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Enterprise Financial Services Corp

EFSC· NASDAQ
$61.81-1.07%
2026-10-30

Financials

Valuation Metrics

Enterprise Financial Services Corp's Market Cap is $2.26B. At end of 2025 it was $2.00B. Ranked #1892 of 3,116 in US market (top 61%), #696 of 1,472 on NASDAQ (top 47%), #122 of 245 in Banks (top 50%) by Market Cap.

Investment Metrics(as of 2026-10-30)

MetricValue
Size
Market Cap$2.26B
Net Income$190M
Total Assets$17.40B
Net Assets$2.04B
Employees1,370
Value
P/E11.88x
P/B1.11x
P/S3.48x
EV/EBITDA9.41x
FCF Yield9.35%
Profitability
ROE9.33%
ROA1.09%
Financial Health
Debt Ratio752.54%
Total Debt$682M
FCF$211M
Cash$274M
Current Ratio1.32x
Net Debt/EBITDA1.44x
Dividend
Div. Yield2.11%
Div. Growth14.02%
Performance
1Y Return17.76%
1M Return4.85%
From 52W High-10.07%
1Y MDD-14.53%
Trading
Volume214,412 shares
Trading Value$13M
Per Share
EPS$5.20
BPS$55.78

Company Info

CEO James Brian Lally
Employees 1,370
HQ Clayton, US

Enterprise Financial Services Corp (EFSC) serves as the parent financial holding company for Enterprise Bank & Trust. Through this subsidiary, it delivers a comprehensive array of banking and wealth management solutions to both individual and corporate clients. The company's core deposit offerings encompass checking, savings, and money market accounts, alongside certificates of deposit. On the lending side, EFSC extends a broad portfolio of credit facilities, including commercial and industrial loans, commercial real estate financing, construction and land development loans, residential real estate mortgages, agricultural loans, and consumer credit. Beyond traditional banking, the firm provides specialized business services such as treasury management and international trade support. It also operates a unique tax credit brokerage service, assisting clients with the acquisition and subsequent sale of tax credits. For wealth management, EFSC offers financial and estate planning, investment management, and trust services, catering to businesses, private individuals, institutions, retirement plans, and non-profit organizations. Additionally, its extensive service catalog includes fiduciary duties, expert financial advisory, merchant processing solutions, and various debit and credit card options. The company further embraces modern technology, offering international banking, insurance products, and digital platforms like internet and mobile banking. Operational efficiencies are supported by remote deposit capture, positive pay systems, robust fraud detection and prevention tools, automated payable services, and comprehensive check and statement/document imaging capabilities. Complementing these, its cash management products feature controlled disbursements, repurchase agreements, and sweep investment accounts. Geographically, Enterprise Financial Services Corp maintains a physical presence with banking branches and administrative offices in key markets across Arizona, California, Kansas, Missouri, Nevada, and New Mexico. Moreover, it operates a network of specialized SBA loan production offices and deposit production offices in numerous other states. Founded in 1988, Enterprise Financial Services Corp is headquartered in Clayton, Missouri.