First BanCorp.
Financials
Valuation Metrics
First BanCorp.'s Market Cap is $4.27B. At end of 2025 it was $3.20B. Ranked #1478 of 3,121 in US market (top 47%), #967 of 1,658 on NYSE (top 58%), #87 of 248 in Banks (top 35%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $4.27B | US#1,478/3,121 Sec#87/248 |
| Net Income | $373M | US#990/3,121 Sec#81/248 |
| Total Assets | $19.24B | US#634/3,121 Sec#109/248 |
| Net Assets | $1.98B | US#1,249/3,121 Sec#119/248 |
| Employees | 3,218 | US#1,449/3,121 Sec#75/248 |
| Value | ||
| P/E | 11.45x | US#460/3,121 Sec#85/248 |
| P/B | 2.16x | US#1,340/3,121 Sec#220/248 |
| P/S | 3.40x | US#1,882/3,121 Sec#98/248 |
| EV/EBITDA | 8.46x | US#570/3,121 Sec#47/248 |
| FCF Yield | 10.28% | US#557/3,121 Sec#78/248 |
| Profitability | ||
| ROE | 18.85% | US#650/3,121 Sec#15/248 |
| ROA | 1.94% | US#1,665/3,121 Sec#23/248 |
| Financial Health | ||
| Debt Ratio | 873.34% | US#2,682/3,121 Sec#165/248 |
| Total Debt | $200M | US#2,251/3,121 Sec#189/248 |
| FCF | $438M | US#955/3,121 Sec#71/248 |
| Cash | $560M | US#992/3,121 Sec#102/248 |
| Net Debt/EBITDA | -0.78x | US#333/3,121 Sec#46/248 |
| Dividend | ||
| Div. Yield | 2.80% | US#689/3,121 Sec#86/248 |
| Div. Growth | 12.56% | US#411/3,121 Sec#69/248 |
| Performance | ||
| 1Y Return | 25.11% | US#960/3,121 Sec#96/248 |
| 1M Return | -3.11% | US#1,942/3,121 Sec#205/248 |
| From 52W High | -7.71% | US#554/3,121 Sec#135/248 |
| 1Y MDD | -13.83% | US#240/3,121 Sec#75/248 |
| Trading | ||
| Volume | 958,254 shares | US#1,539/3,121 Sec#64/248 |
| Trading Value | $26M | US#1,768/3,121 Sec#81/248 |
| Per Share | ||
| EPS | $2.41 | US#1,214/3,121 Sec#162/248 |
| BPS | $12.78 | US#1,658/3,121 Sec#214/248 |
Company Info
First BanCorp. operates as the bank holding company for FirstBank Puerto Rico that provides financial products and services to consumers and commercial customers. It operates through six segments: Mortgage Banking; Consumer (Retail) Banking; Commercial and Corporate Banking; Treasury and Investments; United States Operations; and Virgin Islands Operations. The Mortgage Banking segment engages in the origination, sale, and servicing of various residential mortgage loans; hedging activities; purchase of mortgage loans from branch and mortgage bankers; and origination of residential real estate loans. The Consumer (Retail) Banking segment is involved in consumer lending, commercial lending to small businesses, commercial transaction banking, and deposit-taking activities. The Commercial and Corporate Banking segment offers lending and other services, including commercial lending and commercial deposit-taking activities. The Treasury and Investments segment manages funding; and obtains funds through brokered deposits, advances from the FHLB, and repurchase agreements involving investment securities, among other funding sources. The United States Operations segment provides checking, savings, and money market accounts; retail CDs; internet banking services; residential mortgages; home equity loans and lines of credit; retail deposits; cash management services; remote data capture; automated clearing house transactions; and traditional commercial and industrial, and commercial real estate products, such as lines of credit, term loans, and construction loans. The Virgin Islands Operations segment focuses on consumer and commercial lending, and deposit-taking activities. The company also offers automobile financing and insurance agency services. First BanCorp. was founded in 1948 and is headquartered in San Juan, Puerto Rico.