Enova International, Inc.
Financials
Valuation Metrics
Enova International, Inc.'s Market Cap is $6.44B. At end of 2025 it was $3.89B. Ranked #1208 of 3,112 in US market (top 39%), #812 of 1,667 on NYSE (top 49%), #74 of 161 in Financial Services (top 46%) by Market Cap.
Investment Metrics(as of 2026-08-03)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $6.44B | US#1,208/3,112 Sec#74/161 |
| Revenue | $3.01B | US#1,228/3,112 Sec#67/161 |
| Net Income | $355M | US#987/3,112 Sec#67/161 |
| Total Assets | $7.22B | US#1,180/3,112 Sec#85/161 |
| Net Assets | $1.50B | US#1,481/3,112 Sec#95/161 |
| Employees | 1,836 | US#1,149/3,112 Sec#52/161 |
| Value | ||
| P/E | 18.11x | US#900/3,112 Sec#77/161 |
| P/B | 4.30x | US#2,043/3,112 Sec#113/161 |
| PEG | 0.48x | US#551/3,112 Sec#37/161 |
| P/S | 2.14x | US#1,333/3,112 Sec#59/161 |
| EV/EBITDA | 14.54x | US#1,423/3,112 Sec#69/161 |
| FCF Yield | 30.34% | US#67/3,112 Sec#11/161 |
| Profitability | ||
| ROE | 23.74% | US#438/3,112 Sec#37/161 |
| ROA | 4.92% | US#1,016/3,112 Sec#58/161 |
| Op. Margin | 27.58% | US#544/3,112 Sec#69/161 |
| Revenue Growth | -35.38% | US#2,845/3,112 Sec#148/161 |
| Earnings Growth | 37.96% | US#657/3,112 Sec#45/161 |
| Financial Health | ||
| Debt Ratio | 382.41% | US#2,260/3,112 Sec#94/161 |
| Total Debt | $5.05B | US#658/3,112 Sec#58/161 |
| FCF | $1.95B | US#352/3,112 Sec#24/161 |
| Cash | $122M | US#2,095/3,112 Sec#123/161 |
| Current Ratio | 0.33x | US#2,816/3,112 Sec#127/161 |
| Net Debt/EBITDA | 6.30x | US#2,197/3,112 Sec#99/161 |
| Performance | ||
| 1Y Return | 157.17% | US#158/3,112 Sec#8/161 |
| 1M Return | 9.96% | US#533/3,112 Sec#37/161 |
| From 52W High | -1.34% | US#133/3,112 Sec#19/161 |
| 1Y MDD | -24.75% | US#1,017/3,112 Sec#56/161 |
| Trading | ||
| Volume | 196,734 shares | US#2,668/3,112 Sec#136/161 |
| Trading Value | $51M | US#1,340/3,112 Sec#82/161 |
| Per Share | ||
| EPS | $12.46 | US#170/3,112 Sec#18/161 |
| BPS | $53.99 | US#374/3,112 Sec#27/161 |
Company Info
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.