Farmers & Merchants Bancorp Inc. Common Stock
Financials
Valuation Metrics
Farmers & Merchants Bancorp Inc. Common Stock's Market Cap is $491M. At end of 2025 it was $339M. Ranked #2802 of 3,121 in US market (top 90%), #1228 of 1,463 on NASDAQ (top 84%), #228 of 248 in Banks (top 92%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $491M | US#2,802/3,121 Sec#228/248 |
| Revenue | $131M | US#2,653/3,121 Sec#206/248 |
| Net Income | $40M | US#1,962/3,121 Sec#218/248 |
| Total Assets | $3.50B | US#1,708/3,121 Sec#226/248 |
| Net Assets | $385M | US#2,399/3,121 Sec#224/248 |
| Employees | 474 | US#2,297/3,121 Sec#189/248 |
| Value | ||
| P/E | 12.27x | US#542/3,121 Sec#116/248 |
| P/B | 1.28x | US#666/3,121 Sec#117/248 |
| PEG | 0.35x | US#480/3,121 Sec#54/248 |
| P/S | 3.76x | US#2,014/3,121 Sec#140/248 |
| EV/EBITDA | 9.75x | US#776/3,121 Sec#75/248 |
| FCF Yield | 8.76% | US#748/3,121 Sec#116/248 |
| Profitability | ||
| ROE | 10.40% | US#1,334/3,121 Sec#136/248 |
| ROA | 1.14% | US#1,925/3,121 Sec#132/248 |
| Op. Margin | 39.21% | US#292/3,121 Sec#79/248 |
| Revenue Growth | 19.15% | US#726/3,121 Sec#59/248 |
| Earnings Growth | 35.40% | US#634/3,121 Sec#57/248 |
| Financial Health | ||
| Debt Ratio | 810.31% | US#2,635/3,121 Sec#135/248 |
| Total Debt | $218M | US#2,228/3,121 Sec#183/248 |
| FCF | $43M | US#2,037/3,121 Sec#201/248 |
| Cash | $156M | US#1,931/3,121 Sec#161/248 |
| Current Ratio | 11.41x | US#221/3,121 Sec#33/248 |
| Net Debt/EBITDA | 1.10x | US#1,002/3,121 Sec#105/248 |
| Dividend | ||
| Div. Yield | 2.51% | US#776/3,121 Sec#116/248 |
| Div. Growth | 1.37% | US#1,114/3,121 Sec#164/248 |
| Performance | ||
| 1Y Return | 38.20% | US#745/3,121 Sec#52/248 |
| 1M Return | 2.41% | US#685/3,121 Sec#19/248 |
| From 52W High | -1.16% | US#61/3,121 Sec#1/248 |
| 1Y MDD | -17.92% | US#547/3,121 Sec#169/248 |
| Trading | ||
| Volume | 41,337 shares | US#3,064/3,121 Sec#233/248 |
| Trading Value | $1M | US#2,961/3,121 Sec#233/248 |
| Per Share | ||
| EPS | $2.91 | US#1,081/3,121 Sec#143/248 |
| BPS | $27.94 | US#952/3,121 Sec#150/248 |
Company Info
Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.