Essent Group Ltd.
Financials
Valuation Metrics
Essent Group Ltd.'s Market Cap is $6.29B. At end of 2025 it was $6.23B. Ranked #1196 of 3,115 in US market (top 38%), #800 of 1,643 on NYSE (top 49%), #46 of 93 in Insurance (top 49%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $6.29B | US#1,196/3,115 Sec#46/93 |
| Revenue | $1.32B | US#1,704/3,115 Sec#67/93 |
| Net Income | $681M | US#699/3,115 Sec#44/93 |
| Total Assets | $7.59B | US#1,143/3,115 Sec#57/93 |
| Net Assets | $5.66B | US#637/3,115 Sec#39/93 |
| Employees | 514 | US#2,257/3,115 Sec#78/93 |
| Value | ||
| P/E | 9.24x | US#257/3,115 Sec#29/93 |
| P/B | 1.11x | US#478/3,115 Sec#19/93 |
| P/S | 4.75x | US#2,215/3,115 Sec#89/93 |
| EV/EBITDA | 7.83x | US#459/3,115 Sec#32/93 |
| FCF Yield | 13.13% | US#334/3,115 Sec#38/93 |
| Profitability | ||
| ROE | 12.02% | US#1,152/3,115 Sec#59/93 |
| ROA | 8.97% | US#552/3,115 Sec#11/93 |
| Op. Margin | 62.02% | US#61/3,115 Sec#4/93 |
| Revenue Growth | 1.34% | US#2,098/3,115 Sec#71/93 |
| Earnings Growth | -4.78% | US#1,364/3,115 Sec#66/93 |
| Financial Health | ||
| Debt Ratio | 34.05% | US#388/3,115 Sec#5/93 |
| Total Debt | $496M | US#1,871/3,115 Sec#60/93 |
| FCF | $826M | US#664/3,115 Sec#44/93 |
| Cash | $74M | US#2,386/3,115 Sec#80/93 |
| Current Ratio | 0.49x | US#2,719/3,115 Sec#68/93 |
| Net Debt/EBITDA | 0.49x | US#776/3,115 Sec#51/93 |
| Dividend | ||
| Div. Yield | 1.97% | US#927/3,115 Sec#35/93 |
| Div. Growth | 10.09% | US#508/3,115 Sec#18/93 |
| Performance | ||
| 1Y Return | 12.66% | US#1,414/3,115 Sec#47/93 |
| 1M Return | 13.32% | US#1,216/3,115 Sec#54/93 |
| From 52W High | -3.03% | US#543/3,115 Sec#36/93 |
| 1Y MDD | -16.83% | US#408/3,115 Sec#32/93 |
| Trading | ||
| Volume | 468,466 shares | US#2,039/3,115 Sec#40/93 |
| Trading Value | $32M | US#1,576/3,115 Sec#45/93 |
| Per Share | ||
| EPS | $7.39 | US#437/3,115 Sec#36/93 |
| BPS | $61.46 | US#301/3,115 Sec#31/93 |
Company Info
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.