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First Bank

FRBA· NASDAQ
$17.78-0.06%
2026-09-18

Financials

Valuation Metrics

First Bank's Market Cap is $446M. At end of 2025 it was $408M. Ranked #2839 of 3,121 in US market (top 91%), #1254 of 1,463 on NASDAQ (top 86%), #232 of 248 in Banks (top 94%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$446M
Revenue$152M
Net Income$43M
Total Assets$4.09B
Net Assets$453M
Employees338
Value
P/E10.48x
P/B0.98x
P/S2.94x
EV/EBITDA11.52x
FCF Yield11.38%
Profitability
ROE9.39%
ROA1.04%
Op. Margin37.15%
Financial Health
Debt Ratio801.85%
Total Debt$276M
FCF$51M
Cash$37M
Current Ratio0.39x
Net Debt/EBITDA4.02x
Dividend
Div. Yield1.68%
Div. Growth-0.80%
Performance
1Y Return4.90%
1M Return-1.88%
From 52W High-8.02%
1Y MDD-19.27%
Trading
Volume141,348 shares
Trading Value$2M
Per Share
EPS$1.70
BPS$18.08

Company Info

CEO Patrick L. Ryan
Employees 338
HQ Hamilton, US

First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.