FS Bancorp, Inc.
Financials
Valuation Metrics
FS Bancorp, Inc.'s Market Cap is $325M. At end of 2025 it was $310M. Ranked #2923 of 3,121 in US market (top 94%), #1315 of 1,463 on NASDAQ (top 90%), #243 of 248 in Banks (top 98%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $325M | US#2,923/3,121 Sec#243/248 |
| Revenue | $156M | US#2,626/3,121 Sec#195/248 |
| Net Income | $33M | US#2,011/3,121 Sec#227/248 |
| Total Assets | $3.18B | US#1,777/3,121 Sec#234/248 |
| Net Assets | $319M | US#2,496/3,121 Sec#237/248 |
| Employees | 593 | US#2,208/3,121 Sec#173/248 |
| Value | ||
| P/E | 9.75x | US#311/3,121 Sec#33/248 |
| P/B | 1.02x | US#408/3,121 Sec#38/248 |
| P/S | 2.08x | US#1,341/3,121 Sec#18/248 |
| EV/EBITDA | 23.52x | US#2,056/3,121 Sec#208/248 |
| FCF Yield | 30.17% | US#80/3,121 Sec#14/248 |
| Profitability | ||
| ROE | 10.46% | US#1,322/3,121 Sec#131/248 |
| ROA | 1.05% | US#1,967/3,121 Sec#150/248 |
| Op. Margin | 16.36% | US#1,130/3,121 Sec#204/248 |
| Revenue Growth | 6.64% | US#1,636/3,121 Sec#147/248 |
| Earnings Growth | -0.16% | US#1,306/3,121 Sec#159/248 |
| Financial Health | ||
| Debt Ratio | 896.70% | US#2,696/3,121 Sec#176/248 |
| Total Debt | $381M | US#2,017/3,121 Sec#153/248 |
| FCF | $98M | US#1,740/3,121 Sec#149/248 |
| Cash | $13M | US#2,941/3,121 Sec#232/248 |
| Current Ratio | 408.48x | US#17/3,121 Sec#5/248 |
| Net Debt/EBITDA | 12.49x | US#2,406/3,121 Sec#222/248 |
| Dividend | ||
| Div. Yield | 3.15% | US#586/3,121 Sec#62/248 |
| Div. Growth | 24.16% | US#224/3,121 Sec#38/248 |
| Performance | ||
| 1Y Return | 3.59% | US#1,537/3,121 Sec#200/248 |
| 1M Return | 2.45% | US#662/3,121 Sec#17/248 |
| From 52W High | -4.32% | US#176/3,121 Sec#20/248 |
| 1Y MDD | -15.59% | US#374/3,121 Sec#127/248 |
| Trading | ||
| Volume | 68,211 shares | US#3,094/3,121 Sec#244/248 |
| Trading Value | $3M | US#2,993/3,121 Sec#236/248 |
| Per Share | ||
| EPS | $4.50 | US#762/3,121 Sec#81/248 |
| BPS | $43.02 | US#553/3,121 Sec#70/248 |
Company Info
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.