Five Star Bancorp
Financials
Valuation Metrics
Five Star Bancorp's Market Cap is $1.10B. At end of 2025 it was $760M. Ranked #2359 of 3,114 in US market (top 76%), #953 of 1,472 on NASDAQ (top 65%), #167 of 245 in Banks (top 68%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.10B | US#2,359/3,114 Sec#167/245 |
| Revenue | $178M | US#2,572/3,114 Sec#175/245 |
| Net Income | $72M | US#1,737/3,114 Sec#173/245 |
| Total Assets | $5.38B | US#1,397/3,114 Sec#198/245 |
| Net Assets | $474M | US#2,255/3,114 Sec#212/245 |
| Employees | 233 | US#2,456/3,114 Sec#209/245 |
| Value | ||
| P/E | 15.30x | US#813/3,114 Sec#191/245 |
| P/B | 2.32x | US#1,476/3,114 Sec#229/245 |
| PEG | 0.39x | US#517/3,114 Sec#52/245 |
| P/S | 6.18x | US#2,455/3,114 Sec#231/245 |
| EV/EBITDA | 11.43x | US#1,048/3,114 Sec#105/245 |
| FCF Yield | 7.31% | US#957/3,114 Sec#155/245 |
| Profitability | ||
| ROE | 15.20% | US#877/3,114 Sec#35/245 |
| ROA | 1.34% | US#1,823/3,114 Sec#77/245 |
| Op. Margin | 54.06% | US#101/3,114 Sec#12/245 |
| Revenue Growth | 27.47% | US#463/3,114 Sec#29/245 |
| Earnings Growth | 38.80% | US#584/3,114 Sec#37/245 |
| Financial Health | ||
| Debt Ratio | 1034.95% | US#2,736/3,114 Sec#199/245 |
| Total Debt | $74M | US#2,510/3,114 Sec#228/245 |
| FCF | $80M | US#1,824/3,114 Sec#163/245 |
| Cash | $46M | US#2,606/3,114 Sec#209/245 |
| Current Ratio | 0.03x | US#2,984/3,114 Sec#207/245 |
| Net Debt/EBITDA | 0.28x | US#700/3,114 Sec#74/245 |
| Dividend | ||
| Div. Yield | 1.75% | US#1,030/3,114 Sec#177/245 |
| Div. Growth | 5.18% | US#800/3,114 Sec#114/245 |
| Performance | ||
| 1Y Return | 25.88% | US#892/3,114 Sec#108/245 |
| 1M Return | 5.95% | US#1,096/3,114 Sec#41/245 |
| From 52W High | -10.68% | US#755/3,114 Sec#136/245 |
| 1Y MDD | -14.75% | US#259/3,114 Sec#99/245 |
| Trading | ||
| Volume | 129,637 shares | US#2,583/3,114 Sec#143/245 |
| Trading Value | $6M | US#2,315/3,114 Sec#151/245 |
| Per Share | ||
| EPS | $2.93 | US#1,068/3,114 Sec#139/245 |
| BPS | $19.31 | US#1,273/3,114 Sec#187/245 |
Company Info
Five Star Bancorp serves as the holding company for Five Star Bank, delivering a full spectrum of banking products and services. The institution caters to a diverse clientele, including small and medium-sized businesses, professionals, and individual customers. Clients can access various deposit options, such as money market accounts, both interest-bearing and non-interest-bearing checking accounts, savings accounts, and time deposits. The bank's lending portfolio encompasses commercial and residential real estate loans, general commercial financing, commercial land loans, agricultural land loans, and construction loans for both commercial and residential projects, alongside consumer and other credit facilities. Additionally, it provides debit cards, remote check deposit capabilities, online and mobile banking services, and direct deposit options. Operating in Northern California, Five Star Bancorp maintains seven branch locations and two dedicated loan production offices. The company was established in 1999 and its headquarters are located in Rancho Cordova, California.