Essent Group Ltd.
BMFinancials
Valuation Metrics
Essent Group Ltd.'s Market Cap is $6.15B. At end of 2025 it was $6.23B. Ranked #1239 of 3,112 in US market (top 40%), #832 of 1,667 on NYSE (top 50%), #47 of 94 in Insurance (top 50%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $6.15B | US#1,239/3,112 Sec#47/94 |
| Revenue | $1.29B | US#1,782/3,112 Sec#67/94 |
| Net Income | $686M | US#671/3,112 Sec#42/94 |
| Total Assets | $7.57B | US#1,146/3,112 Sec#58/94 |
| Net Assets | $5.70B | US#636/3,112 Sec#40/94 |
| Employees | 514 | US#1,357/3,112 Sec#56/94 |
| Value | ||
| P/E | 8.96x | US#186/3,112 Sec#25/94 |
| P/B | 1.08x | US#403/3,112 Sec#18/94 |
| P/S | 4.78x | US#2,227/3,112 Sec#87/94 |
| EV/EBITDA | 7.58x | US#427/3,112 Sec#35/94 |
| FCF Yield | 13.31% | US#294/3,112 Sec#37/94 |
| Profitability | ||
| ROE | 12.05% | US#1,121/3,112 Sec#58/94 |
| ROA | 9.07% | US#525/3,112 Sec#13/94 |
| Op. Margin | 63.85% | US#49/3,112 Sec#4/94 |
| Revenue Growth | 1.72% | US#2,074/3,112 Sec#65/94 |
| Earnings Growth | -2.07% | US#1,429/3,112 Sec#63/94 |
| Financial Health | ||
| Debt Ratio | 32.88% | US#365/3,112 Sec#5/94 |
| Total Debt | $496M | US#1,820/3,112 Sec#57/94 |
| FCF | $819M | US#644/3,112 Sec#44/94 |
| Cash | $128M | US#2,046/3,112 Sec#72/94 |
| Current Ratio | 5.91x | US#406/3,112 Sec#15/94 |
| Net Debt/EBITDA | 0.43x | US#810/3,112 Sec#42/94 |
| Dividend | ||
| Div. Yield | 2.00% | US#919/3,112 Sec#32/94 |
| Div. Growth | 10.09% | US#510/3,112 Sec#18/94 |
| Performance | ||
| 1Y Return | 18.08% | US#1,545/3,112 Sec#49/94 |
| 1M Return | 2.91% | US#1,224/3,112 Sec#40/94 |
| From 52W High | -2.74% | US#303/3,112 Sec#17/94 |
| 1Y MDD | -16.43% | US#414/3,112 Sec#34/94 |
| Trading | ||
| Volume | 286,824 shares | US#2,441/3,112 Sec#60/94 |
| Trading Value | $19M | US#1,985/3,112 Sec#63/94 |
| Per Share | ||
| EPS | $7.20 | US#404/3,112 Sec#34/94 |
| BPS | $60.11 | US#303/3,112 Sec#31/94 |
Company Info
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company's mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.