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Farmers & Merchants Bancorp Inc. Common Stock

FMAO· NASDAQ
$36.39-1.94%
2026-10-30

Financials

Valuation Metrics

Farmers & Merchants Bancorp Inc. Common Stock's Market Cap is $501M. At end of 2025 it was $338M. Ranked #2742 of 3,116 in US market (top 88%), #1195 of 1,472 on NASDAQ (top 81%), #224 of 245 in Banks (top 91%) by Market Cap.

Investment Metrics(as of 2026-10-30)

MetricValue
Size
Market Cap$501M
Revenue$133M
Net Income$43M
Total Assets$3.60B
Net Assets$387M
Employees474
Value
P/E11.73x
P/B1.29x
PEG0.35x
P/S3.76x
EV/EBITDA6.72x
FCF Yield9.42%
Profitability
ROE11.04%
ROA1.19%
Op. Margin40.59%
Revenue Growth15.77%
Earnings Growth33.89%
Financial Health
Debt Ratio830.16%
Total Debt$218M
FCF$47M
Cash$206M
Current Ratio0.22x
Net Debt/EBITDA0.16x
Dividend
Div. Yield1.86%
Div. Growth1.37%
Performance
1Y Return53.74%
1M Return5.11%
From 52W High-3.22%
1Y MDD-17.92%
Trading
Volume37,481 shares
Trading Value$1M
Per Share
EPS$3.10
BPS$28.10

Company Info

CEO Lars Eller
Employees 474
HQ Archbold, US

Farmers & Merchants Bancorp, Inc. functions as the holding company for The Farmers & Merchants State Bank, offering a broad spectrum of commercial banking solutions. The bank serves individual customers and small businesses throughout northwest Ohio and northeast Indiana. Its offerings include various deposit accounts such as checking, savings, and time deposits, along with custodial services for Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs). The company's lending products are extensive, covering commercial, agricultural, and residential mortgages. Specifically, it provides financing for agricultural land, farm equipment, livestock, and operational expenses like seeds and fertilizers. Consumer loans are available for home improvements, vehicles (automobiles, trucks, recreational vehicles, and motorcycles), and credit cards. Additionally, it offers commercial real estate loans, including lines of credit and machinery purchase financing. For customer convenience, Farmers & Merchants Bancorp, Inc. provides Automated Teller Machine (ATM) and Interactive Teller Machine (ITM) access. It also supports digital banking through online and mobile platforms, remote deposit capture, and merchant credit card processing. Electronic transaction services, such as wire transfers and Automated Clearing House (ACH) file transmissions, are also available. The company was founded in 1897 and is headquartered in Archbold, Ohio.