Enova International, Inc.
Financials
Valuation Metrics
Enova International, Inc.'s Market Cap is $4.34B. At end of 2025 it was $3.89B. Ranked #1444 of 3,121 in US market (top 46%), #944 of 1,658 on NYSE (top 57%), #89 of 157 in Financial Services (top 57%) by Market Cap.
Investment Metrics(as of 2026-09-18)
| Metric | Value | Rank |
|---|---|---|
| Size | ||
| Market Cap | $4.34B | US#1,444/3,121 Sec#89/157 |
| Revenue | $2.92B | US#1,216/3,121 Sec#59/157 |
| Net Income | $355M | US#1,013/3,121 Sec#70/157 |
| Total Assets | $7.22B | US#1,195/3,121 Sec#84/157 |
| Net Assets | $1.50B | US#1,481/3,121 Sec#91/157 |
| Employees | 1,836 | US#1,734/3,121 Sec#79/157 |
| Value | ||
| P/E | 12.22x | US#572/3,121 Sec#50/157 |
| P/B | 2.90x | US#1,745/3,121 Sec#91/157 |
| PEG | 0.32x | US#459/3,121 Sec#27/157 |
| P/S | 1.49x | US#1,040/3,121 Sec#39/157 |
| EV/EBITDA | 11.87x | US#1,135/3,121 Sec#61/157 |
| FCF Yield | 44.94% | US#43/3,121 Sec#9/157 |
| Profitability | ||
| ROE | 23.74% | US#455/3,121 Sec#37/157 |
| ROA | 4.92% | US#1,065/3,121 Sec#57/157 |
| Op. Margin | 28.47% | US#571/3,121 Sec#60/157 |
| Revenue Growth | -0.42% | US#2,276/3,121 Sec#107/157 |
| Earnings Growth | 38.74% | US#601/3,121 Sec#31/157 |
| Financial Health | ||
| Debt Ratio | 382.41% | US#2,257/3,121 Sec#91/157 |
| Total Debt | $5.05B | US#680/3,121 Sec#58/157 |
| FCF | $1.95B | US#363/3,121 Sec#28/157 |
| Cash | $122M | US#2,088/3,121 Sec#121/157 |
| Current Ratio | 18.42x | US#127/3,121 Sec#14/157 |
| Net Debt/EBITDA | 6.30x | US#2,182/3,121 Sec#99/157 |
| Performance | ||
| 1Y Return | 37.64% | US#632/3,121 Sec#18/157 |
| 1M Return | -31.36% | US#3,086/3,121 Sec#157/157 |
| From 52W High | -34.72% | US#2,209/3,121 Sec#109/157 |
| 1Y MDD | -35.15% | US#1,745/3,121 Sec#92/157 |
| Trading | ||
| Volume | 238,682 shares | US#1,812/3,121 Sec#89/157 |
| Trading Value | $42M | US#750/3,121 Sec#48/157 |
| Per Share | ||
| EPS | $14.28 | US#166/3,121 Sec#20/157 |
| BPS | $60.16 | US#309/3,121 Sec#24/157 |
Company Info
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provides money transfer services. The company markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, Simplic, and Pangea brands. Enova International, Inc. was founded in 2003 and is headquartered in Chicago, Illinois.