First Mid Bancshares, Inc.
Financials
Valuation Metrics
First Mid Bancshares, Inc.'s Market Cap is $1.33B. At end of 2025 it was $932M. Ranked #2302 of 3,121 in US market (top 74%), #928 of 1,463 on NASDAQ (top 63%), #160 of 248 in Banks (top 65%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.33B | US#2,302/3,121 Sec#160/248 |
| Revenue | $383M | US#2,368/3,121 Sec#133/248 |
| Net Income | $100M | US#1,622/3,121 Sec#151/248 |
| Total Assets | $9.21B | US#1,037/3,121 Sec#153/248 |
| Net Assets | $1.10B | US#1,709/3,121 Sec#153/248 |
| Employees | 1,316 | US#1,890/3,121 Sec#120/248 |
| Value | ||
| P/E | 13.27x | US#636/3,121 Sec#146/248 |
| P/B | 1.21x | US#600/3,121 Sec#100/248 |
| PEG | 0.70x | US#738/3,121 Sec#104/248 |
| P/S | 3.47x | US#1,909/3,121 Sec#105/248 |
| EV/EBITDA | 18.04x | US#1,787/3,121 Sec#180/248 |
| FCF Yield | 9.28% | US#682/3,121 Sec#102/248 |
| Profitability | ||
| ROE | 9.10% | US#1,471/3,121 Sec#176/248 |
| ROA | 1.09% | US#1,949/3,121 Sec#143/248 |
| Op. Margin | 19.24% | US#960/3,121 Sec#193/248 |
| Revenue Growth | 13.51% | US#1,007/3,121 Sec#90/248 |
| Earnings Growth | 18.99% | US#884/3,121 Sec#100/248 |
| Financial Health | ||
| Debt Ratio | 735.94% | US#2,562/3,121 Sec#86/248 |
| Total Debt | $612M | US#1,777/3,121 Sec#124/248 |
| FCF | $124M | US#1,650/3,121 Sec#137/248 |
| Cash | $304M | US#1,403/3,121 Sec#125/248 |
| Current Ratio | 0.21x | US#2,898/3,121 Sec#161/248 |
| Net Debt/EBITDA | 3.39x | US#1,714/3,121 Sec#146/248 |
| Dividend | ||
| Div. Yield | 1.84% | US#1,011/3,121 Sec#169/248 |
| Div. Growth | 4.58% | US#841/3,121 Sec#122/248 |
| Performance | ||
| 1Y Return | 23.59% | US#970/3,121 Sec#99/248 |
| 1M Return | -0.26% | US#1,322/3,121 Sec#112/248 |
| From 52W High | -6.33% | US#395/3,121 Sec#90/248 |
| 1Y MDD | -12.56% | US#163/3,121 Sec#53/248 |
| Trading | ||
| Volume | 374,196 shares | US#2,970/3,121 Sec#200/248 |
| Trading Value | $19M | US#2,736/3,121 Sec#198/248 |
| Per Share | ||
| EPS | $3.77 | US#897/3,121 Sec#104/248 |
| BPS | $41.39 | US#592/3,121 Sec#84/248 |
Company Info
First Mid Bancshares, Inc. (FMBH) functions as a financial holding company, delivering a broad spectrum of community banking solutions to commercial, retail, and agricultural clients throughout the United States. The institution facilitates various deposit accounts, including checking, savings, money market, and certificates of deposit. Its comprehensive lending suite encompasses financing for commercial real estate, industrial operations, agricultural endeavors (including related real estate), residential properties, and consumer needs. Furthermore, it extends credit to municipalities for community development projects, such as infrastructure enhancements or equipment procurement. Beyond its core banking activities, First Mid Bancshares offers specialized wealth management services. These include estate planning, investment guidance, and farm management and brokerage services for individuals, alongside employee benefit programs for businesses. The company also provides a range of insurance products, featuring property and casualty, senior-specific plans, and group medical coverage for corporate clients, in addition to personal lines for individuals. Geographically, First Mid Bancshares maintains a substantial footprint, operating 52 banking branches across Illinois, 14 offices in Missouri, and a dedicated loan production facility in Indiana. Founded in 1865, the company is based in Mattoon, Illinois. It was previously known as First Mid-Illinois Bancshares, Inc., before rebranding to its current name in April 2019.