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Farmers & Merchants Bancorp Inc. Common Stock

FMAO· NASDAQ
$35.67-0.31%
2026-09-17

Financials

Valuation Metrics

Farmers & Merchants Bancorp Inc. Common Stock's Market Cap is $491M. At end of 2025 it was $339M. Ranked #2802 of 3,121 in US market (top 90%), #1228 of 1,463 on NASDAQ (top 84%), #228 of 248 in Banks (top 92%) by Market Cap.

Investment Metrics(as of 2026-09-18)

MetricValue
Size
Market Cap$491M
Revenue$131M
Net Income$40M
Total Assets$3.50B
Net Assets$385M
Employees474
Value
P/E12.27x
P/B1.28x
PEG0.35x
P/S3.76x
EV/EBITDA9.75x
FCF Yield8.76%
Profitability
ROE10.40%
ROA1.14%
Op. Margin39.21%
Revenue Growth19.15%
Earnings Growth35.40%
Financial Health
Debt Ratio810.31%
Total Debt$218M
FCF$43M
Cash$156M
Current Ratio11.41x
Net Debt/EBITDA1.10x
Dividend
Div. Yield2.51%
Div. Growth1.37%
Performance
1Y Return38.20%
1M Return2.41%
From 52W High-1.16%
1Y MDD-17.92%
Trading
Volume41,337 shares
Trading Value$1M
Per Share
EPS$2.91
BPS$27.94

Company Info

CEO Lars Eller
Employees 474
HQ Archbold, US

Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.