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FS Bancorp, Inc.

FSBW· NASDAQ
$43.87-1.06%
2026-09-18

Financials

Valuation Metrics

FS Bancorp, Inc.'s Market Cap is $325M. At end of 2025 it was $310M. Ranked #2923 of 3,121 in US market (top 94%), #1315 of 1,463 on NASDAQ (top 90%), #243 of 248 in Banks (top 98%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$325M
Revenue$156M
Net Income$33M
Total Assets$3.18B
Net Assets$319M
Employees593
Value
P/E9.75x
P/B1.02x
P/S2.08x
EV/EBITDA23.52x
FCF Yield30.17%
Profitability
ROE10.46%
ROA1.05%
Op. Margin16.36%
Revenue Growth6.64%
Earnings Growth-0.16%
Financial Health
Debt Ratio896.70%
Total Debt$381M
FCF$98M
Cash$13M
Current Ratio408.48x
Net Debt/EBITDA12.49x
Dividend
Div. Yield3.15%
Div. Growth24.16%
Performance
1Y Return3.59%
1M Return2.45%
From 52W High-4.32%
1Y MDD-15.59%
Trading
Volume68,211 shares
Trading Value$3M
Per Share
EPS$4.50
BPS$43.02

Company Info

CEO Matthew D. Mullet
Employees 593
HQ Mountlake Terrace, US

FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.