Five Star Bancorp
Financials
Valuation Metrics
Five Star Bancorp's Market Cap is $1.10B. At end of 2025 it was $760M. Ranked #2428 of 3,121 in US market (top 78%), #987 of 1,463 on NASDAQ (top 67%), #171 of 248 in Banks (top 69%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.10B | US#2,428/3,121 Sec#171/248 |
| Revenue | $178M | US#2,601/3,121 Sec#187/248 |
| Net Income | $72M | US#1,744/3,121 Sec#174/248 |
| Total Assets | $5.38B | US#1,401/3,121 Sec#199/248 |
| Net Assets | $474M | US#2,265/3,121 Sec#213/248 |
| Employees | 233 | US#2,468/3,121 Sec#210/248 |
| Value | ||
| P/E | 15.24x | US#794/3,121 Sec#188/248 |
| P/B | 2.32x | US#1,439/3,121 Sec#227/248 |
| PEG | 0.39x | US#523/3,121 Sec#59/248 |
| P/S | 6.17x | US#2,454/3,121 Sec#232/248 |
| EV/EBITDA | 11.39x | US#1,034/3,121 Sec#103/248 |
| FCF Yield | 7.34% | US#959/3,121 Sec#155/248 |
| Profitability | ||
| ROE | 15.20% | US#876/3,121 Sec#35/248 |
| ROA | 1.34% | US#1,827/3,121 Sec#77/248 |
| Op. Margin | 54.19% | US#99/3,121 Sec#14/248 |
| Revenue Growth | 26.50% | US#488/3,121 Sec#38/248 |
| Earnings Growth | 38.80% | US#598/3,121 Sec#45/248 |
| Financial Health | ||
| Debt Ratio | 1034.95% | US#2,747/3,121 Sec#200/248 |
| Total Debt | $74M | US#2,518/3,121 Sec#229/248 |
| FCF | $80M | US#1,825/3,121 Sec#162/248 |
| Cash | $46M | US#2,613/3,121 Sec#210/248 |
| Current Ratio | 0.03x | US#2,993/3,121 Sec#207/248 |
| Net Debt/EBITDA | 0.28x | US#694/3,121 Sec#76/248 |
| Dividend | ||
| Div. Yield | 1.75% | US#1,042/3,121 Sec#176/248 |
| Div. Growth | 5.18% | US#801/3,121 Sec#114/248 |
| Performance | ||
| 1Y Return | 36.14% | US#782/3,121 Sec#57/248 |
| 1M Return | -3.99% | US#1,547/3,121 Sec#155/248 |
| From 52W High | -11.04% | US#800/3,121 Sec#186/248 |
| 1Y MDD | -13.07% | US#193/3,121 Sec#61/248 |
| Trading | ||
| Volume | 218,908 shares | US#2,590/3,121 Sec#140/248 |
| Trading Value | $10M | US#2,352/3,121 Sec#141/248 |
| Per Share | ||
| EPS | $2.93 | US#1,074/3,121 Sec#140/248 |
| BPS | $19.31 | US#1,277/3,121 Sec#188/248 |
Company Info
Five Star Bancorp serves as the holding company for Five Star Bank, delivering a full spectrum of banking products and services. The institution caters to a diverse clientele, including small and medium-sized businesses, professionals, and individual customers. Clients can access various deposit options, such as money market accounts, both interest-bearing and non-interest-bearing checking accounts, savings accounts, and time deposits. The bank's lending portfolio encompasses commercial and residential real estate loans, general commercial financing, commercial land loans, agricultural land loans, and construction loans for both commercial and residential projects, alongside consumer and other credit facilities. Additionally, it provides debit cards, remote check deposit capabilities, online and mobile banking services, and direct deposit options. Operating in Northern California, Five Star Bancorp maintains seven branch locations and two dedicated loan production offices. The company was established in 1999 and its headquarters are located in Rancho Cordova, California.