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First Citizens BancShares, Inc.

FCNCA· NASDAQ
$2368.27+0.66%
2026-11-02

Financials

Valuation Metrics

First Citizens BancShares, Inc.'s Market Cap is $27.44B. At end of 2025 it was $26.53B. Ranked #492 of 3,115 in US market (top 16%), #147 of 1,472 on NASDAQ (top 10%), #43 of 245 in Banks (top 18%) by Market Cap.

Investment Metrics(as of 2026-11-02)

MetricValue
Size
Market Cap$27.44B
Revenue$9.59B
Net Income$2.35B
Total Assets$236.84B
Net Assets$21.90B
Employees18,141
Value
P/E11.66x
P/B1.25x
P/S2.86x
EV/EBITDA16.71x
FCF Yield9.33%
Profitability
ROE10.75%
ROA0.99%
Op. Margin32.93%
Revenue Growth0.72%
Earnings Growth-1.79%
Financial Health
Debt Ratio981.47%
Total Debt$32.19B
FCF$2.56B
Cash$1.52B
Current Ratio9.99x
Net Debt/EBITDA8.82x
Dividend
Div. Yield0.67%
Div. Growth1.90%
Performance
1Y Return29.78%
1M Return14.22%
From 52W High-2.54%
1Y MDD-19.86%
Trading
Volume46,983 shares
Trading Value$111M
Per Share
EPS$203.16
BPS$1890.05

Company Info

CEO Frank Brown Holding Jr.
Employees 18,141
HQ Raleigh, US

First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.