Enova International, Inc.
Financials
Valuation Metrics
Enova International, Inc.'s Market Cap is $4.33B. At end of 2025 it was $3.89B. Ranked #1446 of 3,118 in US market (top 46%), #950 of 1,644 on NYSE (top 58%), #90 of 157 in Financial Services (top 57%) by Market Cap.
Investment Metrics(as of 2026-11-02)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $4.33B | US#1,446/3,118 Sec#90/157 |
| Revenue | $3.12B | US#1,163/3,118 Sec#59/157 |
| Net Income | $382M | US#966/3,118 Sec#67/157 |
| Total Assets | $7.70B | US#1,136/3,118 Sec#81/157 |
| Net Assets | $1.57B | US#1,433/3,118 Sec#89/157 |
| Employees | 1,836 | US#1,724/3,118 Sec#79/157 |
| Value | ||
| P/E | 11.32x | US#463/3,118 Sec#47/157 |
| P/B | 2.76x | US#1,671/3,118 Sec#90/157 |
| PEG | 0.37x | US#488/3,118 Sec#29/157 |
| P/S | 1.39x | US#973/3,118 Sec#38/157 |
| EV/EBITDA | 10.52x | US#896/3,118 Sec#55/157 |
| FCF Yield | 46.35% | US#45/3,118 Sec#11/157 |
| Profitability | ||
| ROE | 24.38% | US#435/3,118 Sec#34/157 |
| ROA | 4.97% | US#1,046/3,118 Sec#55/157 |
| Op. Margin | 28.20% | US#572/3,118 Sec#62/157 |
| Revenue Growth | 2.68% | US#1,984/3,118 Sec#99/157 |
| Earnings Growth | 30.48% | US#676/3,118 Sec#39/157 |
| Financial Health | ||
| Debt Ratio | 390.59% | US#2,251/3,118 Sec#91/157 |
| Total Debt | $5.41B | US#631/3,118 Sec#56/157 |
| FCF | $2.01B | US#353/3,118 Sec#28/157 |
| Cash | $106M | US#2,197/3,118 Sec#126/157 |
| Current Ratio | 1.78x | US#1,384/3,118 Sec#62/157 |
| Net Debt/EBITDA | 5.79x | US#2,129/3,118 Sec#98/157 |
| Performance | ||
| 1Y Return | 45.46% | US#543/3,118 Sec#16/157 |
| 1M Return | 0.60% | US#1,328/3,118 Sec#49/157 |
| From 52W High | -34.97% | US#2,154/3,118 Sec#107/157 |
| 1Y MDD | -37.81% | US#1,800/3,118 Sec#97/157 |
| Trading | ||
| Volume | 168,565 shares | US#2,721/3,118 Sec#136/157 |
| Trading Value | $30M | US#1,660/3,118 Sec#96/157 |
| Per Share | ||
| EPS | $15.37 | US#155/3,118 Sec#18/157 |
| BPS | $63.04 | US#287/3,118 Sec#23/157 |
Company Info
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.