,054/3,118 Sec#209/245 |
| FCF Yield | 29.95% | US#88/3,118 Sec#16/245 |
| Profitability | ||
| ROE | 10.46% | US#1,314/3,118 Sec#133/245 |
| ROA | 1.05% | US#1,956/3,118 Sec#148/245 |
| Op. Margin | 20.02% | US#891/3,118 Sec#183/245 |
| Revenue Growth | -12.12% | US#2,574/3,118 Sec#167/245 |
| Earnings Growth | -0.16% | US#1,298/3,118 Sec#146/245 |
| Financial Health | ||
| Debt Ratio | 896.70% | US#2,680/3,118 Sec#175/245 |
| Total Debt | $381M | US#2,005/3,118 Sec#153/245 |
| FCF | $98M | US#1,729/3,118 Sec#150/245 |
| Cash | $13M | US#2,928/3,118 Sec#231/245 |
| Current Ratio | 408.48x | US#16/3,118 Sec#5/245 |
| Net Debt/EBITDA | 12.49x | US#2,409/3,118 Sec#222/245 |
| Dividend | ||
| Div. Yield | 3.13% | US#567/3,118 Sec#60/245 |
| Div. Growth | 24.16% | US#223/3,118 Sec#38/245 |
| Performance | ||
| 1Y Return | 14.19% | US#1,331/3,118 Sec#176/245 |
| 1M Return | -0.34% | US#1,612/3,118 Sec#151/245 |
| From 52W High | -3.64% | US#341/3,118 Sec#35/245 |
| 1Y MDD | -15.59% | US#317/3,118 Sec#118/245 |
| Trading | ||
| Volume | 19,018 shares | US#3,114/3,118 Sec#242/245 |
| Trading Value | $841926.00 | US#3,046/3,118 Sec#241/245 |
| Per Share | ||
| EPS | $4.50 | US#763/3,118 Sec#80/245 |
| BPS | $43.02 | US#554/3,118 Sec#70/245 |
Company Info
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.