First Financial Bancorp.
Financials
Valuation Metrics
First Financial Bancorp.'s Market Cap is $3.40B. At end of 2025 it was $2.35B. Ranked #1605 of 3,115 in US market (top 52%), #559 of 1,471 on NASDAQ (top 38%), #97 of 245 in Banks (top 40%) by Market Cap.
Investment Metrics(as of 2026-10-30)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $3.40B | US#1,605/3,115 Sec#97/245 |
| Revenue | $968M | US#1,885/3,115 Sec#80/245 |
| Net Income | $285M | US#1,113/3,115 Sec#94/245 |
| Total Assets | $22.44B | US#574/3,115 Sec#100/245 |
| Net Assets | $2.99B | US#971/3,115 Sec#98/245 |
| Employees | 2,199 | US#1,622/3,115 Sec#92/245 |
| Value | ||
| P/E | 11.91x | US#522/3,115 Sec#109/245 |
| P/B | 1.14x | US#559/3,115 Sec#76/245 |
| PEG | 0.61x | US#681/3,115 Sec#89/245 |
| P/S | 3.51x | US#1,936/3,115 Sec#107/245 |
| EV/EBITDA | 8.69x | US#623/3,115 Sec#53/245 |
| FCF Yield | 22.65% | US#147/3,115 Sec#21/245 |
| Profitability | ||
| ROE | 9.55% | US#1,415/3,115 Sec#164/245 |
| ROA | 1.27% | US#1,858/3,115 Sec#95/245 |
| Op. Margin | 36.97% | US#349/3,115 Sec#98/245 |
| Revenue Growth | 13.57% | US#987/3,115 Sec#74/245 |
| Earnings Growth | 19.53% | US#863/3,115 Sec#88/245 |
| Financial Health | ||
| Debt Ratio | 651.22% | US#2,470/3,115 Sec#41/245 |
| Total Debt | $953M | US#1,554/3,115 Sec#104/245 |
| FCF | $769M | US#695/3,115 Sec#53/245 |
| Cash | $788M | US#796/3,115 Sec#86/245 |
| Current Ratio | 0.38x | US#2,803/3,115 Sec#111/245 |
| Net Debt/EBITDA | 0.40x | US#738/3,115 Sec#85/245 |
| Dividend | ||
| Div. Yield | 2.97% | US#632/3,115 Sec#75/245 |
| Div. Growth | 5.16% | US#804/3,115 Sec#116/245 |
| Performance | ||
| 1Y Return | 40.15% | US#671/3,115 Sec#71/245 |
| 1M Return | 3.35% | US#989/3,115 Sec#56/245 |
| From 52W High | -10.68% | US#784/3,115 Sec#147/245 |
| 1Y MDD | -14.90% | US#266/3,115 Sec#104/245 |
| Trading | ||
| Volume | 807,923 shares | US#1,557/3,115 Sec#71/245 |
| Trading Value | $26M | US#1,665/3,115 Sec#89/245 |
| Per Share | ||
| EPS | $2.72 | US#1,130/3,115 Sec#148/245 |
| BPS | $28.47 | US#931/3,115 Sec#144/245 |
Company Info
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.