First Bank
Financials
Valuation Metrics
First Bank's Market Cap is $504M. At end of 2025 it was $408M. Ranked #2771 of 3,114 in US market (top 89%), #1215 of 1,469 on NASDAQ (top 83%), #227 of 245 in Banks (top 93%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $504M | US#2,771/3,114 Sec#227/245 |
| Revenue | $152M | US#2,605/3,114 Sec#185/245 |
| Net Income | $43M | US#1,930/3,114 Sec#212/245 |
| Total Assets | $4.09B | US#1,575/3,114 Sec#216/245 |
| Net Assets | $453M | US#2,286/3,114 Sec#215/245 |
| Employees | 338 | US#2,381/3,114 Sec#195/245 |
| Value | ||
| P/E | 11.84x | US#420/3,114 Sec#68/245 |
| P/B | 1.11x | US#426/3,114 Sec#40/245 |
| P/S | 3.32x | US#1,738/3,114 Sec#59/245 |
| EV/EBITDA | 12.50x | US#1,094/3,114 Sec#109/245 |
| FCF Yield | 10.07% | US#488/3,114 Sec#63/245 |
| Profitability | ||
| ROE | 9.39% | US#1,432/3,114 Sec#167/245 |
| ROA | 1.04% | US#1,971/3,114 Sec#155/245 |
| Op. Margin | 37.15% | US#345/3,114 Sec#96/245 |
| Financial Health | ||
| Debt Ratio | 801.85% | US#2,613/3,114 Sec#128/245 |
| Total Debt | $276M | US#2,133/3,114 Sec#172/245 |
| FCF | $51M | US#1,979/3,114 Sec#191/245 |
| Cash | $37M | US#2,692/3,114 Sec#217/245 |
| Current Ratio | 0.39x | US#2,797/3,114 Sec#106/245 |
| Net Debt/EBITDA | 4.02x | US#1,832/3,114 Sec#154/245 |
| Dividend | ||
| Div. Yield | 1.48% | US#1,073/3,114 Sec#178/245 |
| Div. Growth | -0.80% | US—/3,114 Sec—/245 |
| Performance | ||
| 1Y Return | 28.68% | US#1,157/3,114 Sec#163/245 |
| 1M Return | 12.98% | US#916/3,114 Sec#26/245 |
| From 52W High | -0.12% | US#341/3,114 Sec#46/245 |
| 1Y MDD | -19.27% | US#577/3,114 Sec#184/245 |
| Trading | ||
| Volume | 57,542 shares | US#2,909/3,114 Sec#195/245 |
| Trading Value | $1M | US#2,897/3,114 Sec#235/245 |
| Per Share | ||
| EPS | $1.70 | US#1,430/3,114 Sec#187/245 |
| BPS | $18.08 | US#1,339/3,114 Sec#195/245 |
Company Info
First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.