First Financial Bancorp.
Financials
Valuation Metrics
First Financial Bancorp.'s Market Cap is $3.37B. At end of 2025 it was $2.35B. Ranked #1648 of 3,121 in US market (top 53%), #584 of 1,463 on NASDAQ (top 40%), #101 of 248 in Banks (top 41%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $3.37B | US#1,648/3,121 Sec#101/248 |
| Revenue | $1.01B | US#1,880/3,121 Sec#81/248 |
| Net Income | $285M | US#1,120/3,121 Sec#95/248 |
| Total Assets | $22.44B | US#578/3,121 Sec#101/248 |
| Net Assets | $2.99B | US#977/3,121 Sec#99/248 |
| Employees | 2,199 | US#1,630/3,121 Sec#93/248 |
| Value | ||
| P/E | 11.81x | US#499/3,121 Sec#100/248 |
| P/B | 1.13x | US#509/3,121 Sec#70/248 |
| PEG | 0.61x | US#677/3,121 Sec#92/248 |
| P/S | 3.34x | US#1,853/3,121 Sec#89/248 |
| EV/EBITDA | 8.63x | US#597/3,121 Sec#56/248 |
| FCF Yield | 22.82% | US#132/3,121 Sec#17/248 |
| Profitability | ||
| ROE | 9.55% | US#1,420/3,121 Sec#165/248 |
| ROA | 1.27% | US#1,858/3,121 Sec#95/248 |
| Op. Margin | 35.48% | US#387/3,121 Sec#114/248 |
| Revenue Growth | 18.33% | US#749/3,121 Sec#61/248 |
| Earnings Growth | 19.53% | US#875/3,121 Sec#96/248 |
| Financial Health | ||
| Debt Ratio | 651.22% | US#2,479/3,121 Sec#41/248 |
| Total Debt | $953M | US#1,567/3,121 Sec#104/248 |
| FCF | $769M | US#695/3,121 Sec#52/248 |
| Cash | $788M | US#800/3,121 Sec#86/248 |
| Current Ratio | 0.38x | US#2,803/3,121 Sec#111/248 |
| Net Debt/EBITDA | 0.40x | US#740/3,121 Sec#84/248 |
| Dividend | ||
| Div. Yield | 3.00% | US#617/3,121 Sec#68/248 |
| Div. Growth | 5.16% | US#805/3,121 Sec#116/248 |
| Performance | ||
| 1Y Return | 28.11% | US#955/3,121 Sec#95/248 |
| 1M Return | -4.96% | US#1,704/3,121 Sec#177/248 |
| From 52W High | -11.38% | US#830/3,121 Sec#191/248 |
| 1Y MDD | -14.19% | US#268/3,121 Sec#89/248 |
| Trading | ||
| Volume | 647,118 shares | US#1,771/3,121 Sec#76/248 |
| Trading Value | $21M | US#1,852/3,121 Sec#88/248 |
| Per Share | ||
| EPS | $2.72 | US#1,135/3,121 Sec#149/248 |
| BPS | $28.47 | US#935/3,121 Sec#145/248 |
Company Info
First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois. The company offers checking and savings accounts; and accepts various deposit products, such as interest-bearing and non-interest-bearing accounts, time deposits, and cash management services for retail and commercial customers. It also provides real estate loans secured by residential property, such as one to four family residential housing units or commercial property comprising owner-occupied and/or investor income producing real estate consisting of apartments, shopping centers, and office buildings; commercial and industrial loans for various purposes, including inventory, receivables, and equipment, as well as equipment and leasehold improvement financing for franchisees; consumer loans, such as new and used vehicle loans, second mortgages on residential real estate and unsecured loans; and home equity lines of credit. In addition, the company offers secured commercial financing services to the insurance industry, registered investment advisors, certified public accountants, indirect auto finance companies, and restaurant franchisees. Further, it provides a range of trust and wealth management services, lease and equipment financing services, currency payments, foreign exchange hedging, commodities hedging, and other advisory products. First Financial Bancorp. was founded in 1863 and is headquartered in Cincinnati, Ohio.