Esquire Financial Holdings, Inc.
Financials
Valuation Metrics
Esquire Financial Holdings, Inc.'s Market Cap is $1.50B. At end of 2025 it was $889M. Ranked #2170 of 3,118 in US market (top 70%), #848 of 1,474 on NASDAQ (top 58%), #148 of 245 in Banks (top 60%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $1.50B | US#2,170/3,118 Sec#148/245 |
| Revenue | $160M | US#2,590/3,118 Sec#181/245 |
| Net Income | $53M | US#1,855/3,118 Sec#200/245 |
| Total Assets | $2.51B | US#1,928/3,118 Sec#239/245 |
| Net Assets | $314M | US#2,490/3,118 Sec#237/245 |
| Employees | 151 | US#2,532/3,118 Sec#215/245 |
| Value | ||
| P/E | 28.53x | US#1,533/3,118 Sec#225/245 |
| P/B | 4.80x | US#2,197/3,118 Sec#244/245 |
| PEG | 2.09x | US#1,039/3,118 Sec#135/245 |
| P/S | 9.43x | US#2,685/3,118 Sec#243/245 |
| EV/EBITDA | 16.35x | US#1,675/3,118 Sec#170/245 |
| FCF Yield | 4.00% | US#1,603/3,118 Sec#208/245 |
| Profitability | ||
| ROE | 16.81% | US#767/3,118 Sec#22/245 |
| ROA | 2.10% | US#1,602/3,118 Sec#12/245 |
| Op. Margin | 45.74% | US#175/3,118 Sec#34/245 |
| Revenue Growth | 18.57% | US#739/3,118 Sec#52/245 |
| Earnings Growth | 13.65% | US#979/3,118 Sec#113/245 |
| Financial Health | ||
| Debt Ratio | 700.07% | US#2,518/3,118 Sec#72/245 |
| Total Debt | $0.00 | US—/3,118 Sec—/245 |
| FCF | $60M | US#1,906/3,118 Sec#177/245 |
| Cash | $242M | US#1,587/3,118 Sec#141/245 |
| Current Ratio | 0.25x | US#2,873/3,118 Sec#144/245 |
| Net Debt/EBITDA | -3.14x | US#111/3,118 Sec#16/245 |
| Dividend | ||
| Div. Yield | 0.42% | US#1,564/3,118 Sec#217/245 |
| Div. Growth | 20.95% | US#248/3,118 Sec#42/245 |
| Performance | ||
| 1Y Return | 32.55% | US#764/3,118 Sec#77/245 |
| 1M Return | 3.68% | US#1,003/3,118 Sec#30/245 |
| From 52W High | -7.78% | US#604/3,118 Sec#98/245 |
| 1Y MDD | -16.07% | US#345/3,118 Sec#130/245 |
| Trading | ||
| Volume | 155,640 shares | US#2,767/3,118 Sec#157/245 |
| Trading Value | $20M | US#1,960/3,118 Sec#98/245 |
| Per Share | ||
| EPS | $4.36 | US#787/3,118 Sec#83/245 |
| BPS | $25.93 | US#1,014/3,118 Sec#159/245 |
Company Info
Esquire Financial Holdings, Inc. functions as the parent entity for Esquire Bank, National Association, delivering a diverse array of commercial banking and financial services across the United States. Its clientele includes the legal sector, small businesses, and both corporate and individual clients. The company's deposit offerings encompass checking, savings, money market, and time deposits, alongside certificates of deposit. Its lending portfolio is extensive, providing commercial loans tailored for operational liquidity, such as short-term funding for inventory, accounts receivable, or supplies, in addition to financing for approved merchant clientele. It also extends commercial lines of credit. Consumer loan options are available for various needs, including post-settlement and structured settlement financing for plaintiffs and claimants, as well as personal loans to individuals for purposes like consolidating debt, covering medical costs, managing living expenses, or settling outstanding bills. Furthermore, it originates real estate loans for multifamily, single-family residential, commercial properties, and construction projects. Merchant services are another component of its offerings. Established in 2006, Esquire Financial Holdings, Inc. maintains its primary corporate office in Jericho, New York. As of early 2022 (specifically January 25), its physical presence included a full-service branch situated in Jericho, New York, and an administrative hub located in Boca Raton, Florida.