First Citizens BancShares, Inc.
Financials
Valuation Metrics
First Citizens BancShares, Inc.'s Market Cap is $27.44B. At end of 2025 it was $26.53B. Ranked #492 of 3,115 in US market (top 16%), #147 of 1,472 on NASDAQ (top 10%), #43 of 245 in Banks (top 18%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $27.44B | US#492/3,115 Sec#43/245 |
| Revenue | $9.59B | US#574/3,115 Sec#33/245 |
| Net Income | $2.35B | US#298/3,115 Sec#36/245 |
| Total Assets | $236.84B | US#87/3,115 Sec#37/245 |
| Net Assets | $21.90B | US#222/3,115 Sec#38/245 |
| Employees | 18,141 | US#595/3,115 Sec#38/245 |
| Value | ||
| P/E | 11.66x | US#476/3,115 Sec#94/245 |
| P/B | 1.25x | US#654/3,115 Sec#110/245 |
| P/S | 2.86x | US#1,631/3,115 Sec#44/245 |
| EV/EBITDA | 16.71x | US#1,675/3,115 Sec#170/245 |
| FCF Yield | 9.33% | US#647/3,115 Sec#93/245 |
| Profitability | ||
| ROE | 10.75% | US#1,280/3,115 Sec#117/245 |
| ROA | 0.99% | US#1,982/3,115 Sec#163/245 |
| Op. Margin | 32.93% | US#439/3,115 Sec#127/245 |
| Revenue Growth | 0.72% | US#2,143/3,115 Sec#145/245 |
| Earnings Growth | -1.79% | US#1,315/3,115 Sec#149/245 |
| Financial Health | ||
| Debt Ratio | 981.47% | US#2,719/3,115 Sec#192/245 |
| Total Debt | $32.19B | US#150/3,115 Sec#34/245 |
| FCF | $2.56B | US#301/3,115 Sec#30/245 |
| Cash | $1.52B | US#521/3,115 Sec#69/245 |
| Current Ratio | 9.99x | US#249/3,115 Sec#37/245 |
| Net Debt/EBITDA | 8.82x | US#2,323/3,115 Sec#207/245 |
| Dividend | ||
| Div. Yield | 0.67% | US#1,439/3,115 Sec#207/245 |
| Div. Growth | 1.90% | US#1,070/3,115 Sec#157/245 |
| Performance | ||
| 1Y Return | 29.78% | US#777/3,115 Sec#80/245 |
| 1M Return | 14.22% | US#523/3,115 Sec#6/245 |
| From 52W High | -2.54% | US#320/3,115 Sec#40/245 |
| 1Y MDD | -19.86% | US#630/3,115 Sec#190/245 |
| Trading | ||
| Volume | 46,983 shares | US#2,912/3,115 Sec#196/245 |
| Trading Value | $111M | US#422/3,115 Sec#16/245 |
| Per Share | ||
| EPS | $203.16 | US#4/3,115 Sec#1/245 |
| BPS | $1890.05 | US#3/3,115 Sec#1/245 |
Company Info
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.